122 Monterey AVE Panama City Beach, FL 32413

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Key Details
Property Type Single Family Home
Sub Type Detached Single Family
Listing Status Active
Purchase Type For Sale
Square Footage 1,848 sqft
Price per Sqft $719
Subdivision Santa Monica Beach
MLS Listing ID 983991
Style Beach House
Bedrooms 4
Full Baths 2
HOA Y/N Yes
Year Built 1977
Annual Tax Amount $487
Tax Year 2024
Lot Size 8,276 Sqft
Acres 0.19
Lot Dimensions 75 x 110
Property Sub-Type Detached Single Family
Source Emerald Coast Association of REALTORS®
Land Area 1848
Property Description
The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue sky and breathtaking sunsets guarantees relaxation in the most laid-back environment. Gated beach access ensures privacy and exclusivity that's increasingly rare along this coveted coastline.
Enter to find a well-designed layout that captures the essence of old Florida charm. The first floor offers kitchen, dining, living area, three bedrooms and one bathroom. The second story, formerly a fully equipped studio apartment with exterior door access provides a large bedroom, bathroom, coffee bar and expansive decking with views to the gulf creating the perfect backdrop for morning coffee or evening relaxation. This home easily accommodates family gatherings or visiting guests who wish to experience true beach living. Bring your golf cart, bicycles and water sports gear. Plenty of onsite parking and outdoor storage. The possibilities are endless!
Santa Monica Beach represents one of Panama City Beach's most desirable neighborhoods, offering the tranquility of the quiet west end. The convenience extends beyond the beach with neighboring Carousel Supermarket opened in 1967 and Thomas Donuts opened in 1971, easily accessible for all your daily necessities. Santa Monica Beach also keeps you connected to the area's vibrant dining, shopping, and entertainment scene. Whether you're seeking fine dining on 30A, adventure at nearby attractions like Pier Park, Topgolf, Dolly Parton's Pirates Voyage Dinner Theater, or simply want to unwind with the sound of waves, this location delivers both excitement and serenity. Still owned, impeccably maintained, and loved by the original owner, this beach cottage represents a rare opportunity to own a piece of Panama City Beach history while enjoying modern coastal living in a small-town community. See your new home soon!
Location
State FL
County Bay
Community Beach, Deed Access
Area 27 - Bay County
Zoning Resid Single Family
Direction At the intersection of Hwy 79 S and Hwy 98, turn right traveling 3 miles west to Wisteria Lane, turn left. Wisteria Lane will end at Front Beach Road, turn right. Travel 1/2 mile to Monterey Avenue, turn right. The house will be the fourth driveway on the right.
Rooms
Family Room true
Kitchen true
Interior
Interior Features Kitchen Island, Lock Out, Washer/Dryer Hookup
Heating Central
Cooling Ceiling Fans, Central Air
Furnishings Furnished - None
Window Features Storm Windows
Appliance Auto Garage Door Opn, Dishwasher, Microwave, Stove/Oven Electric, Water Heater - Elect
Exterior
Exterior Feature Open Deck, Porch
Parking Features Carport, Garage Detached, Golf Cart Enclosed, Guest
Garage Spaces 1.0
Carport Spaces 1
Community Features Beach, Deed Access
Utilities Available Electric, Phone, Public Water, TV Cable
View Gulf
Roof Type Metal
Street Surface Paved
Porch Deck Open, Porch
Garage Yes
Building
Lot Description Covenants
Faces At the intersection of Hwy 79 S and Hwy 98, turn right traveling 3 miles west to Wisteria Lane, turn left. Wisteria Lane will end at Front Beach Road, turn right. Travel 1/2 mile to Monterey Avenue, turn right. The house will be the fourth driveway on the right.
Story 2
Foundation Slab
Sewer Septic Tank
Architectural Style Beach House
New Construction No
Schools
Elementary Schools West Bay
Middle Schools Surfside
High Schools Arnold
Others
Pets Allowed No
HOA Fee Include Accounting,Ground Keeping
Tax ID 37191-010-000
Miscellaneous Discover this charming Florida Beach Cottage at 122 Monterey Avenue where original 1977 family craftsmanship meets timeless coastal living. This four-bedroom, two-bathroom home offers the perfect blend of vintage character and beachside convenience not often available in the highly sought-after Santa Monica Beach neighborhood. The real treasure lies 400 feet from your front door. This property includes community access to deeded beach rights with no beachfront residential or commercial development allowed, preserving the natural beauty of the gulf coast, meaning your slice of paradise will remain forever. Crystal white sandy beaches, clear emerald-green waters, bright blue sky and breathtaking sunsets guarantees relaxation in the most laid-back environment.
Virtual Tour https://my.matterport.com/show/?m=iuNbK6UgoXA&brand=0&mls=1&

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