4109 Ocean ST Panama City Beach, FL 32408

State FL

County Bay

Community Pets Allowed, Pool

Area 27 - Bay County

Zoning Resid Single Family

Direction From Panama City, take US-98 W over the Hathaway Bridge toward Panama City Beach. Continue on US-98 (Back Beach Rd). Turn left onto Hwy 79 (Arnold Rd) toward the beach. Turn right onto Front Beach Rd and continue west. Turn right onto Lullwater Dr, then left onto Ocean St. Property will be on the right at 24109 Ocean St.

Primary Bedroom Level Upper

Master Bedroom true

Kitchen true

Interior Features Breakfast Bar, Ceiling Cathedral

Heating Central

Cooling Ceiling Fans, Central Air

Flooring Floor Hardwood

Fireplaces Type Fireplace Gas, Fireplace

Furnishings Furnished - All

Fireplace Yes

Window Features Window Treatment All

Appliance Dishwasher, Disposal, Dryer, Microwave, Refrigerator, Smoke Detector, Smooth Stovetop Rnge, Washer, Water Heater - Elect

Exterior Feature Balcony, BBQ Pit/Grill, Fenced Back Yard, Shower, In-Ground Pool, Porch, Fenced Backyard, Privacy Fence, BBQ / Grill, Exterior Fireplace, Outdoor Shower, Balcony

Fence Fenced Privacy

Pool Pool - In-Ground, Pool Type

Community Features Pets Allowed, Pool

Utilities Available Electric, Public Water, TV Cable

View Gulf

Roof Type Dimensional Shingle

Porch Porch

Road Frontage City Street

Garage No

Lot Description Within 1/2 Mile to Water

Faces From Panama City, take US-98 W over the Hathaway Bridge toward Panama City Beach. Continue on US-98 (Back Beach Rd). Turn left onto Hwy 79 (Arnold Rd) toward the beach. Turn right onto Front Beach Rd and continue west. Turn right onto Lullwater Dr, then left onto Ocean St. Property will be on the right at 24109 Ocean St.

Story 2

Sewer Public Sewer

Architectural Style Florida Cottage

New Construction No

Elementary Schools Patronis

Middle Schools Surfside

High Schools Arnold

Pets Allowed No

Tax ID 30388-000-000

Miscellaneous Welcome to your slice of coastal paradise just steps from sugar-white sand and emerald waters—no roads to cross, no HOA, and your own PRIVATE POOL. This beach home offers walkable Gulf access, beach views, and resort-style living, perfect as a full-time residence, second home, or income-producing retreat. Enjoy dining, entertainment, and the heart of beach life. Highlights include a private backyard oasis with pool and outdoor shower, hardwood floors, Silver Pearl granite, stainless appliances, touch faucet, and electric fireplace. Outdoor living shines with two balconies, a porch flowing to the pool, and a converted garage game room. With no HOA, walkability, and peak season near, this rare coastal gem won't last.