357 Emerald Cove ST Panama City Beach, FL 32407
UPDATED:
Key Details
Property Type Single Family Home
Sub Type Detached Single Family
Listing Status Active
Purchase Type For Sale
Square Footage 2,470 sqft
Price per Sqft $184
Subdivision Emerald Cove Villas
MLS Listing ID 1006125
Style Craftsman Style
Bedrooms 4
Full Baths 3
Half Baths 1
HOA Fees $600/ann
HOA Y/N Yes
Year Built 2020
Annual Tax Amount $4,722
Tax Year 2025
Lot Size 5,662 Sqft
Acres 0.13
Lot Dimensions 50x100
Property Sub-Type Detached Single Family
Source Emerald Coast Association of REALTORS®
Land Area 2470
Property Description
ASSUMABLE 2.5% VA LOAN AVAILABLE FOR QUALIFIED BUYERS PLUS FULLY PAID SOLAR PANELS CONVEY AT CLOSING.
Welcome to 357 Emerald Cove Street, where modern coastal living meets exceptional value in one of Panama City Beach's most desirable newer communities. Situated on a premium lot in Emerald Cove Villas, this 4-bedroom, 3.5-bathroom Azalea floor plan offers approximately 2,470 square feet of thoughtfully designed living space.
One of the home's most compelling advantages is the opportunity for qualified buyers to assume the existing VA loan with a 2.5% interest rate. In today's market, opportunities like this are increasingly rare. Adding even more value, fully paid-off solar panels to convey at closing, allowing the next owner to enjoy the benefits of energy-efficient living with fully-owned solar panels from day one.
Designed for both everyday functionality and entertaining, the highly sought-after Azalea floor plan features a first-floor primary suite, providing privacy and convenience rarely found at this price point. The open-concept kitchen includes a center island, pantry, recessed lighting, an updated backsplash, and a newer refrigerator and flows seamlessly into the dining and living spaces. Upstairs, three additional bedrooms are complemented by a spacious bonus living area that can easily serve as a media room, home offic fitness space, or second gathering area. Move-in-ready improvements continue throughout the property. Upgraded interior paint, a security system, garage shelving, additional outdoor storage, and an outdoor shower enhance everyday living. Outside, professionally enhanced landscaping/hardscaping creates a welcoming backyard retreat complete with fruit trees including peach, lemon, and orange varieties. Stone accents, paver details, covered porches, and a fully fenced backyard with fruit trees backing up to preserve add both beauty and practicality.
Emerald Cove Villas has become a favorite among buyers seeking newer construction with convenient access to everything Panama City Beach has to offer. Located conveniently just north of the Hathaway Bridge, residents enjoy a community dog park, sidewalks, and street lighting, all with low HOA fees and a prime location just minutes from retail, dining, recreation, NSA Panama City, St Andrews Bay Marinas, the Panama City Beach Sports Complex, and the Gulf's sugar-white beaches and. The location also provides convenient access to NSA Panama City and Tyndall Air Force Base.
Offered at $455,000, this home delivers a combination of features that is increasingly difficult to find: newer construction, a flexible floor plan, fully-owned solar panels providing very low utility bill, a premium preserve-view lot, and the potential advantage of an assumable 2.5% VA loan for qualified buyers.
If you've been waiting for a large 4 BR Panama City Beach home that offers a great location, gorgeous curb appeal and style, thoughtful upgrades and energy efficiencies, 357 Emerald Cove Street deserves your attention. Schedule your private showing and experience firsthand why this home stands apart from the competition. Catch it while you can!
Location
State FL
County Bay
Community Short Term Rental - Allowed, Pets Allowed
Area 27 - Bay County
Zoning Resid Single Family
Direction Heading West on Hwy 98 over the Hathaway Bridge turn right on Wildwood Road. Go to Emerald Cove and turn left. Traveling East on Hwy 98 take the Thomas Drive/ Navy Base exit. Turn left at light and then stay to right. Do not go over the bridge. At next Traffic light turn left onto Wildwood Rd. Emerald Cove is on the left.
Rooms
Primary Bedroom Level Main
Master Bedroom true
Kitchen true
Interior
Interior Features Breakfast Bar, Lighting Recessed, Pull Down Stairs, Split Bedroom, Washer/Dryer Hookup
Heating Central
Cooling Ceiling Fans, Central Air
Flooring Floor Tile, Floor Vinyl, Floor WW Carpet
Furnishings Furnished - None
Window Features Window Treatmnt Some,Double Pane Windows
Appliance Auto Garage Door Opn, Dishwasher, Dryer, Freezer, Microwave, Oven Self Cleaning, Refrigerator W/IceMk, Smoke Detector, Smooth Stovetop Rnge, Stove/Oven Electric, Washer, Water Heater - Elect
Laundry true
Exterior
Exterior Feature Rain Gutter, Fenced Back Yard, Shower, Yard Building, Covered Patio, Porch, Fenced Backyard, Privacy Fence, Yard Building, Outdoor Shower, Rain Gutters
Parking Features Garage
Garage Spaces 2.0
Fence Fenced Privacy
Community Features Short Term Rental - Allowed, Pets Allowed
Utilities Available Electric, Phone, Public Water, Tap Fee Paid, TV Cable, Underground
Roof Type Dimensional Shingle
Street Surface Paved
Porch Patio Covered, Porch
Road Frontage City Street
Garage Yes
Building
Lot Description Covenants, Curb & Gutter, Easements, Interior, Restrictions, Sidewalk, Survey Available
Faces Heading West on Hwy 98 over the Hathaway Bridge turn right on Wildwood Road. Go to Emerald Cove and turn left. Traveling East on Hwy 98 take the Thomas Drive/ Navy Base exit. Turn left at light and then stay to right. Do not go over the bridge. At next Traffic light turn left onto Wildwood Rd. Emerald Cove is on the left.
Story 2
Foundation Slab
Sewer Public Sewer
Architectural Style Craftsman Style
New Construction No
Schools
Elementary Schools Breakfast Point
Middle Schools Breakfast Point
High Schools Arnold
Others
Pets Allowed No
HOA Fee Include Accounting, Legal, Management, Master Association
Tax ID 27541-500-116
NEARBY SCHOOL & BUSINESS
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