Destin · Community Market Report
Emerald Bay
Every number a buyer, seller, or investor needs on one community: live inventory, closed-sale history, and the area around it - refreshed monthly from MLS data.
Inventory updated daily · Sale statistics updated September 27, 2026 · Next statistics update early October 2026
How Emerald Bay is trading
21 homes closed in Emerald Bay in the trailing 12 months at a median of $860,000, with a 96.9% median list-to-sale ratio. On the active side, 7 of 9 listings sit below original list price, and standing inventory works out to 5.1 months of supply at the current sales pace.
Emerald Bay's statistics read cleanest as one community with two recording habits: its listings file under both Destin and Miramar Beach mail cities, and the data scope reconciles them, so the record here describes the whole community rather than either city's slice. Golf position sets the price backbone - the course, opened in 1991 and redesigned in 2014, threads most of the plan - while build vintage adds the second axis, since original construction and later builds share the same streets. Volume lands between the corridor's extremes: enough closings to read a year's trend, not enough to lean on a single quarter. Start any comparison inside the same course-frontage class.
Year-over-year figures compare the 12 complete calendar months from September 2025 through August 2026 with the 12 before them. That window can differ from the trailing totals above, which run day-precise through September 27, 2026 rather than by whole calendar months.
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | $785K |
| 2023 | $848K |
| 2024 | $795K |
| 2025 | $780K |
| 2026 YTD | $910K |
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | $312 |
| 2023 | $329 |
| 2024 | $332 |
| 2025 | $323 |
| 2026 YTD | $333 |
| Period | Value |
|---|---|
| Sep 24 | 1 |
| Oct 24 | 0 |
| Nov 24 | 1 |
| Dec 24 | 2 |
| Jan 25 | 2 |
| Feb 25 | 2 |
| Mar 25 | 1 |
| Apr 25 | 1 |
| May 25 | 3 |
| Jun 25 | 0 |
| Jul 25 | 1 |
| Aug 25 | 2 |
| Sep 25 | 4 |
| Oct 25 | 3 |
| Nov 25 | 0 |
| Dec 25 | 0 |
| Jan 26 | 1 |
| Feb 26 | 2 |
| Mar 26 | 3 |
| Apr 26 | 0 |
| May 26 | 4 |
| Jun 26 | 2 |
| Jul 26 | 3 |
| Aug 26 | 2 |
| Period | Value |
|---|---|
| Sep 24 | Sample too small |
| Oct 24 | No data |
| Nov 24 | Sample too small |
| Dec 24 | Sample too small |
| Jan 25 | Sample too small |
| Feb 25 | Sample too small |
| Mar 25 | Sample too small |
| Apr 25 | Sample too small |
| May 25 | $885K |
| Jun 25 | No data |
| Jul 25 | Sample too small |
| Aug 25 | Sample too small |
| Sep 25 | $735K |
| Oct 25 | $750K |
| Nov 25 | No data |
| Dec 25 | No data |
| Jan 26 | Sample too small |
| Feb 26 | Sample too small |
| Mar 26 | $1.12M |
| Apr 26 | No data |
| May 26 | $917K |
| Jun 26 | Sample too small |
| Jul 26 | $910K |
| Aug 26 | Sample too small |
The monthly charts cover the 24 complete calendar months from September 2024 through August 2026, and a month with no closings is a zero bar rather than a gap. Their last 12 months are the window the year-over-year figures compare.
Based on information from ECAR for the period September 28, 2021 through September 27, 2026.
From the active file
9 homes are on the market in Emerald Bay today - a sample of the current file:
$700,000
674 Emerald Bay Drive
Destin, FL 32541
$1,090,000
25 Garnet Place
Destin, FL 32541
$729,000
875 Indigo Loop
Miramar Beach, FL 32550
$875,000
29 Kristin Cove
Destin, FL 32541
$860,000
792 Indigo Loop
Miramar Beach, FL 32550
$1,425,000
1007 Emerald Bay Drive
Destin, FL 32541
The investor file
| Typical acquisition (median, 12 mo) | $860,000 |
|---|---|
| Middle-half range (25th-75th pct, 39 sales / 24 mo) | $718,500 - $954,400 |
| Median price, 2022 to 2026 | +15.9% ($785,000 to $910,000) |
| Average sale price (12 mo) | $892,626 |
| Sales volume, trailing 12 months | $18,745,150 |
| Sale price range, trailing 12 months | $592,250 - $1,300,000 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 3 BR | 5 | 10 | $752,500 |
| 4 BR | 3 | 9 | $910,000 |
| 5 BR | 1 | 2 | Sample too small |
Based on information from ECAR for the period September 28, 2021 through September 27, 2026.
Rental rules on the MLS today: 0 of 9 active listings disclose“Short Term Rental - Allowed”; 8 disclose it is not allowed. Always verify current rules with the association or county before purchasing with rental income in mind.
The area: Emerald Bay
Emerald Bay sits in or beside the Emerald Bay Census neighborhood - the figures below describe that area, not Emerald Bay alone.
Neighborhood Data
Emerald Bay at a Glance
1,422
Properties
$968K
Median Home Value
41%
Second Homes / Seasonal
Source: LiveBy, via the U.S. Census Bureau American Community Survey 2023. Figures are area estimates for general market context.
Demographic information is provided for general informational purposes only and must not be used to make housing decisions on the basis of race, color, religion, sex, familial status, national origin, disability, or any other protected class. Dream Destin Realty supports the Fair Housing Act and equal-opportunity housing.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and refreshed on a 30-day cycle. Based on information from ECAR for the period September 28, 2021 through September 27, 2026. Neighborhood figures are LiveBy area estimates built on the U.S. Census American Community Survey.
Why is there no list of individual sold homes?
21 homes closed in Emerald Bay in the trailing 12 months, from $592,250 to $1,300,000. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows area-level statistics only - ask us for the street-by-street sold review and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale “median” is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling in Emerald Bay?
We track this community's sales, inventory, and rules every month - get the full picture before you commit.
- MLS market data (ECAR) - updated September 27, 2026
- Neighborhood data (LiveBy / U.S. Census ACS) - updated September 27, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of September 27, 2026.
Sources
- Destin-Fort Walton Beach, Okaloosa County Tourist Development Department: Emerald Bay Golf Club (accessed August 20, 2026)
- Emerald Bay West Homeowners Association (accessed August 20, 2026)
- Where2Golf: Emerald Bay Golf Club (accessed August 18, 2026)