Miramar Beach · Building Market Report
Cross Creek Club Market Analytics
Every number a buyer, seller, or investor needs on one building: live inventory, closed-sale history, and rental benchmarks - refreshed monthly from MLS and market data.
Inventory updated daily · Sale statistics updated November 1, 2026 · Next statistics update early December 2026
How the building is trading
3 units closed at Cross Creek Club in the trailing 12 months at a median of $275,000, with a 98.3% median list-to-sale ratio. On the active side, 1 of 1 listings sits below original list price, and standing inventory works out to 4.0 months of supply at the current sales pace.
Read Cross Creek Club as two small condominiums, not one pool of 40 homes. Thirty-two homes in four buildings date from 1985 and eight in Cross Creek Club West from 1988, and the roll names a separate owners association for each group. The roll gives every home 754 square feet, so size explains nothing here; what separates one sale from another is the building, the home's position, its condition and which association's budget it carries. Keep a median inside one group before comparing, because mixing them hides the two vintages. With only eight homes in the West condominium, a short run of sales there may reflect a single unit. The roll's 39 residential parcels cover 40 homes, since one parcel is recorded with two units.
| Period | Value |
|---|---|
| Nov 24 | 0 |
| Dec 24 | 0 |
| Jan 25 | 0 |
| Feb 25 | 0 |
| Mar 25 | 0 |
| Apr 25 | 0 |
| May 25 | 0 |
| Jun 25 | 0 |
| Jul 25 | 0 |
| Aug 25 | 0 |
| Sep 25 | 0 |
| Oct 25 | 0 |
| Nov 25 | 0 |
| Dec 25 | 0 |
| Jan 26 | 0 |
| Feb 26 | 0 |
| Mar 26 | 0 |
| Apr 26 | 0 |
| May 26 | 0 |
| Jun 26 | 1 |
| Jul 26 | 2 |
| Aug 26 | 0 |
| Sep 26 | 0 |
| Oct 26 | 0 |
The monthly charts cover the 24 complete calendar months from November 2024 through October 2026, and a month with no closings is a zero bar rather than a gap. Those 12 months can differ from the trailing totals above, which run day-precise through November 1, 2026 rather than by whole calendar months.
Based on information from ECAR for the period November 2, 2021 through November 1, 2026.
From the active file
One unit is on the market at Cross Creek Club today:
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
The investor file
| Typical acquisition (median, 12 mo) | $275,000 |
|---|---|
| Average sale price (12 mo) | $269,967 |
| Sales volume, trailing 12 months | $809,900 |
| Sale price range, trailing 12 months | $250,000 - $284,900 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 1 BR | 1 | 3 | $275,000 |
Based on information from ECAR for the period November 1, 2025 through November 1, 2026.
What similar rentals earn nearby
$199/night
Average Daily Rate
Trailing 12 months, average across Miramar Beach condos, studio to 2 bedrooms
54%
Occupancy
Guest, owner and held nights over calendar nights, across Miramar Beach condos, studio to 2 bedrooms
49 nights
Owner Use
Owner and maintenance nights per rental, trailing 12 months, across Miramar Beach condos, studio to 2 bedrooms
$86 to $289
Monthly Rate Range
Average nightly rate by month, lowest in January, highest in July
1166
Rentals Tracked
Units in Miramar Beach condos, studio to 2 bedrooms
5 nights
Average Stay
68 days
Booking Window
Average lead time before arrival
Market data by Key Data · 1166 similar rentals tracked (Miramar Beach condos, studio to 2 bedrooms) · Nov 2025 to Oct 2026
Market statistics reflect the trailing performance of similar rental properties in this market, not this specific property, and are opinions of potential performance, not a guarantee of income. Performance varies with management, seasonality, and personal use. Verify rental eligibility and all figures independently.
The rental analysis is for signed-in readers
We publish each home's rental analysis on the signed-in side of the site, not on the open page. With a free account you will find, on the individual listings here that qualify, how rentals similar to that home perform: the average daily rate, occupancy, typical stay and booking window. The segment's daily rate, occupancy and tracked-rental count stay public on this page.
Sign in or create a free accountWhat decides whether a unit here can be rented
These are benchmarks for a segment of comparable rentals, not a finding about Cross Creek Club. What a unit here may actually do is set by documents, and there are three of them. The recorded declaration sets any minimum lease term. The association's current rules can add stay-length minimums, rental caps, or owner-occupancy requirements the local code does not impose, and a board can change them after a purchase. The city or county that governs this address runs its own short-term-rental registration requirements over both. Request all three in their current form from the association and the local government during diligence, before purchasing with rental income in mind.
Rental rules on the MLS today: 1 of 1 active listings discloses"Short Term Rental - Allowed". Always verify the association's current policy.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and refreshed on a 30-day cycle. Based on information from ECAR for the period November 2, 2021 through November 1, 2026. Rental benchmarks are market-segment aggregates from Key Data - never figures for a specific unit.
Why is there no list of individual sold units?
3 units closed at Cross Creek Club in the trailing 12 months, from $250,000 to $284,900. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows building-level statistics only - ask us for the unit-by-unitsold report and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale "median" is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling at Cross Creek Club?
We track this building's sales and fees every month, and keep its rental rules on file - get the full picture before you commit.
- MLS market data (ECAR) - updated November 1, 2026
- Vacation-rental market data (Key Data) - updated November 1, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. Rental-income benchmarks are not a guarantee of future performance, so verify independently every time. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of November 1, 2026.
Sources
- Florida statewide cadastral, Cross Creek Club original series (accessed October 17, 2026)
- Florida statewide cadastral, Cross Creek Club West series (accessed October 17, 2026)
- Walton County parcel layer, both Cross Creek Club series (accessed October 17, 2026)
- FEMA National Flood Hazard Layer, Cross Creek Club parcels (accessed October 17, 2026)
- Walton County Short-Term Vacation Rental Registration FAQs (accessed October 17, 2026)
- 2026 Florida Statutes, section 553.899 (accessed October 17, 2026)