Santa Rosa Beach · Neighborhood Market Report
Mosaic Oaks Market Analytics
Every number a buyer, seller, or investor needs on one neighborhood: live inventory and closed-sale history - refreshed monthly from MLS data.
Inventory updated daily · Sale statistics updated November 5, 2026 · Next statistics update early December 2026
How Mosaic Oaks is trading
7 homes closed in Mosaic Oaks in the trailing 12 months at a median of $410,000, with a 97.6% median list-to-sale ratio.
Lot 8 is the one lot whose records disagree, so it deserves its own line in any Mosaic Oaks comparison. The county carries it as single family with values and an address, 82 Mosaic Oaks Circle, but with no owner or legal description, and the state roll has no row for it. The 2008 to 2016 build years and 1,795 to 2,479 square feet that describe the other 31 homes therefore cannot be assigned to it. Flood is not what separates these lots, because none touches a special flood hazard area. The common-area parcel's four map pieces and four address points are not homes. Match a sale to its parcel and lot, not to the community name, which only some address points carry.
Year-over-year figures compare the 12 complete calendar months from November 2025 through October 2026 with the 12 before them. That window can differ from the trailing totals above, which run day-precise through November 5, 2026 rather than by whole calendar months.
| Period | Value |
|---|---|
| 2024 | Sample too small |
| 2025 | $409K |
| 2026 YTD | $418K |
| Period | Value |
|---|---|
| 2024 | Sample too small |
| 2025 | $229 |
| 2026 YTD | $220 |
| Period | Value |
|---|---|
| Nov 24 | 1 |
| Dec 24 | 0 |
| Jan 25 | 0 |
| Feb 25 | 1 |
| Mar 25 | 0 |
| Apr 25 | 0 |
| May 25 | 0 |
| Jun 25 | 1 |
| Jul 25 | 0 |
| Aug 25 | 0 |
| Sep 25 | 0 |
| Oct 25 | 0 |
| Nov 25 | 0 |
| Dec 25 | 1 |
| Jan 26 | 0 |
| Feb 26 | 0 |
| Mar 26 | 1 |
| Apr 26 | 0 |
| May 26 | 1 |
| Jun 26 | 1 |
| Jul 26 | 2 |
| Aug 26 | 1 |
| Sep 26 | 0 |
| Oct 26 | 0 |
The monthly charts cover the 24 complete calendar months from November 2024 through October 2026, and a month with no closings is a zero bar rather than a gap. Their last 12 months are the window the year-over-year figures compare.
Based on information from ECAR for the period November 6, 2021 through November 5, 2026.
From the active file
The investor file
| Typical acquisition (median, 12 mo) | $410,000 |
|---|---|
| Middle-half range (25th-75th pct, 9 sales / 24 mo) | $403,000 - $425,000 |
| Median price, 2025 to 2026 | +2.1% ($409,000 to $417,500) |
| Average sale price (12 mo) | $417,557 |
| Sales volume, trailing 12 months | $2,922,900 |
| Sale price range, trailing 12 months | $390,000 - $465,000 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 3 BR | 0 | 7 | $410,000 |
Based on information from ECAR for the period November 6, 2021 through November 5, 2026.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and were last refreshed on November 5, 2026. Based on information from ECAR for the period November 6, 2021 through November 5, 2026.
Why is there no list of individual sold homes?
7 homes closed in Mosaic Oaks in the trailing 12 months, from $390,000 to $465,000. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows area-level statistics only - ask us for the street-by-street sold review and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale "median" is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling in Mosaic Oaks?
We track this neighborhood's sales, inventory, and rules every month - get the full picture before you commit.
- MLS market data (ECAR) - updated November 4, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of November 5, 2026.
Sources
- Walton County Clerk, August 28, 2007 regular meeting minutes, Mosaic Oaks final plat (accessed September 28, 2026)
- Walton County open planning GIS, Subdivision Boundaries layer, Mosaic Oaks record (accessed September 28, 2026)
- Walton County open planning GIS, Parcels layer, Mosaic Oaks parcel series (accessed September 28, 2026)
- Florida statewide cadastral 2026 roll, Mosaic Oaks parcel series (accessed September 28, 2026)
- Walton County open planning GIS, address points around the Mosaic Oaks parcels (accessed October 4, 2026)
- FEMA National Flood Hazard Layer, polygons around the Mosaic Oaks parcels (accessed October 4, 2026)