Fort Walton Beach · Neighborhood Market Report
Cloverdale Market Analytics
Every number a buyer, seller, or investor needs on one neighborhood: live inventory and closed-sale history - refreshed monthly from MLS data.
Inventory updated daily · Sale statistics updated November 5, 2026 · Next statistics update early December 2026
How Cloverdale is trading
3 homes closed in Cloverdale in the trailing 12 months at a median of $305,000, with a 100.0% median list-to-sale ratio. On the active side, 1 of 3 listings sits below original list price, and standing inventory works out to 12.0 months of supply at the current sales pace.
A single Cloverdale median blends very different properties. The name covers five subdivision records, so one sold list can mix 1960s lots, 1980s Cloverdale Lake townhomes and 2024 townhomes, on lots from 0.04 to 1.18 acres. Flood zone will not separate them, because all 122 parcels are in Zone X. Year built, lot size and subdivision record will, so sort sales by those before averaging. Nine of the 122 parcels are not residential at all, and three more are mobile homes. The August 20, 2026 listing count of one active and 44 sold records is a dated snapshot of sales, not current supply.
Year-over-year figures compare the 12 complete calendar months from November 2025 through October 2026 with the 12 before them. That window can differ from the trailing totals above, which run day-precise through November 5, 2026 rather than by whole calendar months.
| Period | Value |
|---|---|
| Nov 24 | 0 |
| Dec 24 | 0 |
| Jan 25 | 0 |
| Feb 25 | 0 |
| Mar 25 | 0 |
| Apr 25 | 0 |
| May 25 | 0 |
| Jun 25 | 0 |
| Jul 25 | 0 |
| Aug 25 | 1 |
| Sep 25 | 0 |
| Oct 25 | 2 |
| Nov 25 | 0 |
| Dec 25 | 1 |
| Jan 26 | 0 |
| Feb 26 | 1 |
| Mar 26 | 0 |
| Apr 26 | 0 |
| May 26 | 0 |
| Jun 26 | 0 |
| Jul 26 | 0 |
| Aug 26 | 0 |
| Sep 26 | 1 |
| Oct 26 | 0 |
The monthly charts cover the 24 complete calendar months from November 2024 through October 2026, and a month with no closings is a zero bar rather than a gap. Their last 12 months are the window the year-over-year figures compare.
Based on information from ECAR for the period November 6, 2021 through November 5, 2026.
From the active file
3 homes are on the market in Cloverdale today:
The investor file
| Typical acquisition (median, 12 mo) | $305,000 |
|---|---|
| Average sale price (12 mo) | $340,000 |
| Sales volume, trailing 12 months | $1,020,000 |
| Sale price range, trailing 12 months | $150,000 - $565,000 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 2 BR | 0 | 1 | Sample too small |
| 3 BR | 1 | 1 | Sample too small |
| 4 BR | 2 | 1 | Sample too small |
Based on information from ECAR for the period November 5, 2025 through November 5, 2026.
Rental rules on the MLS today: 0 of 3 active listings disclose"Short Term Rental - Allowed"; 2 disclose it is not allowed. Always verify current rules with the association or county before purchasing with rental income in mind.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and were last refreshed on November 5, 2026. Based on information from ECAR for the period November 6, 2021 through November 5, 2026.
Why is there no list of individual sold homes?
3 homes closed in Cloverdale in the trailing 12 months, from $150,000 to $565,000. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows area-level statistics only - ask us for the street-by-street sold review and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale "median" is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling in Cloverdale?
We track this neighborhood's sales, inventory, and rules every month - get the full picture before you commit.
- MLS market data (ECAR) - updated November 4, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of November 5, 2026.
Sources
- Okaloosa County GIS, Cloverdale subdivision index (accessed September 29, 2026)
- Okaloosa County GIS, Cloverdale parcel series (accessed September 29, 2026)
- Okaloosa County GIS, Cloverdale SiteAddress series (accessed September 29, 2026)
- Okaloosa County Geographic Information Systems (accessed September 29, 2026)
- Okaloosa County GIS, FEMA flood zone polygons for the area (accessed October 4, 2026)
- Okaloosa County GIS, city limits layer for the area (accessed October 4, 2026)
- Okaloosa County GIS, zoning layer for the area (accessed October 4, 2026)