Fort Walton Beach · Neighborhood
Cloverdale Homes for Sale
Cloverdale is a 122-parcel area of unincorporated Okaloosa County with a Fort Walton Beach mailing address, assembled from five county subdivision records, with buildings dating from 1960 to 2024 and every parcel in flood Zone X.
Updated
Short-term rentals: not allowed, per our brokerage's rental review.
Living in Cloverdale
The county files Cloverdale under five subdivision names in Section 34, Township 1 South, Range 24: Cloverdale Sub (parcel series 34-1S-24-0470, 84 parcels), Cloverdale 1st Addition (0471, 10), Cloverdale Lake (0742, 18), Cloverdale Lake II (0743, 5) and Cloverdale T/H (2600, 5). Together they hold 122 distinct parcels on lots from 0.04 to 1.18 acres, about 36 acres in all. County zoning labels 92 of them R-2, 24 R-3 and six C-3.
The use codes are mixed. There are 82 single-family parcels, 27 townhouse parcels, three mobile homes and one multi-family parcel. The other nine are an office building, a professional building, a vehicle sales and repair lot, three vacant lots, two vacant commercial parcels and one common-area parcel. Parcels coded for residential use are therefore not a count of homes or households.
Decade by decade, the 116 parcels that carry a year built break down as six in the 2020s, nine in the 2010s, one in the 2000s, three in the 1990s, 44 in the 1980s, 31 in the 1970s and 22 in the 1960s, a range of 1960 to 2024. The Cloverdale Lake townhomes date to 1980 through 1982, and the four townhomes in Cloverdale T/H date to 2024.
Mail goes to Fort Walton Beach 32547, yet on the county's city-limits map no part of Cloverdale falls inside a city; the whole area is unincorporated Okaloosa County. The five subdivision records share one flood reading: on the county's copy of the FEMA map, Cloverdale Sub, Cloverdale 1st Addition, both Cloverdale Lake plats and Cloverdale T/H sit in Zone X, minimal flood hazard, and none of the 122 parcels touches Zone AE, Zone VE or the shaded 0.2 percent band.
County address points list 125 addresses for 120 parcel numbers on six streets: Cloverdale, Creel, Pineview, Norman, Patrick and Beal. Four parcels carry more than one address: a repeated row at 1010 Norman Drive, two on a Pineview Boulevard mobile home parcel, three on a Pineview multi-family parcel, and 368 and 370U Cloverdale Boulevard. Three parcels have none (two vacant lots and the common-area parcel), and one address, 310A Cloverdale Boulevard, has no matching parcel number, so only 119 of the 122 parcels pair with an address.
The Fort Walton Beach search area, queried for Cloverdale on August 20, 2026, turned up 44 sold records and a single active listing. Those are closed sales tallied at one past date, which makes them a poor gauge of supply. Match any sale to its subdivision record before comparing it with another.
HOA & Fees
What is the HOA fee at Cloverdale?
No HOA fee for Cloverdale has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes for Sale in Cloverdale
3
Active Listings
$390K
Median List Price
$187
Avg Price / Sqft
Live from today's Cloverdale MLS file. This count covers condos, townhomes and single-family homes only, the same dwelling basis the market page uses, so lots and land are left out. The median and $/sq ft beside it cover the same 3 listings.
Local Answers
Cloverdale FAQ
How much is the HOA fee at Cloverdale?
No HOA fee for Cloverdale has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Which county subdivision records make up Cloverdale?
Cloverdale Sub (series 34-1S-24-0470), Cloverdale 1st Addition (0471), Cloverdale Lake (0742), Cloverdale Lake II (0743) and Cloverdale T/H (2600). Match a property to its series and its own parcel number together.
How many Cloverdale parcels are residential?
The county codes 113 of the 122 parcels for residential use: 82 single-family, 27 townhouse, three mobile home and one multi-family. The other nine are an office, a professional building, a vehicle lot, vacant ground and a common area. Use codes label parcels, so they cannot be added up into a number of homes.
Why do 125 addresses not line up with 122 parcels?
Four parcels carry more than one address row, three parcels have none, and one address (310A Cloverdale Boulevard) has no matching parcel number. Only 119 parcels pair with an address.
Does any Cloverdale parcel sit in a mapped flood hazard area?
Not on the county's copy of the FEMA map, which reads minimal flood hazard, Zone X, for all 122 parcels across Cloverdale Sub, the 1st Addition, both Cloverdale Lake plats and Cloverdale T/H. Water can still reach a Zone X lot, so do not read the label as a promise; check the specific parcel.
What does the August 2026 sales count show for Cloverdale?
That August 20, 2026 search, 44 sold records and one active listing, is only a tally of closed sales from one past date, so it cannot tell you what is available now.
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Condo Buildings in This Market
- Waterscape ResortCondo building · 339 units · Built 2008
- Destin West Beach & Bay ResortCondo building
- Pirates BayCondo building · 120 units · Built 1986
- HermitageCondo building · 42 units · Built 1983
- Islander Beach ResortCondo building · 114 units
- Pelican IsleCondo building · 98 units · Built 2002
Sources
- Okaloosa County GIS, Cloverdale subdivision index (accessed September 29, 2026)
- Okaloosa County GIS, Cloverdale parcel series (accessed September 29, 2026)
- Okaloosa County GIS, Cloverdale SiteAddress series (accessed September 29, 2026)
- Okaloosa County Geographic Information Systems (accessed September 29, 2026)
- Okaloosa County GIS, FEMA flood zone polygons for the area (accessed October 4, 2026)
- Okaloosa County GIS, city limits layer for the area (accessed October 4, 2026)
- Okaloosa County GIS, zoning layer for the area (accessed October 4, 2026)
Cloverdale Market Analytics
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