Panama City Beach · Community Market Report
Breakfast Point
Every number a buyer, seller, or investor needs on one community: live inventory, closed-sale history, and the area around it - refreshed monthly from MLS data.
Inventory updated daily · Sale statistics updated September 28, 2026 · Next statistics update early October 2026
How Breakfast Point is trading
6 homes closed in Breakfast Point in the trailing 12 months at a median of $581,248, with a 98.5% median list-to-sale ratio.
A single name spanning two governments is the structural reason a middle figure here describes almost no house in it. The city-side phases are a decade of build-out on larger lots; the eastern phases are three years old on smaller ones, and the mix of which side sells in a given quarter moves the number more than conditions do. Flood exposure leans the same way but does not divide as cleanly as the government does. Read against the parcel outlines, 236 of the 255 county-side houses carry special flood hazard ground, and the zone is not one label: 128 of them touch Zone A, where no base flood elevation is mapped at all, 81 touch AE at 9 feet and 74 touch AE at 8 feet. On the city side 13 of the 367 houses carry hazard ground as well, up to AE at 13.4 feet, so the city half is not uniformly clear. Across the subdivision 143 houses have a zone boundary running through the lot. The eastern half is still being delivered, with hundreds of lots held by builders and by the developer, so its figures follow a release schedule rather than resale demand. Ask which phase, which side of the line, what the flood determination for that particular lot says, and whether the comparable sale was a resale or a first delivery.
Year-over-year figures compare the 12 complete calendar months from September 2025 through August 2026 with the 12 before them. That window can differ from the trailing totals above, which run day-precise through September 28, 2026 rather than by whole calendar months.
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | $530K |
| 2023 | $570K |
| 2024 | $515K |
| 2025 | $485K |
| 2026 YTD | Sample too small |
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | $260 |
| 2023 | $256 |
| 2024 | $264 |
| 2025 | $259 |
| 2026 YTD | Sample too small |
| Period | Value |
|---|---|
| Sep 24 | 2 |
| Oct 24 | 0 |
| Nov 24 | 0 |
| Dec 24 | 0 |
| Jan 25 | 0 |
| Feb 25 | 0 |
| Mar 25 | 1 |
| Apr 25 | 0 |
| May 25 | 0 |
| Jun 25 | 4 |
| Jul 25 | 0 |
| Aug 25 | 0 |
| Sep 25 | 1 |
| Oct 25 | 1 |
| Nov 25 | 1 |
| Dec 25 | 2 |
| Jan 26 | 0 |
| Feb 26 | 0 |
| Mar 26 | 0 |
| Apr 26 | 0 |
| May 26 | 0 |
| Jun 26 | 1 |
| Jul 26 | 1 |
| Aug 26 | 0 |
The monthly charts cover the 24 complete calendar months from September 2024 through August 2026, and a month with no closings is a zero bar rather than a gap. Their last 12 months are the window the year-over-year figures compare.
Based on information from ECAR for the period September 29, 2021 through September 28, 2026.
From the active file
The investor file
| Typical acquisition (median, 12 mo) | $581,248 |
|---|---|
| Middle-half range (25th-75th pct, 12 sales / 24 mo) | $468,675 - $563,121 |
| Median price, 2022 to 2025 | -8.4% ($529,500 to $485,000) |
| Average sale price (12 mo) | $571,573 |
| Sales volume, trailing 12 months | $3,429,440 |
| Sale price range, trailing 12 months | $410,000 - $757,045 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 3 BR | 0 | 5 | $544,995 |
| 4 BR | 0 | 1 | Sample too small |
Based on information from ECAR for the period September 29, 2021 through September 28, 2026.
The area: Breakfast Point
Breakfast Point sits in or beside the Breakfast Point Census neighborhood - the figures below describe that area, not Breakfast Point alone.
Neighborhood Data
Breakfast Point at a Glance
969
Properties
$410K
Median Home Value
41%
Second Homes / Seasonal
Source: LiveBy, via the U.S. Census Bureau American Community Survey 2023. Figures are area estimates for general market context.
Demographic information is provided for general informational purposes only and must not be used to make housing decisions on the basis of race, color, religion, sex, familial status, national origin, disability, or any other protected class. Dream Destin Realty supports the Fair Housing Act and equal-opportunity housing.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and refreshed on a 30-day cycle. Based on information from ECAR for the period September 29, 2021 through September 28, 2026. Neighborhood figures are LiveBy area estimates built on the U.S. Census American Community Survey.
Why is there no list of individual sold homes?
6 homes closed in Breakfast Point in the trailing 12 months, from $410,000 to $757,045. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows area-level statistics only - ask us for the street-by-street sold review and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale “median” is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling in Breakfast Point?
We track this community's sales, inventory, and rules every month - get the full picture before you commit.
- MLS market data (ECAR) - updated September 28, 2026
- Neighborhood data (LiveBy / U.S. Census ACS) - updated September 28, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of September 28, 2026.
Sources
- Florida Department of Revenue: statewide cadastral parcels under a Breakfast Point legal name (accessed August 23, 2026)
- Bay County GIS: municipal boundaries, county zoning and adopted city overlays (accessed August 23, 2026)
- United States Census Bureau TIGERweb: incorporated place boundaries (accessed August 23, 2026)
- The St. Joe Company: annual report on Form 10-K for 2025 (accessed August 21, 2026)
- City of Panama City Beach and Bay County: short-term rental registration (accessed August 21, 2026)
- FEMA National Flood Hazard Layer: zones over the Breakfast Point plat outline (accessed August 23, 2026)