Panama City Beach · Community
Breakfast Point Homes for Sale
A St. Joe subdivision east of the beach corridor whose thirteen recorded phases straddle the Panama City Beach city limit, leaving 367 houses inside the city and 255 in unincorporated Bay County.
Updated
Short-term rentals: not yet confirmed for this community.
Living in Breakfast Point
Breakfast Point is one name over two jurisdictions, and that is the fact a buyer needs before any other. The state cadastral returns 622 recorded houses across thirteen platted phases between Breakfast Point Boulevard, Johnson Bayou Drive, Longpoint Way and Locksley Drive. Bay County's municipal boundary layer and four separate vintages of the Census incorporated place layer agree on where the line falls: Phases 1 through 3C, 367 houses, sit inside the City of Panama City Beach, while Phases 4A and 4B and every Breakfast Point East phase, 255 houses, sit in unincorporated Bay County. The two halves are different in age and scale as well as in government. On the city side the roll records completion years from 2011 to 2022, a median enclosed area near 2,635 square feet and a median lot near 7,667 square feet. East of the line the years run 2021 to 2024, the median enclosed area is closer to 2,404 square feet and the median lot to 6,229. The city maps an adopted Breakfast Point overlay district across its own portion, and that overlay stops at the city line; the county side is zoned mixed land use under ordinance 17-02 of 2017. Development is not finished: St. Joe's most recent annual report to the Securities and Exchange Commission lists Breakfast Point East among its active residential communities with 313 homesites platted, under engineering or held under concept plan entitlements, and the roll shows more than 200 lots still titled to builders and to St. Joe subsidiaries.
HOA & Fees
What is the HOA fee at Breakfast Point?
As of November 12, 2026, Breakfast Point homes for sale that report a fee on the MLS list these HOA fees:
- Single-family homes: $121 to $122 a month, median $121 (3 listings)
Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Based on 3 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.
- Thirteen recorded phases on a sidewalked street grid
- Adopted city overlay district on the western phases
- Breakfast Point Medical Park and a commercial subdivision inside the plat
- Ponds and stormwater tracts held by the community associations
- About four and a half miles inland of the beach corridor
Live Inventory
Homes for Sale in Breakfast Point
3
Active Listings
$629K
Median List Price
$252
Avg Price / Sqft
Live from today's Breakfast Point MLS file. This count covers condos, townhomes and single-family homes only, the same dwelling basis the market page uses, so lots and land are left out. The median and $/sq ft beside it cover the same 3 listings.

$699,900
213 Johnson Bayou Drive
Panama City Beach, FL 32407

$629,000
307 Breakfast Point Boulevard
Panama City Beach, FL 32407

$599,000
328 Johnson Bayou Drive
Panama City Beach, FL 32407
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Neighborhood Data
Breakfast Point at a Glance
969
Properties
$410K
Median Home Value
41%
Second Homes / Seasonal
Source: LiveBy, via the U.S. Census Bureau American Community Survey 2023. Figures are area estimates for general market context.
Demographic information is provided for general informational purposes only and must not be used to make housing decisions on the basis of race, color, religion, sex, familial status, national origin, disability, or any other protected class. Dream Destin Realty supports the Fair Housing Act and equal-opportunity housing.
Local Answers
Breakfast Point FAQ
How much is the HOA fee at Breakfast Point?
As of November 12, 2026, Breakfast Point homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $121 to $122 a month, median $121 (3 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Is Breakfast Point inside the City of Panama City Beach?
Partly. Bay County's municipal boundary layer and four vintages of the Census place layer both put Phases 1 through 3C inside the city and Phases 4A, 4B and all of Breakfast Point East in unincorporated Bay County. Of 622 recorded houses, 367 are municipal and 255 are not, which changes permitting, code enforcement and rental registration.
How do the older and newer phases differ?
By vintage, by lot and by government. The city-side phases record completion years from 2011 to 2022 with a median lot near 7,667 square feet and a median enclosed area near 2,635. The county-side phases record 2021 to 2024 with a median lot near 6,229 square feet and a median enclosed area near 2,404. Newer here also means smaller.
Is Breakfast Point still being built?
Yes, on the eastern side. St. Joe's latest annual report to the Securities and Exchange Commission lists Breakfast Point East among its active residential communities with 313 homesites platted, under engineering or permitting, or held under concept plan entitlements. The parcel roll shows more than 200 vacant lots still titled to St. Joe subsidiaries and to homebuilders.
How far is the beach from Breakfast Point?
About four and a half miles by straight line from the center of the plat. Measured against Bay County's own park layer, M.B. Miller Park at the county pier is roughly 2 miles away, the city pier at Russell-Fields Park about 4.76 miles, Aaron Bessant Park about 4.80 and Frank Brown Park about 5.10. Earlier copy describing those last three as minutes away overstated the proximity.
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Condo Buildings in This Market
Sources
- Florida Department of Revenue: statewide cadastral parcels under a Breakfast Point legal name (accessed August 23, 2026)
- Bay County GIS: municipal boundaries, county zoning and adopted city overlays (accessed August 23, 2026)
- United States Census Bureau TIGERweb: incorporated place boundaries (accessed August 23, 2026)
- The St. Joe Company: annual report on Form 10-K for 2025 (accessed August 21, 2026)
- City of Panama City Beach and Bay County: short-term rental registration (accessed August 21, 2026)
- FEMA National Flood Hazard Layer: zones over the Breakfast Point plat outline (accessed August 23, 2026)
Breakfast Point Market Analytics
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