Panama City Beach · Neighborhood Market Report
Bay Point Market Analytics
Every number a buyer, seller, or investor needs on one neighborhood: live inventory and closed-sale history - refreshed monthly from MLS data.
Inventory updated daily · Sale statistics updated November 4, 2026 · Next statistics update early December 2026
How Bay Point is trading
21 homes closed in Bay Point in the trailing 12 months at a median of $530,000, with a 95.9% median list-to-sale ratio. On the active side, 4 of 13 listings sit below original list price, and standing inventory works out to 7.4 months of supply at the current sales pace.
Bay Point is one name over many separately named owners: an improvement association, a community association, a club, a marina, and a run of villa and condominium groups, each with its own common-area parcel. A sold count of 107 as of September 24, 2026 therefore blends homes whose ownership structures the county records keep apart. Flood exposure splits the same way. Of the 25 parcels the name search finds, seven sit wholly in Zone X, 18 touch Zone AE and four also reach Zone VE. None of that is a home count, since only one of the 25 is coded single family. Match any sale to its parcel, its group and its flood zone before comparing it with another, and treat the 15 active listings as one day's view.
Year-over-year figures compare the 12 complete calendar months from November 2025 through October 2026 with the 12 before them. That window can differ from the trailing totals above, which run day-precise through November 4, 2026 rather than by whole calendar months.
| Period | Value |
|---|---|
| 2023 | Sample too small |
| 2024 | $372K |
| 2025 | $988K |
| 2026 YTD | $585K |
| Period | Value |
|---|---|
| 2023 | Sample too small |
| 2024 | $271 |
| 2025 | $288 |
| 2026 YTD | $236 |
| Period | Value |
|---|---|
| Nov 24 | 1 |
| Dec 24 | 0 |
| Jan 25 | 1 |
| Feb 25 | 2 |
| Mar 25 | 0 |
| Apr 25 | 0 |
| May 25 | 2 |
| Jun 25 | 0 |
| Jul 25 | 0 |
| Aug 25 | 2 |
| Sep 25 | 2 |
| Oct 25 | 0 |
| Nov 25 | 2 |
| Dec 25 | 1 |
| Jan 26 | 0 |
| Feb 26 | 1 |
| Mar 26 | 2 |
| Apr 26 | 2 |
| May 26 | 3 |
| Jun 26 | 5 |
| Jul 26 | 4 |
| Aug 26 | 1 |
| Sep 26 | 0 |
| Oct 26 | 0 |
| Period | Value |
|---|---|
| Nov 24 | Sample too small |
| Dec 24 | No data |
| Jan 25 | Sample too small |
| Feb 25 | Sample too small |
| Mar 25 | No data |
| Apr 25 | No data |
| May 25 | Sample too small |
| Jun 25 | No data |
| Jul 25 | No data |
| Aug 25 | Sample too small |
| Sep 25 | Sample too small |
| Oct 25 | No data |
| Nov 25 | Sample too small |
| Dec 25 | Sample too small |
| Jan 26 | No data |
| Feb 26 | Sample too small |
| Mar 26 | Sample too small |
| Apr 26 | Sample too small |
| May 26 | $815K |
| Jun 26 | $640K |
| Jul 26 | $953K |
| Aug 26 | Sample too small |
| Sep 26 | No data |
| Oct 26 | No data |
The monthly charts cover the 24 complete calendar months from November 2024 through October 2026, and a month with no closings is a zero bar rather than a gap. Their last 12 months are the window the year-over-year figures compare.
Based on information from ECAR for the period November 5, 2021 through November 4, 2026.
From the active file
13 homes are on the market in Bay Point today - a sample of the current file:
$205,000
4725 Bay Point Road Unit 261
Panama City Beach, FL 32408
$615,000
4050 Marriott Drive Unit 3305
Panama City Beach, FL 32408
$1,170,000
3207 Swordfish Drive
Panama City Beach, FL 32408
$630,000
104 Golf Drive
Panama City Beach, FL 32408
$439,000
1111 Redfish Circle
Panama City Beach, FL 32408
$240,000
4726 Bay Point Road Unit D140
Panama City Beach, FL 32408
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
The investor file
| Typical acquisition (median, 12 mo) | $530,000 |
|---|---|
| Middle-half range (25th-75th pct, 31 sales / 24 mo) | $341,500 - $1,024,000 |
| Median price, 2024 to 2026 | +57.3% ($372,000 to $585,000) |
| Average sale price (12 mo) | $591,048 |
| Sales volume, trailing 12 months | $12,412,000 |
| Sale price range, trailing 12 months | $100,000 - $1,100,000 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 1 BR | 2 | 3 | $140,000 |
| 2 BR | 2 | 2 | Sample too small |
| 3 BR | 4 | 9 | $510,000 |
| 4 BR | 5 | 6 | $892,500 |
| 5 BR | 0 | 1 | Sample too small |
Based on information from ECAR for the period November 5, 2021 through November 4, 2026.
Rental rules on the MLS today: 9 of 13 active listings disclose"Short Term Rental - Allowed". Always verify current rules with the association or county before purchasing with rental income in mind.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and were last refreshed on November 4, 2026. Based on information from ECAR for the period November 5, 2021 through November 4, 2026.
Why is there no list of individual sold homes?
21 homes closed in Bay Point in the trailing 12 months, from $100,000 to $1,100,000. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows area-level statistics only - ask us for the street-by-street sold review and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale "median" is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling in Bay Point?
We track this neighborhood's sales, inventory, and rules every month - get the full picture before you commit.
- MLS market data (ECAR) - updated November 3, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of November 4, 2026.
Sources
- Bay County GIS, Bay Point parcel query (accessed September 29, 2026)
- Bay County Property Protection and Flood Hazards (accessed September 29, 2026)
- Bay County GIS department (accessed October 4, 2026)
- Bay County municipal boundary layer over the Bay Point parcels (accessed October 4, 2026)
- FEMA National Flood Hazard Layer over the Bay Point parcels (accessed October 4, 2026)