Bay Point Homes for Sale

Living in Bay Point

Bay Point's listing reading for September 24, 2026, limited to Panama City Beach, was 15 active and 107 sold, with closings stretching from May 27, 2016 to August 10, 2026. Spellings that belong outside the city were left out. It dates one search and is neither a boundary nor a live inventory.

County owner records that mention Bay Point resolve to 25 distinct parcels. Fourteen are coded residential common area, one is recreation and park land, one is single family, one is a transit terminal, two are vacant and six are vacant commercial, split across two related codes. The raw search rows repeat one common-area parcel four times, so count parcel numbers, not rows.

The owner names show how many separate groups sit under one label: the Improvement Association, the Community Association, the Bay Point Club, the marina, the yacht and country club, Golf Villas I, II and III, Studio Villas 2 and 3, Turtlegrass Villas, Harbour Villas and the Residences condominium. The single family parcel, on Pompano Road, belongs to an LLC whose name only includes the words Bay Point.

Every one of the 25 parcels falls outside any city limits on the county's boundary map, even though the listing search covers only Panama City Beach addresses, and a Census check of four of them agrees.

Parcel by parcel, the flood picture on FEMA's current map is mixed. That leaves seven Zone X parcels, rated minimal flood hazard, untouched by any other zone. The other 18 touch Zone AE where base flood elevations run 8 to 10 feet, and four of that group also reach Zone VE at 12 feet, the coastal high hazard area where wave action is expected. A few parcels touch a zone only along an edge, so open the map at the exact address.

Which listed homes belong to which group, and what each group's rules, dues, amenities, access or rental permission are, lies outside what the county fields carry.