Santa Rosa Beach · Community Market Report
The Retreat
Every number a buyer, seller, or investor needs on one community: live inventory, closed-sale history, and the area around it - refreshed monthly from MLS data.
Inventory updated daily · Sale statistics updated September 27, 2026 · Next statistics update early October 2026
How The Retreat is trading
5 homes closed in The Retreat in the trailing 12 months at a median of $5,725,000, with a 95.0% median list-to-sale ratio. On the active side, 3 of 4 listings sit below original list price, and standing inventory works out to 9.6 months of supply at the current sales pace.
Two facts decide how a Retreat number should be read, and neither is visible in a listing summary. The first is that the plat is not built out: the association reported about 77 percent completion in May 2026 with fifteen lots still vacant, so a quarter's figure can swing on whether raw ground or a finished commissioned house happened to change hands. The second is that the ground itself is not uniform. Federal flood mapping rates the southern rim coastal high hazard at a 12 foot base flood elevation while the interior reads near 41 feet in minimal hazard, and of the 75 sites the county has actually issued a street address, out of 91 parcels platted in all, 22 fall inside the mapped dune lake buffer on the Draper Lake side, so insurance, foundation and clearing questions all answer differently street by street. Sort by position before comparing, and treat the rental restriction as a fixed condition of the market rather than a variable.
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | No data |
| 2023 | Sample too small |
| 2024 | Sample too small |
| 2025 | $3.78M |
| 2026 YTD | $6.08M |
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | No data |
| 2023 | Sample too small |
| 2024 | Sample too small |
| 2025 | $956 |
| 2026 YTD | $1,247 |
| Period | Value |
|---|---|
| Sep 24 | 0 |
| Oct 24 | 0 |
| Nov 24 | 0 |
| Dec 24 | 0 |
| Jan 25 | 0 |
| Feb 25 | 0 |
| Mar 25 | 0 |
| Apr 25 | 0 |
| May 25 | 0 |
| Jun 25 | 0 |
| Jul 25 | 0 |
| Aug 25 | 0 |
| Sep 25 | 1 |
| Oct 25 | 0 |
| Nov 25 | 0 |
| Dec 25 | 2 |
| Jan 26 | 0 |
| Feb 26 | 0 |
| Mar 26 | 0 |
| Apr 26 | 0 |
| May 26 | 0 |
| Jun 26 | 0 |
| Jul 26 | 1 |
| Aug 26 | 2 |
The monthly charts cover the 24 complete calendar months from September 2024 through August 2026, and a month with no closings is a zero bar rather than a gap. Those 12 months can differ from the trailing totals above, which run day-precise through September 27, 2026 rather than by whole calendar months.
Based on information from ECAR for the period September 28, 2021 through September 27, 2026.
From the active file
4 homes are on the market in The Retreat today:
$7,775,000
151 St Lucia LN
Santa Rosa Beach, FL 32459
$6,895,000
201 Bermuda Drive
Santa Rosa Beach, FL 32459
$6,995,000
54 Tortola Lane
Santa Rosa Beach, FL 32459
$6,795,000
231 Bermuda Drive
Santa Rosa Beach, FL 32459
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
The investor file
| Typical acquisition (median, 12 mo) | $5,725,000 |
|---|---|
| Median price, 2025 to 2026 | +60.9% ($3,775,000 to $6,075,000) |
| Average sale price (12 mo) | $5,235,000 |
| Sales volume, trailing 12 months | $26,175,000 |
| Sale price range, trailing 12 months | $2,750,000 - $7,850,000 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 3 BR | 0 | 1 | Sample too small |
| 4 BR | 1 | 0 | Sample too small |
| 5 BR | 0 | 3 | $5,725,000 |
| 6 BR | 3 | 1 | Sample too small |
Based on information from ECAR for the period September 28, 2021 through September 27, 2026.
Rental rules on the MLS today: 4 of 4 active listings disclose“Short Term Rental - Allowed”. Always verify current rules with the association or county before purchasing with rental income in mind.
The area: The Retreat
The Retreat sits in or beside The Retreat Census neighborhood - the figures below describe that area, not The Retreat alone.
Neighborhood Data
The Retreat at a Glance
309
Properties
$896K
Median Home Value
73%
Second Homes / Seasonal
Source: LiveBy, via the U.S. Census Bureau American Community Survey 2023. Figures are area estimates for general market context.
Demographic information is provided for general informational purposes only and must not be used to make housing decisions on the basis of race, color, religion, sex, familial status, national origin, disability, or any other protected class. Dream Destin Realty supports the Fair Housing Act and equal-opportunity housing.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and refreshed on a 30-day cycle. Based on information from ECAR for the period September 28, 2021 through September 27, 2026. Neighborhood figures are LiveBy area estimates built on the U.S. Census American Community Survey.
Why is there no list of individual sold homes?
5 homes closed in The Retreat in the trailing 12 months, from $2,750,000 to $7,850,000. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows area-level statistics only - ask us for the street-by-street sold review and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale “median” is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling in The Retreat?
We track this community's sales, inventory, and rules every month - get the full picture before you commit.
- MLS market data (ECAR) - updated September 27, 2026
- Neighborhood data (LiveBy / U.S. Census ACS) - updated September 27, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of September 27, 2026.
Sources
- The Retreat, community pages published by The Retreat of South Walton County Owners Association (accessed August 21, 2026)
- Florida Division of Corporations, The Retreat of South Walton County Homeowners Association, Inc. (accessed August 21, 2026)
- Florida Department of Revenue statewide cadastral, this plat's parcel-identifier series (accessed August 23, 2026)
- Walton County GIS, address feature service for this plat, scoped by parcel-identifier series (accessed August 23, 2026)
- Walton County GIS, ParcelsBeachBay feature service, the association's holdings in this plat (accessed August 23, 2026)
- FEMA National Flood Hazard Layer, flood hazard areas over this plat (accessed August 23, 2026)
- Walton County GIS, Dune Lake Buffers and Coastal A Zone feature service (accessed August 23, 2026)
- Walton County GIS, public beach access feature service (accessed August 23, 2026)