Santa Rosa Beach · Neighborhood Market Report
Water Oaks
Every number a buyer, seller, or investor needs on one neighborhood: live inventory and closed-sale history - refreshed monthly from MLS data.
Inventory updated daily · Sale statistics updated September 27, 2026 · Next statistics update early October 2026
How Water Oaks is trading
Fewer than three homes closed here in the trailing 12 months - too thin a sample to publish reliable statistics. Ask us for a hand-built sales review instead.
On Shady Oaks Lane the state roll repeats one pairing across every townhome lot it carries: a 2014 build year and 1,718 square feet of living area. When two townhome closings differ, neither of those recorded figures accounts for the gap, so ask about condition and about what each deed conveyed. Water Oaks Loop reads differently. Its 45 houses carry years from 2011 to 2021, and nine recorded living areas recur on two to five houses apiece, 1,343 square feet on five and 1,989 on four among them, while twelve houses carry an area found nowhere else on the loop. Judge a loop closing by the houses that share its recorded area, narrowing by year where that group spans more than one; for the twelve, the plat holds no exact twin. Land is a loop question only: the roll gives loop lots about 3,900 to 6,300 square feet and records no land area for any townhome lot.
| Period | Value |
|---|---|
| 2021 | $353K |
| 2022 | $373K |
| 2023 | Sample too small |
| 2024 | $420K |
| 2025 | Sample too small |
| 2026 YTD | Sample too small |
| Period | Value |
|---|---|
| 2021 | $210 |
| 2022 | $283 |
| 2023 | Sample too small |
| 2024 | $216 |
| 2025 | Sample too small |
| 2026 YTD | Sample too small |
| Period | Value |
|---|---|
| Sep 24 | 0 |
| Oct 24 | 0 |
| Nov 24 | 0 |
| Dec 24 | 1 |
| Jan 25 | 0 |
| Feb 25 | 1 |
| Mar 25 | 0 |
| Apr 25 | 0 |
| May 25 | 0 |
| Jun 25 | 0 |
| Jul 25 | 0 |
| Aug 25 | 0 |
| Sep 25 | 0 |
| Oct 25 | 0 |
| Nov 25 | 0 |
| Dec 25 | 0 |
| Jan 26 | 0 |
| Feb 26 | 1 |
| Mar 26 | 1 |
| Apr 26 | 0 |
| May 26 | 0 |
| Jun 26 | 0 |
| Jul 26 | 0 |
| Aug 26 | 0 |
The monthly charts cover the 24 complete calendar months from September 2024 through August 2026, and a month with no closings is a zero bar rather than a gap.
Based on information from ECAR for the period September 28, 2021 through September 27, 2026.
From the active file
6 homes are on the market in Water Oaks today:
$289,900
17 Shady Oaks Lane Unit C
Santa Rosa Beach, FL 32459
$269,500
19 Shady Oaks Lane Unit A
Santa Rosa Beach, FL 32459
$275,000
16 Shady Oaks Lane Unit A
Santa Rosa Beach, FL 32459
$435,000
191 Water Oaks Loop
Santa Rosa Beach, FL 32459
$279,000
19 Shady Oaks Lane Unit B
Santa Rosa Beach, FL 32459
$299,000
19 Shady Oaks Lane Unit E
Santa Rosa Beach, FL 32459
Rental rules on the MLS today: 0 of 6 active listings disclose“Short Term Rental - Allowed”; 6 disclose it is not allowed. Always verify current rules with the association or county before purchasing with rental income in mind.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and refreshed on a 30-day cycle. Based on information from ECAR for the period September 28, 2021 through September 27, 2026.
Why is there no list of individual sold homes?
2 homes closed in Water Oaks in the trailing 12 months. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows area-level statistics only - ask us for the street-by-street sold review and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale “median” is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling in Water Oaks?
We track this neighborhood's sales, inventory, and rules every month - get the full picture before you commit.
- MLS market data (ECAR) - updated September 27, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of September 27, 2026.
Sources
- Walton County Board of County Commissioners: minutes of the October 11, 2005 regular meeting (accessed September 24, 2026)
- Walton County GIS: subdivision boundaries layer, Water Oaks header record (accessed September 24, 2026)
- Walton County GIS: parcels layer, Water Oaks parcel series (accessed September 24, 2026)
- Florida Department of Revenue: statewide cadastral 2025, Water Oaks parcels (accessed September 24, 2026)
- Walton County GIS: address points on Water Oaks Loop and Shady Oaks Lane (accessed September 24, 2026)
- Florida Division of Corporations: Water Oaks Owners Association detail (accessed September 24, 2026)