Santa Rosa Beach · Neighborhood
Water Oaks Homes for Sale
Water Oaks is a 2005 Walton County plat off Mussett Bayou Road in Santa Rosa Beach, with houses on Water Oaks Loop and townhomes on Shady Oaks Lane.
- Primarily residential
Living in Water Oaks
Water Oaks lies on the west side of Mussett Bayou Road, north of US Highway 98, and Walton County's address records give its homes Santa Rosa Beach addresses in ZIP code 32459. The final plat that came before the Board of County Commissioners on October 11, 2005 was presented as 45 single-family residences and 24 condominiums on about 9.85 acres. The county's subdivision header shows it recorded that same day in Plat Book 17, Page 19, taking in all of two earlier parcels.
The detached houses stand on 45 numbered lots along Water Oaks Loop, which the 2025 state parcel roll puts at roughly 3,900 to 6,300 square feet of land apiece. That roll dates the houses from 2011 to 2021, with most carrying a 2011 or 2012 year, and records living areas from 1,228 to 2,212 square feet. Several sizes recur on the loop: 1,339 square feet on five houses dated 2012, 2,026 on four dated 2011, and 1,464 on each of the five dated 2020 and 2021. County address records list a mix of one-story and two-story houses there.
The 24 attached homes that the 2005 minutes counted as condominiums appear on the county roll as numbered plat lots, each described as a townhome in Building 1, 2, 3 or 4, six to a building, under the use description townhouse. County address records give the four buildings the addresses 16 and 17 West Shady Oaks Lane and 19 and 20 East Shady Oaks Lane, each at two stories and six units. The state roll dates the townhomes it lists to 2014, each at 1,718 square feet of living area.
The county roll also carries one common-area parcel, described as all streets, common areas and limited common areas on the Water Oaks plat, in the name Water Oaks Owners Association. A not-for-profit corporation of that name was filed with the state a day before the plat was recorded and is listed as active.
Live Inventory
Homes for Sale in Water Oaks
6
Active Listings
$284K
Median List Price
$201
Avg Price / Sqft
Live from today's Water Oaks MLS file. This count applies no property-type filter, so it can run higher than the market page's dwelling-only count, which leaves out lots and land. The median and $/sq ft beside it cover the same 6 listings.

$289,900
17 Shady Oaks Lane Unit C
Santa Rosa Beach, FL 32459

$269,500
19 Shady Oaks Lane Unit A
Santa Rosa Beach, FL 32459

$275,000
16 Shady Oaks Lane Unit A
Santa Rosa Beach, FL 32459

$435,000
191 Water Oaks Loop
Santa Rosa Beach, FL 32459

$279,000
19 Shady Oaks Lane Unit B
Santa Rosa Beach, FL 32459

$299,000
19 Shady Oaks Lane Unit E
Santa Rosa Beach, FL 32459
Local Answers
Water Oaks FAQ
When did Walton County approve the Water Oaks plat on Mussett Bayou Road?
On October 11, 2005. The county's growth management director presented Water Oaks Subdivision to the Board of County Commissioners alongside two other plats, reported that all three met the minimum technical requirements, and recommended approval with Water Oaks pending Legal Services approval. A single motion then cleared Water Oaks and the other two for recordation under the conditions staff had set, with four ayes and no nays. When asking a surveyor or title agent about any lot here, cite Plat Book 17, Page 19, where the county shows the plat recorded that same day.
Are the Shady Oaks Lane townhomes in Water Oaks condominiums or plat lots?
The records use both words. The October 2005 commission minutes counted 24 condominiums in the plan, while Walton County's roll now files all 24 as numbered Water Oaks lots with a townhouse use description. Twenty-three of those lot descriptions also cite Official Records Book 2905, Page 3759; the one for Lot 3 in Building 1 does not. Before weighing one of these homes against a condominium unit elsewhere, have a title agent read that instrument and the vesting deed to confirm exactly what the lot conveys.
What years were the houses on Water Oaks Loop built?
The 2025 state parcel roll dates the 45 houses on the loop from 2011 to 2021, although the plat itself was recorded in 2005. Seven carry a 2011 year and twenty-two a 2012 year, eleven date from 2013 through 2015, and five from 2020 and 2021. No house on that roll carries a year before 2011, so for any loop sale recorded between the 2005 plat and 2011, confirm whether the lot held a finished house when it changed hands.
What owners association is named on the Water Oaks common-area parcel in Santa Rosa Beach?
Water Oaks Owners Association. Walton County's roll carries the plat's common-area parcel in that name, and the state corporate registry lists a Florida not-for-profit corporation of the same name, document number N05000010366, filed October 10, 2005. Its status is active, with reinstatement filings in 2007 and 2009 and annual reports for 2024, 2025 and 2026. The registry entry does not set out the association's duties or charges, so ask the association for any recorded documents that bind a lot on this plat.
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Sources
- Walton County Board of County Commissioners: minutes of the October 11, 2005 regular meeting (accessed September 24, 2026)
- Walton County GIS: subdivision boundaries layer, Water Oaks header record (accessed September 24, 2026)
- Walton County GIS: parcels layer, Water Oaks parcel series (accessed September 24, 2026)
- Florida Department of Revenue: statewide cadastral 2025, Water Oaks parcels (accessed September 24, 2026)
- Walton County GIS: address points on Water Oaks Loop and Shady Oaks Lane (accessed September 24, 2026)
- Florida Division of Corporations: Water Oaks Owners Association detail (accessed September 24, 2026)
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