Santa Rosa Beach · Neighborhood Market Report
Whispering Lake
Every number a buyer, seller, or investor needs on one neighborhood: live inventory and closed-sale history - refreshed monthly from MLS data.
Inventory updated daily · Sale statistics updated September 29, 2026 · Next statistics update early October 2026
How Whispering Lake is trading
7 homes closed in Whispering Lake in the trailing 12 months at a median of $475,000, with a 98.4% median list-to-sale ratio. On the active side, 0 of 2 listings sit below original list price, and standing inventory works out to 3.4 months of supply at the current sales pace.
Whispering Lake's record divides along its two plats, and a comparison should divide the same way. Lots on the original plat run from 0.19 to 0.55 acre under houses the state roll sizes from 1,970 to 3,700 square feet, while First Addition lots on Lullaby Loop hold between 0.156 and 0.17 acre with houses from 2,102 to 2,883 square feet. A Lullaby Loop sale sits inside that narrow band; a sale from the first plat can come from either end of a much wider one. Match each closing to the plat book in its legal description first, then to living area inside that plat. Build year separates little here: every house the roll dates falls between 2011 and 2015. Where a first-plat lot runs past 0.3 acre, set it beside lots of similar size before weighing it against the rest of the street.
Year-over-year figures compare the 12 complete calendar months from September 2025 through August 2026 with the 12 before them. That window can differ from the trailing totals above, which run day-precise through September 29, 2026 rather than by whole calendar months.
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | $497K |
| 2023 | $463K |
| 2024 | $500K |
| 2025 | $500K |
| 2026 YTD | $490K |
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | $271 |
| 2023 | $240 |
| 2024 | $281 |
| 2025 | $217 |
| 2026 YTD | $218 |
| Period | Value |
|---|---|
| Sep 24 | 3 |
| Oct 24 | 0 |
| Nov 24 | 0 |
| Dec 24 | 0 |
| Jan 25 | 2 |
| Feb 25 | 1 |
| Mar 25 | 0 |
| Apr 25 | 0 |
| May 25 | 1 |
| Jun 25 | 0 |
| Jul 25 | 0 |
| Aug 25 | 0 |
| Sep 25 | 0 |
| Oct 25 | 0 |
| Nov 25 | 1 |
| Dec 25 | 0 |
| Jan 26 | 0 |
| Feb 26 | 1 |
| Mar 26 | 0 |
| Apr 26 | 1 |
| May 26 | 0 |
| Jun 26 | 3 |
| Jul 26 | 0 |
| Aug 26 | 1 |
| Period | Value |
|---|---|
| Sep 24 | $500K |
| Oct 24 | No data |
| Nov 24 | No data |
| Dec 24 | No data |
| Jan 25 | Sample too small |
| Feb 25 | Sample too small |
| Mar 25 | No data |
| Apr 25 | No data |
| May 25 | Sample too small |
| Jun 25 | No data |
| Jul 25 | No data |
| Aug 25 | No data |
| Sep 25 | No data |
| Oct 25 | No data |
| Nov 25 | Sample too small |
| Dec 25 | No data |
| Jan 26 | No data |
| Feb 26 | Sample too small |
| Mar 26 | No data |
| Apr 26 | Sample too small |
| May 26 | No data |
| Jun 26 | $475K |
| Jul 26 | No data |
| Aug 26 | Sample too small |
The monthly charts cover the 24 complete calendar months from September 2024 through August 2026, and a month with no closings is a zero bar rather than a gap. Their last 12 months are the window the year-over-year figures compare.
Based on information from ECAR for the period September 30, 2021 through September 29, 2026.
From the active file
2 homes are on the market in Whispering Lake today:
The investor file
| Typical acquisition (median, 12 mo) | $475,000 |
|---|---|
| Middle-half range (25th-75th pct, 11 sales / 24 mo) | $246,500 - $564,750 |
| Median price, 2022 to 2026 | -1.4% ($497,000 to $490,000) |
| Average sale price (12 mo) | $403,929 |
| Sales volume, trailing 12 months | $2,827,500 |
| Sale price range, trailing 12 months | $165,000 - $675,000 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 3 BR | 1 | 6 | $361,500 |
| 5 BR | 1 | 1 | Sample too small |
Based on information from ECAR for the period September 30, 2021 through September 29, 2026.
Rental rules on the MLS today: 0 of 2 active listings disclose“Short Term Rental - Allowed”; 2 disclose it is not allowed. Always verify current rules with the association or county before purchasing with rental income in mind.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and refreshed on a 30-day cycle. Based on information from ECAR for the period September 30, 2021 through September 29, 2026.
Why is there no list of individual sold homes?
7 homes closed in Whispering Lake in the trailing 12 months, from $165,000 to $675,000. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows area-level statistics only - ask us for the street-by-street sold review and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale “median” is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling in Whispering Lake?
We track this neighborhood's sales, inventory, and rules every month - get the full picture before you commit.
- MLS market data (ECAR) - updated September 28, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of September 29, 2026.
Sources
- Walton County parcel layer (EnerGov FeatureServer layer 4), parcel series 26-2S-20-33700 and 33701 (accessed September 24, 2026)
- Florida Department of Revenue statewide cadastral, FDOR Cadastral 2025, Whispering Lake parcels (accessed September 24, 2026)
- Walton County Board of County Commissioners, Regular Meeting Minutes, July 25, 2006 (accessed September 24, 2026)
- Walton County Board of County Commissioners, Regular Meeting Minutes, February 26, 2013 (accessed September 24, 2026)
- Walton County Covenants Restrictions layer (EnerGovAdditional FeatureServer layer 31), Whispering entries (accessed September 24, 2026)
- Florida Division of Corporations: The Whispering Lake Homeowners' Association, Inc., document N11000005366 (accessed September 24, 2026)