Destin · Building Market Report
Grand Harbor
Every number a buyer, seller, or investor needs on one building: live inventory, closed-sale history, and the neighborhood around it - refreshed monthly from MLS data.
Inventory updated daily · Sale statistics updated September 22, 2026 · Next statistics update early October 2026
How the building is trading
4 units closed at Grand Harbor in the trailing 12 months at a median of $1,047,500, with a 96.7% median list-to-sale ratio. On the active side, 2 of 3 listings sit below original list price, and standing inventory works out to 9.0 months of supply at the current sales pace.
Forty-seven residences is a sample too small for a median to behave, and the way they are stacked makes it smaller still. Nine of the ten levels hold four or five residences and the top holds three, so nearly every position in the building is rare in the statistical sense, and a year can pass in which the only closings come from one part of the stack. That is the first reason to compare positions rather than averages. The second sits in the flood map, which does not treat this parcel as one thing: part of the ground carries base flood elevations of 9 and 10 feet and part is mapped as minimal hazard, so carrying costs can differ across a single address. The third thing to establish is the inspection date, and it is not the comfortable one. Florida Statutes 553.899 sets the milestone at thirty years, which for a structure finished in 2000 falls in 2030, but the same section lets the local enforcement agency require the inspection at twenty-five years for a building standing near salt water, and this parcel borders Old Pass Lagoon. On that reading the date was 2025 and has already gone by. Ask the association which standard the enforcement agency applied to this building, and what the inspection returned, before treating 2030 as the next obligation on the calendar.
Year-over-year figures compare the 12 complete calendar months from September 2025 through August 2026 with the 12 before them. That window can differ from the trailing totals above, which run day-precise through September 22, 2026 rather than by whole calendar months.
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | $1.08M |
| 2023 | Sample too small |
| 2024 | Sample too small |
| 2025 | $1.13M |
| 2026 YTD | $1.05M |
| Period | Value |
|---|---|
| 2021 | Sample too small |
| 2022 | $420 |
| 2023 | Sample too small |
| 2024 | Sample too small |
| 2025 | $404 |
| 2026 YTD | $412 |
| Period | Value |
|---|---|
| Sep 24 | 0 |
| Oct 24 | 0 |
| Nov 24 | 0 |
| Dec 24 | 0 |
| Jan 25 | 0 |
| Feb 25 | 0 |
| Mar 25 | 0 |
| Apr 25 | 0 |
| May 25 | 0 |
| Jun 25 | 1 |
| Jul 25 | 0 |
| Aug 25 | 2 |
| Sep 25 | 0 |
| Oct 25 | 0 |
| Nov 25 | 0 |
| Dec 25 | 0 |
| Jan 26 | 0 |
| Feb 26 | 0 |
| Mar 26 | 1 |
| Apr 26 | 1 |
| May 26 | 0 |
| Jun 26 | 0 |
| Jul 26 | 2 |
| Aug 26 | 0 |
The monthly charts cover the 24 complete calendar months from September 2024 through August 2026, and a month with no closings is a zero bar rather than a gap. Their last 12 months are the window the year-over-year figures compare.
Based on information from ECAR for the period September 23, 2021 through September 22, 2026.
From the active file
3 units are on the market at Grand Harbor today:
$1,349,900
662 Harbor Boulevard Unit 540
Destin, FL 32541
$3,200,000
662 Harbor Boulevard Unit 1040
Destin, FL 32541
$1,498,000
662 Harbor Boulevard Unit 1030
Destin, FL 32541
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
The investor file
| Typical acquisition (median, 12 mo) | $1,047,500 |
|---|---|
| Median price, 2022 to 2026 | -2.6% ($1,075,000 to $1,047,500) |
| Average sale price (12 mo) | $1,036,250 |
| Sales volume, trailing 12 months | $4,145,000 |
| Sale price range, trailing 12 months | $875,000 - $1,175,000 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 3 BR | 0 | 1 | Sample too small |
| 4 BR | 2 | 3 | $1,100,000 |
| 5 BR | 1 | 0 | Sample too small |
Based on information from ECAR for the period September 23, 2021 through September 22, 2026.
Rental rules on the MLS today: 1 of 3 active listings discloses“Short Term Rental - Allowed”; 2 disclose it is not allowed. Always verify the association's current policy.
The neighborhood: Spring Lake
Grand Harbor sits in or beside the Spring Lake Census neighborhood - the area figures below describe that neighborhood, not this building alone.
Neighborhood Data
Spring Lake at a Glance
415
Properties
$326K
Median Home Value
37%
Second Homes / Seasonal
Source: LiveBy, via the U.S. Census Bureau American Community Survey 2023. Figures are area estimates for general market context.
Demographic information is provided for general informational purposes only and must not be used to make housing decisions on the basis of race, color, religion, sex, familial status, national origin, disability, or any other protected class. Dream Destin Realty supports the Fair Housing Act and equal-opportunity housing.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and refreshed on a 30-day cycle. Based on information from ECAR for the period September 23, 2021 through September 22, 2026. Neighborhood figures are LiveBy area estimates built on the U.S. Census American Community Survey.
Why is there no list of individual sold units?
4 units closed at Grand Harbor in the trailing 12 months, from $875,000 to $1,175,000. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows building-level statistics only - ask us for the unit-by-unitsold report and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale “median” is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling at Grand Harbor?
We track this building's sales and fees every month, and keep its rental rules on file - get the full picture before you commit.
- MLS market data (ECAR) - updated September 21, 2026
- Neighborhood data (LiveBy / U.S. Census ACS) - updated September 21, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of September 22, 2026.
Sources
- Okaloosa County IGIS: Parcels layer, Grand Harbor Destin Condo (accessed August 21, 2026)
- Okaloosa County IGIS: SiteAddress layer, 662 Harbor Boulevard (accessed August 21, 2026)
- Okaloosa County IGIS: FEMA FIRM flood zones at the parcel (accessed August 21, 2026)
- Okaloosa County IGIS: WaterBodies layer at the parcel (accessed August 21, 2026)
- Okaloosa County IGIS: Subdivisions layer at the parcel (accessed August 21, 2026)
- Florida Statutes 553.899, mandatory structural inspections (accessed August 21, 2026)
- City of Destin: Short Term Rentals frequently asked questions (accessed August 21, 2026)