Destin · Building Market Report
Holiday Surf & Racquet Club
Every number a buyer, seller, or investor needs on one building: live inventory, closed-sale history, rental benchmarks, and the neighborhood around it - refreshed monthly from MLS and market data.
Inventory updated daily · Sale statistics updated September 22, 2026 · Next statistics update early October 2026
How the building is trading
5 units closed at Holiday Surf & Racquet Club in the trailing 12 months at a median of $525,000, with a 98.1% median list-to-sale ratio. On the active side, 0 of 2 listings sit below original list price, and standing inventory works out to 4.8 months of supply at the current sales pace.
Start from the county roll rather than from a summary: 1975, 166 residences, 5.25 acres. Those figures differ from ones that circulate for this address, and a pricing opinion built on the wrong vintage is a pricing opinion built on the wrong inspection and insurance profile. The structural reason a building-wide median misleads is the floor plate. Twenty-three or twenty-four residences sit on each of seven levels, so most of the stock has neighbors on both sides and an angled line to the water, while only a few hold the ends of each run. Level and end position do more work than interior size. Compare within a position rather than across the building, read the milestone and reserve record before treating two similar residences as equivalent, and expect the less visible variables to explain most of the spread. Two of those variables are drawn lines rather than features. The flood map splits this site into VE areas at base flood elevations of 15 and 12 feet and AE areas at 9 and 8 feet, all of them special flood hazard areas, so an insurance figure quoted for one residence is not a figure for the building. The state coastal construction control line crosses both the parcel and the county's outline of the building, which puts work on the seaward ground under a state permit rather than a local one and can move the timing of an assessment by a season or more. Neither line appears in a price per square foot.
Year-over-year figures compare the 12 complete calendar months from September 2025 through August 2026 with the 12 before them. That window can differ from the trailing totals above, which run day-precise through September 22, 2026 rather than by whole calendar months.
| Period | Value |
|---|---|
| 2021 | $475K |
| 2022 | $550K |
| 2023 | $660K |
| 2024 | $550K |
| 2025 | $518K |
| 2026 YTD | $527K |
| Period | Value |
|---|---|
| 2021 | $526 |
| 2022 | $579 |
| 2023 | $638 |
| 2024 | $591 |
| 2025 | $485 |
| 2026 YTD | $495 |
| Period | Value |
|---|---|
| Sep 24 | 0 |
| Oct 24 | 0 |
| Nov 24 | 0 |
| Dec 24 | 0 |
| Jan 25 | 0 |
| Feb 25 | 0 |
| Mar 25 | 0 |
| Apr 25 | 0 |
| May 25 | 1 |
| Jun 25 | 2 |
| Jul 25 | 0 |
| Aug 25 | 0 |
| Sep 25 | 0 |
| Oct 25 | 0 |
| Nov 25 | 1 |
| Dec 25 | 0 |
| Jan 26 | 0 |
| Feb 26 | 2 |
| Mar 26 | 0 |
| Apr 26 | 0 |
| May 26 | 1 |
| Jun 26 | 0 |
| Jul 26 | 0 |
| Aug 26 | 0 |
The monthly charts cover the 24 complete calendar months from September 2024 through August 2026, and a month with no closings is a zero bar rather than a gap. Their last 12 months are the window the year-over-year figures compare.
Based on information from ECAR for the period September 23, 2021 through September 22, 2026.
From the active file
2 units are on the market at Holiday Surf & Racquet Club today:
$540,000
510 Gulf Shore Drive Unit 102
Destin, FL 32541
$539,000
510 Gulf Shore Drive Unit 307
Destin, FL 32541
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
The investor file
| Typical acquisition (median, 12 mo) | $525,000 |
|---|---|
| Middle-half range (25th-75th pct, 8 priced sales / 24 mo) | $507,250 - $534,375 |
| Median price, 2021 to 2026 | +11.0% ($475,000 to $527,250) |
| Average sale price (12 mo) | $527,700 |
| Sales volume, trailing 12 months | $2,638,500 |
| Sale price range, trailing 12 months | $499,000 - $560,000 |
| Bedrooms | Active | Sold (12 mo) | Median Sale Price |
|---|---|---|---|
| 2 BR | 2 | 5 | $525,000 |
Based on information from ECAR for the period September 23, 2021 through September 22, 2026.
What similar rentals earn nearby
$241/night
Average Daily Rate
Trailing 12 months, average across Beachfront condos, 1-3 bedrooms, Holiday Isle
58%
Occupancy
Guest, owner and held nights over calendar nights, across Beachfront condos, 1-3 bedrooms, Holiday Isle
53 nights
Owner Use
Owner and maintenance nights per rental, trailing 12 months, across Beachfront condos, 1-3 bedrooms, Holiday Isle
$89 to $373
Monthly Rate Range
Average nightly rate by month, lowest in January, highest in July
447
Rentals Tracked
Units in Beachfront condos, 1-3 bedrooms, Holiday Isle
6 nights
Average Stay
79 days
Booking Window
Average lead time before arrival
Market data by Key Data · 447 similar rentals tracked (Beachfront condos, 1-3 bedrooms, Holiday Isle) · Sep 2025 to Aug 2026
Market statistics reflect the trailing performance of similar rental properties in this market, not this specific property, and are opinions of potential performance, not a guarantee of income. Performance varies with management, seasonality, and personal use. Verify rental eligibility and all figures independently.
The rental analysis is for signed-in readers
We publish each home's rental analysis on the signed-in side of the site, not on the open page. With a free account you will find, on the individual listings here that qualify, how rentals similar to that home perform: the average daily rate, occupancy, typical stay and booking window. The segment's daily rate, occupancy and tracked-rental count stay public on this page.
Sign in or create a free accountWhat decides whether a unit here can be rented
These are benchmarks for a segment of comparable rentals, not a finding about Holiday Surf & Racquet Club. What a unit here may actually do is set by documents, and there are three of them. The recorded declaration sets any minimum lease term. The association's current rules can add stay-length minimums, rental caps, or owner-occupancy requirements the local code does not impose, and a board can change them after a purchase. The city or county that governs this address runs its own short-term-rental registration requirements over both. Request all three in their current form from the association and the local government during diligence, before purchasing with rental income in mind.
Rental rules on the MLS today: 2 of 2 active listings disclose“Short Term Rental - Allowed”. Always verify the association's current policy.
The neighborhood: Holiday Isle
Holiday Surf & Racquet Club sits in or beside the Holiday Isle Census neighborhood - the area figures below describe that neighborhood, not this building alone.
Neighborhood Data
Holiday Isle at a Glance
9,937
Properties
$629K
Median Home Value
92%
Second Homes / Seasonal
Source: LiveBy, via the U.S. Census Bureau American Community Survey 2023. Figures are area estimates for general market context.
Demographic information is provided for general informational purposes only and must not be used to make housing decisions on the basis of race, color, religion, sex, familial status, national origin, disability, or any other protected class. Dream Destin Realty supports the Fair Housing Act and equal-opportunity housing.
Reading this file
Where do these numbers come from?
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty and refreshed on a 30-day cycle. Based on information from ECAR for the period September 23, 2021 through September 22, 2026. Rental benchmarks are market-segment aggregates from Key Data - never figures for a specific unit. Neighborhood figures are LiveBy area estimates built on the U.S. Census American Community Survey.
Why is there no list of individual sold units?
5 units closed at Holiday Surf & Racquet Club in the trailing 12 months, from $499,000 to $560,000. MLS rules do not allow individual sold listings to be displayed publicly, so this page shows building-level statistics only - ask us for the unit-by-unitsold report and we'll walk you through it.
How are thin samples handled?
Any figure computed from fewer than three sales is withheld rather than published - a one-sale “median” is just that sale's price. Counts always show; prices earn their way onto the page.
Thinking about buying or selling at Holiday Surf & Racquet Club?
We track this building's sales and fees every month, and keep its rental rules on file - get the full picture before you commit.
- MLS market data (ECAR) - updated September 21, 2026
- Vacation-rental market data (Key Data) - updated September 21, 2026
- Neighborhood data (LiveBy / U.S. Census ACS) - updated September 21, 2026
Sale and inventory statistics are computed from ECAR MLS data by Dream Destin Realty.
Market statistics on this page are provided for informational purposes only. Information is deemed reliable but not guaranteed, and figures are not a guarantee of future market performance. Rental-income benchmarks are not a guarantee of future performance, so verify independently every time. These figures are not tax, legal, or investment advice; consult the appropriate licensed professional before making a financial decision. Data as of September 22, 2026.
Sources
- Okaloosa County IGIS: Parcels layer, Holiday Surf & Racquet Club (accessed August 21, 2026)
- Okaloosa County IGIS: SiteAddress layer, 510 Gulf Shore Drive (accessed August 21, 2026)
- Okaloosa County IGIS: WaterBodies layer at the parcel (accessed August 21, 2026)
- Okaloosa County IGIS: FEMA FIRM flood zones at the parcel (accessed August 21, 2026)
- Okaloosa County IGIS: FEMA FIRM flood polygons intersecting the parcel (accessed August 22, 2026)
- Okaloosa County IGIS: Coastal Construction Control Line at the parcel (accessed August 22, 2026)
- Okaloosa County IGIS: BuildingFootprints layer at the parcel (accessed August 22, 2026)
- Florida Statutes 161.053, coastal construction control lines (accessed August 22, 2026)
- Florida Statutes 553.899, mandatory structural inspections (accessed August 21, 2026)
- City of Destin: Short Term Rentals frequently asked questions (accessed August 21, 2026)