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Destin · Condo Building

Holiday Surf & Racquet Club Condos for Sale

A 1975 building on Holiday Isle whose parcel line is the shoreline itself, holding 166 residences across seven addressed levels on a 5.25 acre site at 510 Gulf Shore Drive.

Ask About Holiday Surf & Racquet ClubMarket AnalyticsAll Destin Buildings

1975

Year Built

7

Floors

166

Total Units

Yes

Gulf Front

Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

About Holiday Surf & Racquet Club

Holiday Surf & Racquet Club is one of those addresses the county record can describe almost end to end, and doing so corrects two numbers that have followed the building around. Okaloosa County lists an actual year built of 1975 on all 166 of its condominium parcels, and the header record the county keeps for the property spells the count out in its own shorthand: 166 units. The site covers 5.25 acres at 510 Gulf Shore Drive, and the county address file places those residences on seven levels, twenty-three each on the lowest two and twenty-four on each of the five above. That distribution rewards a slow read, because a building that puts two dozen doors on every floor is laid out in long horizontal runs rather than around a single stacked core, which is why exposure varies so much from one residence to the next. Frontage is settled by geometry rather than by the word Surf in the name: the parcel polygon meets the county's Gulf water body along its southern edge and does not overlap it, so the boundary of the property and the line of the beach are the same line. The flood layer then divides the ground behind it, mapping VE zones with base flood elevations of 12 and 15 feet nearest the water and AE zones at 9 and 8 feet further back, all four of them special flood hazard areas. A second line crosses this ground and shows up on no listing. The state's coastal construction control line runs through the parcel and through the county's outline of the main building, so part of this site stands seaward of the boundary that governs coastal construction under Florida Statutes 161.053, and work there answers to a state permitting regime rather than to local approval alone. The plats on either side belong to the Inlet Reef Club and to Gulfshore.

HOA & Fees

A 1975 envelope standing on the beach line hands an association its whole agenda: concrete and balcony restoration, roofing over long horizontal runs, and everything the salt air reaches first. Florida Statutes 553.899 set a deadline for buildings of this vintage that has already come and gone, since a qualifying condominium which had passed its thirtieth year before July 2022, as this one had by a wide margin, was to have finished its first milestone structural inspection before 2025 arrived. Ask for that report and any follow-up alongside the reserve study, and ask what has already been replaced rather than what appears on a plan. One jurisdictional item belongs on the same list, and it is specific enough to ask about by name. The county draws the state's control line for coastal construction straight through this parcel and through the outline of the building itself, so anything the association rebuilds on the beach side of it answers to the department under Florida Statutes 161.053 before a local permit counts for much. A dune walkover, a deck or a seawall on that side can run a season longer than the identical job would behind the line. Ask which side past projects fell on before reading a repair timetable as firm.

Rental Policy

Nothing on this page should be read as permission to rent. The recorded declaration and the association's rules as they currently stand set what a residence here may do with guests, and Destin adds a separate layer of its own: a registration that opens on January 1 and has to be renewed rather than carried over, an overnight headcount formula of two adults per bedroom plus four more, and a district list that decides eligibility before any of the rest applies. Obtain the declaration and the city's current requirements during the contract period, and date both.

  • Parcel boundary meets the Gulf shoreline at 510 Gulf Shore Drive
  • 5.25 acre Holiday Isle site
  • 166 residences on seven addressed levels
  • Twenty-three or twenty-four residences to a level

Live Inventory

Active Listings at Holiday Surf & Racquet Club

Short-term rental potential

$540,000

510 Gulf Shore Drive Unit 102

Destin, FL 32541

2 bd 1 ba 1,066 sqft
New Gulf FrontShort-term rental potential

$539,000

510 Gulf Shore Drive Unit 307

Destin, FL 32541

2 bd 2 ba 1,066 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

Holiday Surf & Racquet Club FAQ

What does the county record say about the age and size of Holiday Surf & Racquet Club?

Okaloosa County carries an actual year built of 1975 on every one of the 166 condominium parcels here, and the header record it keeps for the property states the count as 166 units on a 5.25 acre site. Figures a buyer may encounter elsewhere for this address do not all agree with the roll, so start from the roll.

Is the beach at Holiday Surf & Racquet Club part of the property?

The parcel polygon and the county's Gulf water body share a boundary along the southern edge without overlapping, so the property line and the shoreline are the same line. Where private ground ends and public beach begins is a title question, answered by the recorded documents rather than by the map.

How are residences distributed through the building?

Across seven levels, with twenty-three on each of the lowest two and twenty-four on each of the five above, according to the county's address file. An even spread of two dozen doors per floor is the signature of long horizontal wings rather than a tower core.

What lines cross the site, and why would a buyer care?

Two, and neither appears in listing copy. The flood map divides the ground into VE areas at base flood elevations of 15 and 12 feet toward the water and AE areas at 9 and 8 feet behind them, all four special flood hazard areas. The state coastal construction control line also runs through the parcel and through the county's drawn outline of the main building, which puts work on the seaward portion of the grounds under the state permitting regime in Florida Statutes 161.053. Ask the association what that has meant for its repair schedule, and read a residence's own elevation certificate rather than a site-wide flood description.

Sources

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