Panama City Beach · Condo Building
Laketown Wharf Resort Condos for Sale
Laketown Wharf Resort in Panama City Beach sets 765 condominium units around a central lake. Grand Lagoon reaches its eastern parcel line, so the east-facing stacks look over mapped water while others face the lake or the road. Flood maps put the site in Zone X, while the beachfront towers just south are mapped VE.
765
Total Units
No
Gulf Front
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
About Laketown Wharf Resort
This resort faces water that is not the open coast. Its parcels run along 9902 and 9860 South Thomas Drive, and measured against the 1997 coastal construction control line at each parcel's own longitude the nearest corner of any residence parcel stands about 625 feet north of it. That figure is a residence figure and should be read as one, because the association's own common ground runs well south of every home and reaches the line considerably sooner. The federal flood map puts the whole site in Zone X with no base flood elevation set against any of it, which keeps it outside the special flood hazard area, though the Zone X here is not one shade: most residences sit in the area of minimal hazard while a minority fall in the shaded band mapped for a two tenths of one percent annual chance, and a handful are crossed by the boundary between the two. Either way that is a materially different position from the towers immediately south, which map into VE. Those beachfront towers appear beside Laketown Wharf on the Panama City Beach condo listings, so lake-side units and Gulf-side ones need separating before any pair is compared. The line itself is a state product despite the county's name attaching to it, described by rule 62B-26.024 under the Department of Environmental Protection. The buildings ringing the resort's lake account for 765 parcels the state classes as condominium units, and the roll splits their year built between 2007 and 2008, so no single completion year describes the property. The Census Bureau's areal hydrography names the water reaching the eastern parcel line the western end of Grand Lagoon, so the outlook from the east-facing stacks is over a mapped water body rather than over enclosed grounds alone. The Laketown Wharf market analytics mix all 765 units together, across lagoon, lake and road outlooks and both build years, so a unit's outlook and level need matching before a comparison holds. Reaching the sand is a walk rather than a step: Bay County's beach access layer puts Access 34 at 9812 Beach Boulevard about 1,055 feet from the nearest residence parcel, with Accesses 33, 32 and 31 clustered within a few hundred feet of it along Beach Boulevard. Which of those is closest depends on where on a site this large the walk begins. Municipal history here has more than one answer. Sampled across its own parcels, the city's annexation record returns annexation Ordinance 275 of 1983 over part of the site and a 1998 interlocal instrument over the rest, so no single instrument brought the whole property inside the City of Panama City Beach. Short stays answer to that city's rules, and the Panama City Beach area guide takes in the city beyond the Thomas Drive corridor.
HOA & Fees
An assessment covering 765 units spreads fixed costs widely, and the Zone X mapping means this budget does not carry the flood exposure its neighbors across the road do. What it does carry is the lake and the grounds around it, which are neither a building nor a roof and so tend to sit in the operating column rather than in reserves. The roll also splits this property between two completion years, which matters more than it would at a single-vintage address, because one structural integrity reserve study has to cover stock finished in two different years. Whether these buildings are tall enough to owe such a study is not in any doubt, so the exact statutory height is left to the citation and the question worth a buyer's time here is the split vintage rather than the trigger. Since the close of 2024 the membership can no longer vote the studied items down to make room for anything else. Read the study and the lake maintenance line together.
Rental Policy
Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.
Short stays at Laketown Wharf Resort fall under the Panama City Beach certificate, not the county program. The property has been inside the city since at least a 1983 annexation that covers part of it. Owners renew each year and must pass a life safety inspection. After that inspection, the fire department supplies an occupancy figure. The owner posts it inside the unit. That posted figure, not the floor plan, sets how many guests a Laketown Wharf unit may hold. Association rules sit beside the city's and can be tighter. Read both before you commit to a calendar.
- Buildings arranged around the resort's own lake
- 765 recorded condominium unit parcels
- Zone X flood mapping with no base flood elevation
- Grand Lagoon water at the eastern parcel line
- Public beach access about 1,055 feet from the nearest residence
Laketown Wharf Condos for Sale: What to Know
Laketown Wharf Resort holds 765 recorded condominium units in buildings set around the resort's own lake along South Thomas Drive, completed in 2007 and 2008. It has no Gulf frontage of its own. The nearest residence parcel sits about 625 feet inland of the coastal control line, and a public beach access on Beach Boulevard is about 1,055 feet from the nearest residence.
On the current FEMA flood map the resort sits in Zone X, outside the special flood hazard area, unlike the Gulf-front towers just south of it. One reserve study covers buildings finished in two different years, so ask for it and for the association's budget before an offer.
Live Inventory
Active Listings at Laketown Wharf Resort
Live listings for Laketown Wharf Resort are refreshing right now. Check back in a few minutes, or search all Panama City Beach listings.
Building Answers
Laketown Wharf Resort FAQ
Is Laketown Wharf on the open water?
No, Laketown Wharf's residence parcels stand about 625 feet inland of the 1997 coastal construction control line, though the association's common ground runs nearer to it than any home does, and the federal map gives the whole site Zone X rather than the VE designation carried by the beachfront parcels south of the road. Zone X here covers two shades, the area of minimal hazard over most of the homes and the shaded two tenths of one percent band over a minority, neither of which is a special flood hazard area. The water the property is built around is its own lake, with Grand Lagoon mapped at the eastern parcel line.
How far is the nearest public beach access?
The nearest residence parcel stands about 1,055 feet, roughly a fifth of a mile, from Access 34 at 9812 Beach Boulevard, with Access 33 at 9806 Beach Boulevard about 1,124 feet out. Both figures run from the closest home rather than from the property line. The county maps four entries along this stretch of Beach Boulevard within a few hundred feet of each other, so which one is nearest flips with the corner of this very large site a walk starts from. Either way the trip to the sand takes several minutes on foot.
Why is no single year built published for this resort?
The roll records two construction years at Laketown Wharf: of the 800 parcels returned under this legal name, 254 carry a 2007 year built and 546 carry 2008. Either year alone would describe part of the resort as though it were the whole, and Florida's inspection clocks run from a certificate of occupancy rather than from a marketing date.
Which Laketown Wharf stacks look toward Grand Lagoon?
The east-facing stacks look toward Grand Lagoon, whose western end Census Bureau hydrography maps at the resort's eastern parcel line. Other stacks face the lake the buildings ring, or the road. Outlook is one of the main things that separates one Laketown Wharf unit from another, along with level and construction year, so it pays to ask which way a specific unit faces.
What does Panama City Beach require before a Laketown Wharf unit takes nightly guests?
Panama City Beach requires a city Vacation Rental Certificate, renewed every year after a fire department life safety inspection. The occupancy figure the fire department supplies after that inspection, which the owner must post inside the unit, limits how many guests the unit may hold. The floor plan does not set that number. The association's own rules sit alongside the city's and can be tighter, so read the recorded declaration and current rules before booking a calendar.
Sources
- Florida Department of Revenue: statewide cadastral parcel layer (accessed August 23, 2026)
- Bay County BayView map service: coastal construction control line (accessed August 23, 2026)
- Bay County BayView map service: mapped public beach accesses (accessed August 23, 2026)
- Florida Administrative Code rule 62B-26.024: Bay County coastal construction control line (accessed August 23, 2026)
- FEMA National Flood Hazard Layer: flood hazard zones (accessed August 23, 2026)
- City of Panama City Beach: charter and annexation records (accessed August 23, 2026)
- Florida Statutes section 718.112, 2026 compilation: structural integrity reserve study (accessed August 23, 2026)
- United States Census Bureau TIGERweb: areal hydrography (accessed August 23, 2026)
- City of Panama City Beach: short-term rental registration (accessed August 23, 2026)
Other Panama City Beach Condo Buildings
Communities in This Market
Want to know when something new lists in Laketown Wharf Resort? By turning on this alert you agree that Dream Destin Realty may email you when new homes match this saved search - on Tuesdays and Fridays unless you change it. Email only - we will not call or text you about this. Change the cadence or turn it off any time under Saved Searches, every alert includes an unsubscribe link, and your email address is handled under our Privacy Policy.
Buying or selling at Laketown Wharf Resort?
We track this building's sales, fees, and rental rules - get the full picture before you commit.
