Fort Walton Beach · Condo Building
Breakers of Fort Walton Beach Condos for Sale
Breakers of Fort Walton Beach: 183 condos in two 1982 phases at 381 Santa Rosa Boulevard, a Fort Walton Beach address in unincorporated Okaloosa County.
Updated
1982
Year Built
183
Total Units
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
About Breakers of Fort Walton Beach
Breakers is recorded as two adjoining condominium phases at 381 Santa Rosa Boulevard. Phase I, the western of the two parcel outlines, holds 92 residences in the parcel series beginning 002S240059; phase II, its eastern neighbor, holds 91 in the series beginning 002S240062, for 183 in all. As of October 17, 2026 the state parcel file classes every one as a condominium unit with a 1982 year built. Unit 602 in phase I is filed under the spelling PHASEI, so a search on the phase name as it is written elsewhere misses that home.
Residence numbers start at 201, not 101, and climb to 716 in phase I and C715 in phase II. Every phase II number carries a C and 11 phase I numbers carry a W, letters the parcel records leave unexplained. Read from those numbers, levels two through six each hold 16 homes per phase and the top level holds 12 and 11; that is an inference from unit numbering, not a published story count. The most common recorded size is 775 square feet, shared by 90 residences, while one top-level phase II home, C715, records 3,500.
Neither outline reaches the water. Directly south of both, on the Gulf side, the state file records a strip roughly 270 to 290 feet deep to the Okaloosa County Board of County Commissioners, so any beach access a listing describes should be traced to the recorded documents rather than read off the parcel map. FEMA's flood map splits each outline as well: on phase I about 63 percent is Zone VE with a base flood elevation of 17 feet, 22 percent Zone AE at 8 feet, 9 percent Zone AO at a 3 foot depth and 5 percent shaded Zone X, while phase II divides about 59, 30 and 11 percent among VE, AE and AO.
Census boundary files place both outlines outside every incorporated place, so the Fort Walton Beach mailing address does not put Breakers under city rules. The 1982 date matters for structure too. If the building is three or more habitable stories tall, as its unit numbers suggest, its age put it in the group whose first milestone inspection was due before December 31, 2024; the statute counts age from the certificate of occupancy, which was not reviewed here. Ask whether that report was filed and what it found.
HOA & Fees
What is the HOA fee at Breakers of Fort Walton Beach?
As of November 11, 2026, the 4 Breakers of Fort Walton Beach condos for sale that report a fee on the MLS list HOA fees from $802 to $1,261 a month, with a median of $1,072 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Based on 4 active MLS listings that report an HOA fee. See the listings
Florida's corporate registry lists one active nonprofit at the address, The Breakers of Fort Walton Beach Condominiums, Inc., filed May 5, 1981, a year ahead of the units' recorded build date. Its filing history includes a reinstatement in October 2009 that reversed an administrative dissolution, amendments in 1998 and 2005, and an annual report for every year since 2010. The county still files the homes as two phases, and whether those phases share one declaration, budget and reserve schedule is a question only the recorded documents answer. Ask for the milestone inspection report, the insurance declarations, recent minutes, an estoppel certificate and the budget and reserve schedule that govern the unit's phase.
Rental Policy
Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.
The two Breakers of Fort Walton Beach phases share a street address and one registered association. That alone does not give them the same guest-stay rule. Neither phase's declaration has been checked. Census maps place both outside every city. That leaves each phase's recorded declaration and Okaloosa County's requirements as the places to look. Florida has a test for transient public lodging. A unit meets it when rented more than three times in a calendar year. Each of those stays runs under 30 straight days. Advertising a unit that way also counts. Test a Breakers unit's history against that line.
Live Inventory
Active Listings at Breakers of Fort Walton Beach

$1,150,000
381 Santa Rosa Boulevard Unit W702
Fort Walton Beach, FL 32548

$640,000
381 Santa Rosa Boulevard Unit C611
Fort Walton Beach, FL 32548

$750,000
381 Santa Rosa Boulevard Unit C408
Fort Walton Beach, FL 32548

$750,000
381 Santa Rosa Boulevard Unit W408
Fort Walton Beach, FL 32548
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Building Answers
Breakers of Fort Walton Beach FAQ
How much is the HOA fee at Breakers of Fort Walton Beach?
As of November 11, 2026, the 4 Breakers of Fort Walton Beach condos for sale that report a fee on the MLS list HOA fees from $802 to $1,261 a month, with a median of $1,072 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
How many homes make up Breakers at 381 Santa Rosa Boulevard?
The state parcel file lists 183 distinct condominium unit parcels: 92 in phase I and 91 in phase II. One phase I home, unit 602, is filed under a variant spelling of the phase name.
What sizes are the condos at Breakers in Fort Walton Beach?
Recorded living area falls into four bands: 93 homes from 725 to 806 square feet, 22 from 1,058 to 1,172, 36 from 1,446 to 1,517 and 31 from 1,600 to 1,750, plus C715 at 3,500. That middle band of 22 homes appears only in phase II.
Does the Breakers property run all the way to the Gulf?
No. Both phase outlines end at a county-owned strip roughly 270 to 290 feet deep on the Gulf side, recorded to the Okaloosa County Board of County Commissioners. Ask what beach access the declaration grants rather than assuming it from the address.
Which flood zones cover the Breakers property?
FEMA's flood map shows Zone VE at 17 feet, Zone AE at 8 feet and Zone AO on both phase outlines, with a small shaded Zone X sliver on phase I. VE covers roughly three fifths of each outline.
Was a milestone inspection due at Breakers?
If the building has three or more habitable stories, a 1982 build year means its first inspection was due before December 31, 2024. Ask the association for the report and any follow-up repair schedule.
Sources
- Florida Division of Corporations record for The Breakers of Fort Walton Beach Condominiums, Inc. (accessed October 17, 2026)
- FEMA National Flood Hazard Layer, flood hazard zones (accessed October 17, 2026)
- Census Bureau TIGERweb incorporated places (accessed October 17, 2026)
- 2026 Florida Statutes, section 553.899 (accessed October 17, 2026)
- 2026 Florida Statutes, section 509.013 (accessed October 17, 2026)
- Florida statewide parcel layer, both Breakers phases and the county parcel on their Gulf side (accessed October 17, 2026)
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