Fort Walton Beach · Condo Building
Emerald Isle Condos for Sale
Emerald Isle holds 70 condominium homes at 770 Sundial Court on Okaloosa Island, mailed as Fort Walton Beach in Okaloosa County.
Updated
1974
Year Built
70
Total Units
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
Guest rating
4.8 out of 5
From 2,386 guest reviews on Airbnb and Vrbo
Across 41 rental listings with guest reviews in this building
- Airbnb 4.7
- Vrbo 4.8
About Emerald Isle
Emerald Isle is recorded as 70 condominium parcels at 770 Sundial Court, all dated 1974, on about 1.9 acres of shared land. The name is easy to mix up. Emerald Towers West, a separate recorded condominium of 44 homes dated 1997, is at 780 Sundial Court, and the 70 homes described here belong to the older building. On the Census Bureau's 2026 city boundaries the land falls outside every incorporated place, on the part of Santa Rosa Island that the county calls Okaloosa Island.
Unit numbers run from 101 to 712, which points to seven levels: seven homes on the first, thirteen on the second and ten on each of the five above. Recorded interior sizes sort by level. The 12 smallest homes, at 711 square feet, are all on the first two levels, and the 15 largest, at 1,443 square feet, are all on levels three through seven. The other 43 homes are 1,073 or 1,085 square feet. Those are county roll figures, not measurements of any one home.
FEMA's current flood map divides the land: the coastal VE zone along the south edge, an AO zone above it, then AE and shaded X zones across the rest, so a home's zone depends on where the building stands. The roll dates the building to 1974, which puts it among those whose first milestone inspection under section 553.899 of the Florida Statutes was due before the end of 2024, with a new inspection every ten years after that. The clock runs from first approval for use, and the law reaches buildings of three habitable stories or more, a threshold that seven levels of unit numbers suggest Emerald Isle passes. The association can supply the inspection report, the work it required and the way that work was paid for.
HOA & Fees
What is the HOA fee at Emerald Isle?
As of November 11, 2026, the 3 Emerald Isle condos for sale that report a fee on the MLS list HOA fees from $708 to $1,062 a month, with a median of $1,016 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Based on 3 active MLS listings that report an HOA fee. See the listings
This page cannot say what Emerald Isle's dues cover or how its reserves are funded, because the declaration, the association registration, the budget and the reserve study were out of reach. Before an offer, the association is the place to get the current budget, reserve schedule, milestone report and any assessment voted or proposed, read against a 1974 build year.
Rental Policy
Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.
Sundial Court, the Emerald Isle street, appears on the county's Okaloosa Island zoning map. For leasing, begin with Okaloosa County's short-term rental guidance. That guidance names a state lodging license first. Next comes the county tourist development tax. Emerald Isle stays of six months or less owe that tax. The guidance also sends owners to Growth Management when a lot may be in a restricted part of the island. The missing piece is the Emerald Isle declaration and rules. They have not been checked, so lease terms stay unknown until you read them.
What guests say about staying here
Combined Airbnb and Vrbo ratings for the vacation rentals in Emerald Isle.
4.8 out of 5
2,386 reviews across 41 reviewed listings
- Airbnb 4.7 from 498 reviews on 13 reviewed listings
- Vrbo 4.8 from 1,888 reviews on 28 reviewed listings
What Airbnb guests rate
- Cleanliness4.7
- Accuracy4.8
- Check-in4.9
- Communication4.8
- Location4.9
- Value4.7
Guests rate the location highest.
These ratings describe the vacation rentals in this building, not any one unit for sale.
Market data by Key Data · 34 units tracked in this building · Nov 2025 to Nov 2026
Live Inventory
Active Listings at Emerald Isle

$475,000
770 Sundial Court Unit 709
Fort Walton Beach, FL 32548

$499,900
770 Sundial Court Unit 508
Fort Walton Beach, FL 32548

$319,900
770 Sundial Court Unit 206
Fort Walton Beach, FL 32548
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Building Answers
Emerald Isle FAQ
How much is the HOA fee at Emerald Isle?
As of November 11, 2026, the 3 Emerald Isle condos for sale that report a fee on the MLS list HOA fees from $708 to $1,062 a month, with a median of $1,016 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Is Emerald Isle the same condo as Emerald Towers West?
No. The county roll records them as separate condominiums on the same street. Emerald Isle has 70 homes at 770 Sundial Court dated 1974, while Emerald Towers West has 44 homes at 780 Sundial Court dated 1997. Matching a listing to the right building starts with the street number and unit number.
Where are Emerald Isle's smallest condos?
The 12 homes recorded at 711 square feet carry unit numbers in the 100s and 200s, the first two levels, which hold 20 homes in all. The upper five levels hold 50 homes, none under 1,073 square feet, and the 15 largest at 1,443 square feet are among them.
Does a Fort Walton Beach mailing address put Emerald Isle in the city?
No. The Fort Walton Beach on the mailing label is a postal name; the 2026 Census city boundaries leave the land out, which makes Okaloosa County the government to ask.
Do flood zones change across the Emerald Isle grounds?
Yes. FEMA's current map shows VE along the south edge of the 1.9 acres, an AO zone above it, and AE and shaded X zones across the remainder, all within about 350 feet north to south. Which zone applies turns on where the building's footprint falls, so an elevation certificate is the document to request before placing any home in one zone.
Sources
- Florida Statewide Cadastral: Emerald Isle and neighboring condominiums on Sundial Court (accessed October 17, 2026)
- FEMA National Flood Hazard Layer: flood zones inside the Emerald Isle land outline (accessed October 17, 2026)
- Census Bureau incorporated places, 2026 boundaries, at Emerald Isle (accessed October 17, 2026)
- Okaloosa County short-term rental resource page (accessed October 17, 2026)
- Okaloosa Island zoning map, Okaloosa County Growth Management (accessed October 17, 2026)
- 2026 Florida Statutes, section 553.899 (accessed October 17, 2026)
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