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Fort Walton Beach · Condo Building

Pirates Bay Condos for Sale

Pirates Bay is a 120-unit condominium at 214 Miracle Strip Parkway SW in Fort Walton Beach, Okaloosa County, recorded in 1986 and numbered in two lettered groups.

Updated

Ask About Pirates BayMarket AnalyticsAll Fort Walton Beach Buildings

1986

Year Built

120

Total Units

Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

Guest rating

4.8 out of 5

From 3,290 guest reviews on Airbnb and Vrbo

Across 30 rental listings with guest reviews in Pirates Bay

  • Airbnb 4.8
  • Vrbo 4.8
See what guests rate

About Pirates Bay

The state condominium registry lists Pirates' Bay (Phase 1) at 214 Miracle Strip Parkway Southwest with 120 units, recorded May 1, 1986. Okaloosa County's 2026 roll files 125 parcels under one Phase I legal: 119 residential condominiums and six small units titled to the community association itself. The homes follow lettered numbers, A101 through A415 and B101 through B415, four hundred-series to a letter and fifteen numbers in each, which reads as four levels. B310 is the one number missing from the roll, which leaves it a single parcel short of the registry's 120. The roll dates every one of the 125 parcels to 1986.

The six association-owned units, ACC1 to ACC3 and BCC4 to BCC6, each record 100 square feet under a commercial-range use code, so they are not homes and are left out of every home count on this page. Recorded living area splits the homes into two plans: 111 at 325 square feet and eight at 585, the eight being the number ending in 01 on each level of each letter.

The roll draws A and B on separate outlines about 390 feet apart, A on 1.8 acres and B on 2.4. FEMA's current map places about 71 percent of A and 79 percent of B in Zone AE, with mapped elevations of 8, 9 or 10 feet depending on the strip, and the remainder in the 0.2 percent annual chance band. Both outlines fall inside the City of Fort Walton Beach on the Census Bureau's 2026 boundaries.

HOA & Fees

What is the HOA fee at Pirates Bay?

As of November 11, 2026, the 6 Pirates Bay condos for sale that report a fee on the MLS list HOA fees from $550 to $707 a month, with a median of $626 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Based on 6 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. See the listings

Pirates' Bay Community Assoc. is the managing entity in the state registry, with a Gulf Breeze mailing address, so confirm where records requests go. The association itself holds title to six of the 125 parcels, which is worth asking about: who maintains those units, whether they carry assessments, and whether they appear in the budget as assets. Ask also how costs are divided between the A and B groups, since the roll draws them as separate ground with different flood coverage, and request the latest reserve study, the insurance declarations and any structural reports.

Rental Policy

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

Both Pirates Bay groups fall within Fort Walton Beach on Census boundary maps. Any local rental rule would sit in the city's code, so ask the city. The private rules come from the recorded declaration for Pirates Bay Phase 1, the one condominium the state registry lists. Florida law limits a later amendment that bars renting, changes the rental term or caps how often a unit rents. It binds only owners who agreed and later buyers. So two Pirates Bay owners can be bound differently. Get each recorded amendment and its effective date. Compare it with the date the seller took title.

What guests say about staying here

Combined Airbnb and Vrbo ratings for the vacation rentals in Pirates Bay.

4.8 out of 5

3,290 reviews across 30 reviewed listings

  • Airbnb 4.8 from 2,975 reviews on 22 reviewed listings
  • Vrbo 4.8 from 315 reviews on 8 reviewed listings

What Airbnb guests rate

  • Cleanliness4.8
  • Accuracy4.9
  • Check-in4.9
  • Communication4.9
  • Location4.9
  • Value4.8

Guests rate communication highest.

These ratings describe the vacation rentals in Pirates Bay, not any one unit for sale.

Market data by Key Data · 27 units tracked in Pirates Bay · Nov 2025 to Nov 2026

Live Inventory

Active Listings at Pirates Bay

Short-Term Rental Eligible

$190,000

214 Miracle Strip Parkway Unit A111

Fort Walton Beach, FL 32548

Studio 1 ba 325 sqft
Price ReducedShort-Term Rental Eligible

$374,900

214 Miracle Strip Parkway Unit A301

Fort Walton Beach, FL 32548

1 bd 1 ba 585 sqft
Short-Term Rental Eligible

$219,000

214 Miracle Strip Parkway Unit A104

Fort Walton Beach, FL 32548

Studio 1 ba 325 sqft
Price ReducedShort-Term Rental Eligible

$220,000

214 Miracle Strip Parkway Unit a305

Fort Walton Beach, FL 32548

Studio 1 ba 325 sqft
Price ReducedShort-Term Rental Eligible

$174,999

214 Miracle Strip Parkway Unit A102

Fort Walton Beach, FL 32548

Studio 1 ba 325 sqft
Price ReducedShort-Term Rental Eligible

$227,000

214 Miracle Strip Parkway Unit A206

Fort Walton Beach, FL 32548

Studio 1 ba 325 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

Pirates Bay FAQ

How much is the HOA fee at Pirates Bay?

As of November 11, 2026, the 6 Pirates Bay condos for sale that report a fee on the MLS list HOA fees from $550 to $707 a month, with a median of $626 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

How many units does Pirates Bay have, and why does the county list more parcels?

The state registry counts 120 units. The county roll shows 125 parcels because six of them are small association-owned units rather than homes, and the roll lists 119 homes, with B310 the one number in the sequence that does not appear.

What sizes are the condos at Pirates Bay?

Two, by the roll's recorded living area: 325 square feet for 111 homes and 585 for eight. The larger plan is the 01 number on each of the four levels in both groups, A101 through A401 and B101 through B401.

How much of Pirates Bay sits in a FEMA flood zone?

Most of the ground. Zone AE covers roughly seven-tenths of the A group's outline and nearly four-fifths of the B group's, with the rest in the 0.2 percent annual chance band. Because the groups sit on separate outlines, note the group letter on any listing and ask for that unit's elevation certificate.

Was Pirates Bay due a milestone inspection?

Likely. If its four numbered levels count as three or more habitable stories under the Florida Building Code, a building whose thirtieth year arrived ahead of July 1, 2022 had to finish its first inspection by December 31, 2024, counted from the date it was first approved for use. The roll's 1986 year puts Pirates Bay in that group. Request the report from the association and read what repairs it called for.

Sources

Other Fort Walton Beach Condo Buildings

Communities in This Market

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