Skip to main content
Dream Destin Realty

Fort Walton Beach · Neighborhood

Elliott's Point Homes for Sale

Elliott's Point is a Fort Walton Beach neighborhood of mostly single-family houses, with a few townhouses. Recorded years built run from 1940 to 2025, but most of the houses date to the 1950s and 1960s, spread over 29 streets led by Gardner Drive, Bay Drive and Laurie Drive. About 263 of the 828 parcels reach Zone AE or Zone VE ground and about 160 sit wholly in Zone X, so flood exposure turns on the exact parcel.

Updated

    Short-term rentals: not yet confirmed for this neighborhood.

    Living in Elliott's Point

    Results for the Elliott Point name, limited to Fort Walton Beach dwellings and dated September 24, 2026, came to 247 sold entries and six active ones. It captures a single day's name search; it does not outline the neighborhood and it does not describe what is on the market now.

    Okaloosa County's subdivision layer carries thirteen records in the Elliott Point family: the base name, the First Addition, the Fourth through Twelfth Additions, and two resubdivision records. The county spells the Eighth Addition ELLIOTTS PIONT. All thirteen sit in Section 18, Township 2S, Range 23 with separate series keys; twelve hold parcels, and the Block 8 resubdivision holds none.

    Those twelve series list 828 parcels: 799 labeled SINGLE FAMILY, seven SFR/TOWNHOUSE, fifteen VACANT, two VACANT/RESD/XFOB, two MUNICIPAL, and one each yacht club, service shop, and forest, parks and recreation. Of the 797 single-family parcels with a recorded year built, 469 carry a 1950s year, 145 a 1960s year and 108 a year of 2000 or later, the newest 2025. None of these labels is a finding on title or condition; they are what the county recorded.

    Fort Walton Beach 32548 appears on all 830 county address records, which sit on 29 streets and attach to 827 of the 828 parcels. Gardner Drive and Bay Drive carry 93 each, then Laurie Drive 76, Ferry Road 65, Okaloosa Road 58, Kepner Drive 57, Okahatchee Circle 46 and Choctawhatchee Road 43. Match a street to its parcel number before deciding which series a house belongs to.

    The county flood layer and FEMA's national flood map gave the same result for every one of the 828 parcels when each outline was overlaid on both on October 3, 2026. About 160 parcels lie wholly in Zone X, an area of minimal flood hazard; about 405 reach no more than the 0.2 percent annual chance band; and about 263 reach special flood hazard ground, in Zone AE at base flood elevations of 8 to 11 feet or in coastal high hazard Zone VE at 11 to 14 feet. Look to an elevation certificate for any one lot; the zone is only the label the map assigns.

    The cited records do not document an owners association, shared amenities, access rights or rental terms for any of these series; ask for the records tied to the individual property.

    The September 2026 counts above came from one day's name search, while current sale and listing trends for Elliott's Point show where things stand now. Gardner Drive, Bay Drive and Laurie Drive can be weighed against other Fort Walton Beach neighborhood guides. Houses outside these thirteen recorded subdivisions turn up under Fort Walton Beach homes for sale.

    HOA & Fees

    What is the HOA fee at Elliott's Point?

    No HOA fee for Elliott's Point has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Live Inventory

    Homes for Sale in Elliott's Point

    9

    Active Listings

    $500K

    Median List Price

    $266

    Avg Price / Sqft

    Live from today's Elliott's Point MLS file. This count covers condos, townhomes and single-family homes only, the same dwelling basis the market page uses, so lots and land are left out. The median and $/sq ft beside it cover the same 9 listings.

    The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

    Local Answers

    Elliott's Point FAQ

    How much is the HOA fee at Elliott's Point?

    No HOA fee for Elliott's Point has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    When were most Elliott's Point houses built?

    Of the 797 single-family parcels with a recorded year built, 469 carry a 1950s year and 145 a 1960s year. Another 108 date to 2000 or later, the newest 2025, so a recent build and an original from the 1950s make different comparisons.

    Are there townhouses or vacant lots in Elliott's Point, or only single-family houses?

    Nearly all are houses. The county labels 799 of the 828 parcels SINGLE FAMILY and seven SFR/TOWNHOUSE; fifteen are vacant, two more read VACANT/RESD/XFOB, and the rest are two municipal parcels plus one each for a yacht club, a service shop and forest, parks and recreation.

    How much of Elliott's Point lies in a FEMA special flood hazard area?

    About 263 of the 828 parcels reach special flood hazard ground on both the county flood layer and FEMA's national map, checked October 3, 2026: Zone AE at base flood elevations of 8 to 11 feet, or coastal high hazard Zone VE at 11 to 14 feet. About 160 lie wholly in minimal-hazard Zone X. Open the map for the particular parcel number and get an elevation certificate, because a label on a map says little about one house.

    Is there an owners association or set of deed rules covering Elliott's Point?

    Okaloosa County's parcel records document no owners association, shared amenities or rental terms for any of the twelve parcel series. With thirteen separately recorded subdivisions in the name family, any covenants would sit in the recorded plat and deed for the individual lot, so ask the title company or the Okaloosa County clerk for those documents.

    Can a house on Gardner Drive or Ferry Road be rented out?

    Whether a house on Gardner Drive or Ferry Road can be rented turns on zoning and on the lot's own recorded restrictions, and the county parcel records address neither. Okaloosa County or City of Fort Walton Beach zoning staff, whichever governs the parcel, can answer the first; the deed and plat for the lot answer the second.

    Explore the Area

    Other Fort Walton Beach Neighborhoods

    Condo Buildings in This Market

    Sources

    Elliott's Point Market Analytics

    Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.

    See the market report

    Thinking about Elliott's Point?

    Covenants, rental rules, resale history - get the neighborhood file from agents who work it.