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Dream Destin Realty

Fort Walton Beach · Condo Building

Intercoastal Pointe Condos for Sale

Intercoastal Pointe has a Mary Esther mailing address in Okaloosa County and two phases: 34 homes dated 2005 at 1365 West Highway 98 and five from 2006 at 1367.

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About Intercoastal Pointe

The county roll files Intercoastal Pointe under two legal descriptions. The first covers 34 residential parcels at 1365 West Highway 98, all dated 2005 and numbered 101 through 507: five levels, seven positions a level. The roll lists no unit 406, and unit 407 is shown at 2,856 square feet, roughly the space of two neighboring units. Other sizes repeat by position: 872 square feet at the 04 position on every level, 1,265 at four other positions, and 1,575 at the 01 and 07 ends.

The second legal description carries the words Phase 2 and covers five homes lettered A through E at 1367 West Highway 98, each 1,296 square feet and dated 2006, on an outline of their own. Federal flood mapping treats the two outlines differently: about a quarter of the 1365 outline lies in the AE and VE zones, with base flood elevations of 11 and 12 feet, while the 1367 outline lies entirely in zone X, about an eighth of it shaded.

Neither outline falls inside an incorporated place on the Census Bureau's 2026 boundary map, so county government, not Mary Esther, applies despite the mailing address. The roll dates the 1365 building to 2005 and its unit numbers climb to level 5, though the roll gives no story count. If the building received its final use certificate that year, thirty years arrives in 2035, the date state law sets for a first milestone inspection of a building three habitable stories or higher, although a local enforcement agency may move that to twenty-five years, which would be 2030. Its structural reserve study falls under the same three-story test. Request each phase's declaration with its amendments, plus the latest budget and any reserve study.

HOA & Fees

What is the HOA fee at Intercoastal Pointe?

No HOA fee for Intercoastal Pointe has been reported on the MLS in our records. The association sets the fee by unit, so ask it for the current figure for the unit you are considering.

Two legal descriptions raise the first question for the association: whether the 1365 building and the five 1367 homes share one association, one budget and one reserve account, or keep separate ones. If they share, ask how the roof, insurance and reserve costs of a five-level building are divided with five lettered homes. Ask also how unit 407's larger area figures in its share of expenses, and whether an amendment explains the missing unit 406. Any dues figure belongs in the association's current budget, not in this guide.

Rental Policy

Short-term rentals: not yet confirmed for this building.

Census maps place Intercoastal Pointe outside Mary Esther, so start with Okaloosa County, not the city. Okaloosa County treats an Intercoastal Pointe booking under six months as short-term. For Intercoastal Pointe, that means a state lodging license and a tourist development tax account. The county also lists registration, inspection and parking among the things it may regulate. None of it targets this building. Neither phase's declaration has been checked, so past rentals are no guide. Ask the association which phase's rules cover a given unit.

Live Inventory

Active Listings at Intercoastal Pointe

No units are actively listed at Intercoastal Pointe right now. Inventory in a single building turns over slowly, so an empty result here is normal rather than a sign the market has stopped.

Building Answers

Intercoastal Pointe FAQ

How much is the HOA fee at Intercoastal Pointe?

No HOA fee for Intercoastal Pointe has been reported on the MLS in our records. The association sets the fee by unit, so ask it for the current figure for the unit you are considering.

Where is unit 406 at Intercoastal Pointe?

The county roll lists no unit 406 among the 34 residential parcels at 1365 West Highway 98, and unit 407 shows 2,856 square feet, close to the combined area of two neighboring units. The roll does not say why. The document to ask for is a recorded amendment, if one exists.

How many homes does Intercoastal Pointe have?

The roll lists 39 residential parcels: 34 at 1365 West Highway 98 and five at 1367. Because the gap at 406 and the oversized 407 are unexplained, treat 39 as the roll's parcel count rather than a confirmed number of homes.

Is Intercoastal Pointe in the city of Mary Esther?

Only the mailing address says Mary Esther. On the Census Bureau's 2026 boundary map no city surrounds the site, which puts it under Okaloosa County, so the postal city is a poor guide to the rules that apply.

Are the two Intercoastal Pointe phases one association?

The roll files the 1367 homes under a separate legal description reading Phase 2 and a separate parcel series, which shows two recorded phases. Whether they share an association, budget and reserves is a question for the declaration and the association.

Which years were the two Intercoastal Pointe phases completed?

The county roll dates the 34 homes at 1365 to 2005 and the five at 1367 to 2006. The phases are a year apart and are best compared separately, each against its own documents.

Sources

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