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Fort Walton Beach · Condo Building

Island Echo Condos for Sale

Island Echo, a 1974 condominium at 676 Santa Rosa Boulevard with a Fort Walton Beach mailing address in Okaloosa County, has 90 residential parcels.

Updated

Ask About Island EchoMarket AnalyticsAll Fort Walton Beach Buildings

1974

Year Built

Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

Guest rating

4.7 out of 5

From 560 guest reviews on Airbnb and Vrbo

Across 10 rental listings with guest reviews in this building

  • Airbnb 4.8
  • Vrbo 4.7
See what guests rate

About Island Echo

The county roll files Island Echo's homes as 90 separate parcels under one legal name, all dated 1974 and all drawn on a single site outline at 676 Santa Rosa Boulevard. Unit numbers start with the level, one through seven, then a stack letter. Level 1 has only six units, E, F, G, J, K and L, while each of levels 2 through 7 has fourteen. Living areas sort into three groups: 24 parcels at 780 to 797 square feet, 54 at 1,024 to 1,039 square feet, and 12 at 1,612 to 1,629 square feet, most of them under double designators such as 2BC and 3NO.

Two further parcels on the site carry the association's name as owner, one without buildings and one with two buildings totaling 6,366 square feet that the roll dates to 1964. The parcel touching the building's south edge is titled to the Okaloosa County commission rather than the association, so this page makes no Gulf-front claim. Federal flood mapping divides the outline among three hazard zones: nearly two thirds in the coastal high-hazard zone VE with a base flood elevation of 15 feet, about a fifth in AE at 8 feet, and the remainder in AO.

A 2026 Census Bureau boundary map draws no city around the site, which makes Okaloosa County, and not the city in its mailing address, the local government. If the Florida Building Code counts the building at three habitable stories or more, as unit numbers up to level 7 suggest, a building that passed thirty years before July 2022 owed its first milestone inspection before the end of 2024, and, for an owner-controlled association that existed before July 2022, the structural reserve study has an outside date of December 31, 2026. Ask the association for both reports, the current budget, and the declaration with every amendment.

HOA & Fees

What is the HOA fee at Island Echo?

As of November 11, 2026, the 2 Island Echo condos for sale that report a fee on the MLS list HOA fees from $704 to $745 a month, with a median of $725 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Based on 2 active MLS listings that report an HOA fee. See the listings

The roll names Island Echo's association as owner of two further parcels on the site, land it holds in its own name apart from the 90 unit parcels. The extent of its duty to maintain the structure, roof and exterior walls included, turns on the declaration, which this page has not reviewed. For a 1974 building the most useful requests are the milestone inspection report, the structural reserve study and the budget that funds it. Also ask how the declaration assigns shares and votes to the twelve largest parcels, most of them under double designators, compared with the smaller units. Assessment figures come from the current budget, and none appear here.

Rental Policy

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

Island Echo sits on the Okaloosa County side of Santa Rosa Island, outside any city on Census maps. Rental questions here go to the county and the building's own documents, not to Fort Walton Beach. The county's rental guidance singles out Okaloosa Island. Its links include the B-1 covenants and a zoning map. It links legal opinions on an island exception to Florida's limits on local rules. Unsure about a restricted area? Call Growth Management. Neither the Island Echo lot nor its declaration has been checked. Get that office's answer in writing before relying on past rental use.

What guests say about staying here

Combined Airbnb and Vrbo ratings for the vacation rentals in Island Echo.

4.7 out of 5

560 reviews across 10 reviewed listings

  • Airbnb 4.8 from 287 reviews on 7 reviewed listings
  • Vrbo 4.7 from 273 reviews on 3 reviewed listings

What Airbnb guests rate

  • Cleanliness4.8
  • Accuracy4.8
  • Check-in4.9
  • Communication4.9
  • Location4.9
  • Value4.7

Guests rate the location highest.

These ratings describe the vacation rentals in this building, not any one unit for sale.

Market data by Key Data · 9 units tracked in this building · Nov 2025 to Nov 2026

Live Inventory

Active Listings at Island Echo

New Gulf FrontShort-Term Rental Eligible

$399,000

676 Santa Rosa Boulevard Unit 1K

Fort Walton Beach, FL 32548

2 bd 2 ba 1,024 sqft
Price Reduced Gulf FrontShort-Term Rental Eligible

$628,900

676 Santa Rosa Boulevard Unit 6E

Fort Walton Beach, FL 32548

2 bd 2 ba 1,039 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

Island Echo FAQ

How much is the HOA fee at Island Echo?

As of November 11, 2026, the 2 Island Echo condos for sale that report a fee on the MLS list HOA fees from $704 to $745 a month, with a median of $725 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Do the 90 residential parcels on the roll mean Island Echo has 90 homes?

The 2026 county roll lists 90 residential parcels, six on level 1 and fourteen on each level from 2 through 7. That is a parcel count, not a confirmed unit total: twelve parcels, most under double designators, are each close to double the living area of the smallest units, so the declaration is the place to settle how many homes the building holds.

Does the county roll date all of Island Echo to 1974?

All 90 residential parcels carry 1974 on the county roll. A parcel owned by the association on the same site holds buildings the roll dates to 1964, so the address is not one uniform vintage, and an inspection report should say which structures it covered.

Does the Island Echo parcel reach the Gulf?

No record reviewed says so. The parcel touching the building's south edge is titled to the county commission, not the association, so the building's own parcel ends at that county strip. Federal flood mapping does place nearly two thirds of the outline in the coastal high-hazard zone.

Which government's rules cover Island Echo, the city's or the county's?

The county's. No city is drawn around the site on the Census Bureau's 2026 map, and Fort Walton Beach is only the mailing address. The county's own rental page flags Okaloosa Island covenants, so start there.

Does the milestone inspection law reach Island Echo?

It does if the Florida Building Code counts the building at three habitable stories or more, which unit numbers through level 7 suggest. Built in 1974, it passed thirty years long before the 2022 cutoff, so its first inspection was due before the end of 2024. Ask to see the report.

Sources

Other Fort Walton Beach Condo Buildings

Communities in This Market

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