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Panama City Beach · Neighborhood

Annabella's Townhomes Homes for Sale

Annabella's Townhomes appears in Bay County records as 159 parcels numbered 27848, all in unincorporated Bay County rather than in a city: 157 coded single family, one common-area parcel and one coded vacant. Zone X covers each of those parcels completely on FEMA's current map except the common area, which is partly Zone AE.

Updated

    Short-term rentals: not yet confirmed for this neighborhood.

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    Living in Annabella's Townhomes

    On September 24, 2026 one listing search for Panama City Beach, run under the Annabella's Townhomes name, returned no active homes and 33 sold. Treat that as a reading from a single day rather than a count of homes, a boundary or current availability.

    Bay County's parcel map holds 159 parcels whose numbers begin 27848. Of those, 157 are coded single family, one is the residential common area (27848-000-005, at 1863 Annabella's Drive) and one is coded vacant. The addresses run along Annabella's Way, Lane, Drive and Court. Of the 157 single family parcels, 136 list an acreage, and every one falls between 0.016 and 0.035 acre, roughly 700 to 1,500 square feet. The other 21 list none.

    Although listings here carry a Panama City Beach address, the county's boundary map files all 159 parcels under unincorporated Bay County, and a Census check of three of them found no incorporated place either.

    FEMA's current flood map shows 158 of the 159 parcels entirely in Zone X, minimal flood hazard. The exception is the common-area parcel, where part of the ground lies in Zone AE. Bay County's own flood layer, last edited in January 2022, tells a different story: it draws Zone AE at 14 feet over part of 69 of the parcels. For the address you are weighing, the elevation certificate or the lender's flood determination settles which map applies.

    These county records establish parcel numbers, use codes, outlines and map zones. They do not establish association rules, dues, beach access, rental permission, building condition or who occupies a unit.

    HOA & Fees

    What is the HOA fee at Annabella's Townhomes?

    As of November 13, 2026, Annabella's Townhomes homes for sale that report a fee on the MLS list these HOA fees:

    • Townhomes: $420 a month (1 listing)

    Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Based on one active MLS listing that reports an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.

    Live Inventory

    Homes for Sale in Annabella's Townhomes

    NewShort-Term Rental Eligible

    $200,000

    1706 Annabellas Drive

    Panama City Beach, FL 32407

    3 bd 2.5 ba 1,532 sqft

    The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

    Local Answers

    Annabella's Townhomes FAQ

    How much is the HOA fee at Annabella's Townhomes?

    As of November 13, 2026, Annabella's Townhomes homes for sale that report a fee on the MLS list these HOA fees: townhomes, $420 a month (1 listing). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Is an Annabella's Townhomes address inside a city or only in the county?

    Listings say Panama City Beach, yet the county files all 159 parcels numbered 27848 under unincorporated Bay County, and Census place data lists no incorporated place at three of them. Which government answers for permits and services is a question for the county office covering the specific address.

    What do the 159 parcels numbered 27848 consist of?

    County records code 157 as single family, one as residential common area at 1863 Annabella's Drive, and one as vacant. A raw search returns that common-area parcel twice, so count parcel numbers rather than rows to reach 159. The codes describe records, not title, and the total is not a count of homes.

    How large are the individual Annabella's lots?

    Of the 157 single family parcels, 136 list an acreage, and each sits between 0.016 and 0.035 acre, about 700 to 1,500 square feet. The other 21 list none, so the county fields cannot size them. Lot size does not reveal unit size, floors or condition.

    What flood zones touch the Annabella's parcels?

    FEMA's current map puts 158 of the parcels entirely in Zone X and the common-area parcel partly in Zone AE. Bay County's own flood layer, last edited in January 2022, instead draws Zone AE at 14 feet over part of 69 parcels. Because the two maps disagree, an elevation certificate or the lender's flood determination for the exact address matters more than either map.

    What does the 0 active and 33 sold observation represent?

    It comes from one Panama City Beach listing search under the Annabella's Townhomes name, run on September 24, 2026. It does not count the 159 parcels or the homes on them, and the listing panels show present availability.

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