Panama City Beach · Neighborhood
Bahama Beach Homes for Sale
Bahama Beach appears in Bay County records as ten parcels at 12908 Front Beach Road inside the City of Panama City Beach: nine coded condominium units and a common-area parcel owned by Bahama Beach Villas, LLC. Zone X is the FEMA designation on every one of the ten.
Updated
- Short-Term Rental Eligible
Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.
Living in Bahama Beach
Bahama Beach's listing reading, taken for Panama City Beach on September 24, 2026, was four active homes and 16 sold once rows from outside the city were set aside. It describes that single day's search and says nothing about what is available today.
The county's owner-name search for Bahama Beach returns a single parcel, 34417-200-010 at 12908 Front Beach Road, owned by Bahama Beach Villas, LLC and coded residential common area. Nine more parcels share its 34417-200 number series. Each is coded condominium and carries a unit number from 1 through 9 at the same address, and each is owned by an individual or company whose name does not contain Bahama Beach, which is why the name search misses them. The common-area outline measures about 9,300 square feet.
Nine unit parcels cannot account for twenty listing rows. The search therefore either counts repeat sales of the same units or reaches homes beyond this address, and county parcel fields cannot say which.
Bay County's boundary map and Census place boundaries both place the site inside the City of Panama City Beach. The county's separate flood layer draws no hazard area on this site, and FEMA's current map likewise assigns each of the ten parcels to Zone X, minimal flood hazard.
Association rules, dues, rental permission, building height and condition all sit outside what these county fields carry.
HOA & Fees
What is the HOA fee at Bahama Beach?
No HOA fee for Bahama Beach has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes for Sale in Bahama Beach
3
Active Listings
$1.75M
Median List Price
$465
Avg Price / Sqft
Live from today's Bahama Beach MLS file. This count covers condos, townhomes and single-family homes only, the same dwelling basis the market page uses, so lots and land are left out. The median and $/sq ft beside it cover the same 3 listings.
$688,000
501 Lantana Street
Panama City Beach, FL 32407
$1,925,000
13308 Front Beach Road
Panama City Beach, FL 32407
$1,749,000
13310 Front Beach Road
Panama City Beach, FL 32407
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Local Answers
Bahama Beach FAQ
How much is the HOA fee at Bahama Beach?
No HOA fee for Bahama Beach has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
How many homes does the county record at the Bahama Beach address?
Nine condominium unit parcels, numbered 1 through 9 at 12908 Front Beach Road, plus one common-area parcel: ten parcels in all under the 34417-200 series. The county fields queried carry no floor count, unit size or build year.
Why does a search for the Bahama Beach name return just one county parcel?
The search reads the owner field, and only the common-area parcel is owned by an entity with that name. The nine unit parcels are held by individuals and companies under other names, so a name search cannot count them.
Is the Bahama Beach parcel inside the City of Panama City Beach?
Yes. Bay County's boundary map and Census place boundaries both place parcel 34417-200-010 inside the city. That answer applies to this address, not to every home sold under a similar name.
What flood zone does FEMA assign to the Bahama Beach site?
Zone X, minimal flood hazard, is the FEMA designation on all ten parcels, while Bay County's own flood layer draws no hazard area across the site. A flood determination ordered by the lender for the unit itself is the document to rely on.
Can the four active and 16 sold listings be matched to the nine units?
Not from county records. The listing search ran once, on September 24, 2026, and returned twenty rows against nine unit parcels, so either repeat sales or homes beyond this address are part of the count.
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Condo Buildings in This Market
Sources
- Bay County GIS, Bahama Beach parcel query (accessed September 29, 2026)
- Bay County Property Protection and Flood Hazards (accessed September 29, 2026)
- Bay County GIS department (accessed October 4, 2026)
- Bay County GIS, parcels numbered 34417-200 (accessed October 4, 2026)
- Bay County municipal boundary layer over the Bahama Beach parcels (accessed October 4, 2026)
- FEMA National Flood Hazard Layer over the Bahama Beach parcels (accessed October 4, 2026)
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