Bel Air Homes for Sale

Living in Bel Air

Bel Air is a platted subdivision rather than one building. Bay County's subdivision map draws three recorded plats under the name: Bel Air in Plat Book 8, Page 28, about 58 acres as the county draws it, plus the Bel Air First Addition in Plat Book 8, Page 38 and the Bel Air Amended Second Addition in Plat Book 9, Page 56, which add about 12 acres between them. The county roll lists 296 parcel numbers whose legal description opens with the Bel Air name, every one in ZIP 32408 with a Panama City Beach postal address, mostly along Surf Drive, Thomas Drive, Lydia Lane and Elizabeth Avenue, with others on Cobia, Tarpon and Ocean streets and Beach Drive.

Houses on those parcels span seven decades. The 200 coded single family carry build years from 1950 to 2020; 78 stand one story, seven stand four, and 56 went up in 2000 or later. Most condominium units on the same ground file under their own names instead: tested against the plat outlines, the county and state rolls each place 142 condominium units inside, only six of them Bel Air Beach units, with the rest divided among regimes such as Grande Surf Club, Whispering Seas, Ocean Terrace, Colonial Shores and Dockside. Motels, shops, restaurants and vacant commercial lots fill other parcels, most of them on Thomas Drive.

Jurisdiction and flood hazard both change across the plat. Of roughly 450 parcels inside the outlines, about 40 test inside Panama City Beach city polygons on the county's municipal-boundary map, all 28 Grande Surf Club units at 8601 Surf Drive and the houses at 101 and 103 Bonita Circle among them; the rest test as unincorporated Bay County. FEMA panel 12005C0316J, effective October 24, 2024, divides the original plat's ground among Zone VE at a 14 foot base flood elevation, Zone AE at 10 and 11 feet, and Zone X, in shares close to a quarter, two-fifths and a third.

Bel Air Beach Condominium, which shares the plat's name, is one of its smaller regimes. The roll cites its declaration at Official Records Book 2037, Page 1646 and records six units in two three-unit buildings at 8511 and 8515 Surf Drive, each with four bedrooms, four baths and 2,464 square feet; the state roll gives 2001 as their build year, and the condominium's land and all six unit outlines map only in Zone VE. On September 24, 2026, listings filed under the Bel Air name showed two homes for sale and 14 closed sales, a thin record that does not say which block, building or flood zone each sale came from.