Panama City Beach · Neighborhood
Summerwood Homes for Sale
Summerwood shows no active and 17 sold dwellings in a September 24, 2026 Panama City Beach listing search, and Bay County links seven parcels to the name, inside the city and entirely in FEMA's minimal-hazard Zone X.
Updated
Short-term rentals: not yet confirmed for this neighborhood.
Living in Summerwood
Seventeen completed sales, and zero active dwellings, make up the Summerwood result in a Panama City Beach-only search stored September 24, 2026. With nothing active that day, it shows past sales only, and a new search is needed to learn whether anything is for sale now.
Bay County's owner-name search returns 12 mapped pieces that collapse to seven parcel IDs. Four parcels, nine of the pieces, are classed residential common area under owner text such as Summerwood at Panama City, led by 99 Summerwood Drive at 0.7 acres. Two parcels are vacant, and 209 Summerwood Drive, owned by Summerwood Creek LLC, is a 0.146-acre single-family parcel. County tax-acreage fields total about 1.4 acres, and several common-area pieces list zero. The county's municipal boundary layer places every piece inside the City of Panama City Beach, where its zoning layer labels them R-1b or R-1c.
On BayView's flood layer, none of the seven parcels carries a hazard area. On October 3, 2026, FEMA's national flood layer put 99 Summerwood Drive (0.7 acres), 209 Summerwood Drive (0.146 acre) and the other five parcels in Zone X, the minimal-hazard category, whether the test was a point well inside or the full outline.
A tally of seven parcel IDs cannot size the community, because homes held by individuals never surface in a search by owner name, which lists only property under a named owner. Access, drainage, association terms and ownership of the common-area parcels need recorded documents tied to the exact address.
HOA & Fees
What is the HOA fee at Summerwood?
As of November 12, 2026, Summerwood homes for sale that report a fee on the MLS list these HOA fees:
- Single-family homes: $60 a month (1 listing)
Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Based on one active MLS listing that reports an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.
Live Inventory
Homes for Sale in Summerwood
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Local Answers
Summerwood FAQ
How much is the HOA fee at Summerwood?
As of November 12, 2026, Summerwood homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $60 a month (1 listing). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Does the Summerwood listing search show anything for sale?
The saved search, dated September 24, 2026 and limited to Panama City Beach, lists no active dwellings and 17 completed sales; only a fresh search shows what is available.
How many parcels does Bay County tie to Summerwood?
Seven parcel IDs shown as 12 mapped pieces: four common-area parcels holding nine pieces, two vacant parcels and one single-family parcel at 209 Summerwood Drive. Tax-acreage fields total about 1.4 acres.
Is Summerwood inside the city of Panama City Beach?
The county's municipal boundary layer places all 12 pieces inside the city, and its zoning layer labels them R-1b or R-1c.
What flood zone does FEMA map over the Summerwood parcels?
Minimal hazard, Zone X, for all seven: that was the result of both the interior-point test and the outline test on October 3, 2026. No hazard area is drawn over any of the seven in the county's BayView layer.
What does the Summerwood owner text show?
The common-area parcels read Summerwood at Panama City, the two vacant parcels read Summerwood at Panama City BCH, and the single-family parcel reads Summerwood Creek LLC. This is owner-field text and does not establish association authority or a boundary.
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Condo Buildings in This Market
Sources
- Bay County GIS, Summerwood parcel query (accessed September 29, 2026)
- Bay County Map Gallery (accessed September 29, 2026)
- Bay County Property Protection and Flood Hazards (accessed September 29, 2026)
- Bay County BayView GIS service (accessed September 29, 2026)
- FEMA National Flood Hazard Layer, flood hazard zones (accessed October 4, 2026)
Summerwood Market Analytics
Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.
Thinking about Summerwood?
Covenants, rental rules, resale history - get the neighborhood file from agents who work it.

