Panama City Beach · Neighborhood
Colony Club Homes for Sale
Colony Club in Panama City Beach, Bay County: four recorded plats near West Bay hold 152 parcels, with homes built from 1985 to 2023.
Updated
Short-term rentals: not yet confirmed for this neighborhood.
Living in Colony Club
The City of Panama City Beach subdivision map lists four recorded plats named Colony Club, plus an area labeled Unrecorded Lots in Colony Club Area that this page does not count. North Colony Club Estates Phase I (Plat Book 17, page 87) holds 49 parcels on Twilight Bay Drive and Sunset Circle. Colony Club Harbour Phase One (Plat Book 14, page 55) holds 26 on Moonlight Bay Drive, Phase Two (page 60) holds 48 on Moonlight Bay Drive and Colony Harbour Road, and Phase Three (page 92) holds 29 on Colony Harbour Road, Colony Bay Harbour Drive and Shadow Bay Drive. All 152 share one parcel-number series, 32736, and a Panama City Beach address in ZIP 32407. The appraiser's roll carries 142 as single-family homes with a recorded year built, eight as vacant lots, one as city-owned and one as common ground.
The plats differ in age and size. North Colony Club Estates is the newest: its homes show years built from 2001 to 2023, and 37 of its 47 date from the 2000s. The Harbour plats start in 1985 or 1986. Phase One's roll lots run from about 0.56 to 1.16 acres, against 0.23 to 0.61 acre in North Colony Club Estates, and its living areas reach 8,392 square feet, the largest on the roll among these 152 parcels. No home in the other three plats exceeds 4,535 square feet, the Phase Two maximum.
Only Phase One reaches the water. Each of its 26 parcels lies within 50 feet of the West Bay shoreline that the U.S. Geological Survey maps, while the other three plats stand more than 250 feet back. On FEMA's national flood map, effective October 24, 2024, Phase One is mostly Zone AE at 10 or 11 feet, and every one of its parcels also holds a strip of Zone VE at 13 feet, roughly 4 to 50 percent of its ground. The other three plats show no VE: 47 of their 126 parcels lie mostly in shaded Zone X and the rest mostly in AE at 8 to 10 feet.
A Florida nonprofit named Colony Club, Inc. (filed December 22, 1977, active, with an annual report filed April 9, 2026) lists 112 Fairway Boulevard, and the roll carries a common-area parcel under that name at 100 Fairway Boulevard, listed at one acre and roughly a mile south of the plats. An administrative dissolution on September 26, 2008 ended the state registration of the North Colony Club Estates Homeowners Association, Inc., which had been filed March 4, 2003. Nothing consulted for this page ties either corporation to the documents governing a given lot. On September 24, 2026 an MLS search of dwellings under the name showed one active home and 33 sold, closing between March 1, 2017 and May 13, 2026; treat that as a dated observation, not current inventory.
HOA & Fees
What is the HOA fee at Colony Club?
No HOA fee for Colony Club has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes for Sale in Colony Club
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Local Answers
Colony Club FAQ
How much is the HOA fee at Colony Club?
No HOA fee for Colony Club has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Which Colony Club plat actually reaches West Bay?
Colony Club Harbour Phase One. All 26 of its parcels lie within 50 feet of the West Bay shoreline mapped by the U.S. Geological Survey. North Colony Club Estates, Harbour Phase Two and Harbour Phase Three stay more than 250 feet back and do not touch it.
Is a Colony Club address in North Colony Club Estates or in Colony Club Harbour?
Street names sort most of it. North Colony Club Estates sits on Twilight Bay Drive (numbers 100 to 144) and Sunset Circle (102 to 114). Harbour Phase Three uses Colony Harbour Road (102 to 116), Colony Bay Harbour Drive (100 to 109) and Shadow Bay Drive (103 to 117). Moonlight Bay Drive serves two plats: Phase One holds the even numbers 294 to 346, and Phase Two runs from 200 to 337, mostly odd. The roll's legal description names the plat for each parcel.
Does Colony Club, Inc. run the homes in Colony Club Harbour and North Colony Club Estates?
No record consulted says so. The corporation is a Florida nonprofit filed in 1977 and still active, and its listed address is 112 Fairway Boulevard. The roll shows a common-area parcel in its name at 100 Fairway Boulevard, roughly a mile south of the plats, and nothing connects that parcel to their declarations. A separate corporation for North Colony Club Estates, filed in 2003, was administratively dissolved in 2008. Ask for the recorded declaration for the lot to learn who holds authority.
What flood zones does FEMA draw over Colony Club Harbour Phase One?
Mostly Zone AE with a base flood elevation of 10 or 11 feet, plus a Zone VE strip at 13 feet along the shore that touches every one of its 26 parcels. These zones come from FEMA's national flood layer under the map effective October 24, 2024; the county's own web map may show different zones, so check both for a specific lot.
Which Colony Club plat has the newest homes?
North Colony Club Estates, where the roll's years built run from 2001 to 2023 and 37 of 47 homes date from the 2000s. Harbour Phase Three has no home built after 2005: all 28 date from 1986 to 2005. Phases One and Two reach back to 1986 and 1985 and each include a few homes from 2010 or later.
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Condo Buildings in This Market
Sources
- Florida statewide parcel roll, Bay County series 32736 (accessed October 17, 2026)
- FEMA National Flood Hazard Layer, flood zones over Colony Club (accessed October 17, 2026)
- USGS National Hydrography Dataset, water north of Colony Club (accessed October 17, 2026)
- Colony Club, Inc., Florida Division of Corporations (accessed October 17, 2026)
- North Colony Club Estates Homeowners Association, Florida Division of Corporations (accessed October 17, 2026)
- City of Panama City Beach subdivision records for Colony Club names (accessed October 17, 2026)
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