Panama City Beach · Neighborhood
North Lagoon Oaks Homes for Sale
The 2026 Bay County roll files 558 parcels under North Lagoon Oaks and its nine numbered additions in Panama City Beach, and its use field splits them between 278 mobile homes and 227 single-family parcels.
Short-term rentals: not yet confirmed for this neighborhood.
Living in North Lagoon Oaks
In the North Lagoon Oaks search saved September 24, 2026, dwelling records number 14 sold and zero active. That is one dated reading of this area's search, so treat it as history and check the live results for anything available today.
Filtering the Florida statewide parcel layer, which republishes Bay County's 2026 roll, to legal descriptions that begin with North Lagoon Oaks leaves 558 distinct parcels: the original plat plus a first through ninth addition. The seventh addition alone holds 272. The county use field classes 278 parcels as mobile homes, 227 as single-family, 13 as small multifamily lots and 37 as vacant, with one county-owned vacant lot, one parcel under county use code 083 and one common-area parcel held by an LLC. Site addresses read Panama City Beach, on streets such as Lagoon Oaks Circle, Grand Oaks Lane and Oakbrook Lane.
The mix is not spread evenly. Mobile homes sit in the original plat (22 parcels) and the first (18), second (18), fourth (32) and seventh (188) additions; the third, fifth, sixth, eighth and ninth additions list none and hold only single-family and vacant parcels. Build years recorded for 517 parcels run from 1967 to 2025 with a middle value of 1990, and 351 fall between 1985 and 1999.
Because a legal description reflects only how the appraiser filed a parcel, it cannot show who owns the common ground, whether an association collects dues, which roads are public or what amenities come with a lot; the recorded plat and covenants for the address answer those.
This page states no flood zone, base elevation or insurance finding. For one address, use the flood hazard guidance and the FEMA flood-zone layer on Bay County's online map, which carries the county's notice that its GIS data is not a legal representation of the features depicted.
HOA & Fees
What is the HOA fee at North Lagoon Oaks?
No HOA fee for North Lagoon Oaks has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes Near North Lagoon Oaks
Nothing is actively listed inside North Lagoon Oaks today - these nearby Panama City Beach homes are the closest matches.
Local Answers
North Lagoon Oaks FAQ
How much is the HOA fee at North Lagoon Oaks?
No HOA fee for North Lagoon Oaks has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Which kinds of homes does the county roll list under North Lagoon Oaks?
Of 558 parcels the use field shows 278 mobile homes, 227 single-family, 13 small multifamily and 37 vacant, plus one county-owned vacant lot, one parcel under county use code 083 and one common-area parcel. Recorded years built run from 1967 to 2025, so check the use class and year on the parcel record before comparing two houses.
How is North Lagoon Oaks divided into additions?
The roll shows the original plat with 38 parcels and nine additions holding 27, 26, 13, 47, 41, 22, 272, 41 and 31 parcels from the first through the ninth. The seventh addition holds nearly half the total, and mobile homes are concentrated there.
Why are parcels owned by North Lagoon businesses not counted here?
Fourteen Bay County parcels have owners with North Lagoon in the name, among them 9027 Houston Street and 5325 North Lagoon Drive. None carries a North Lagoon Oaks legal description, so none is in the 558.
What does zero active and 14 sold on September 24, 2026 tell a buyer?
It is a dated count of dwelling records in this area's listing search, not live inventory and not a count of the homes on the 558 parcels. Run the search again for what is offered today.
Does the roll settle flood zone or insurance for North Lagoon Oaks?
It does not. Open the address on Bay County's online map and read its FEMA flood-zone layer beside the county's flood hazard guidance; no single answer covers all 558 parcels.
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Condo Buildings in This Market
Sources
- Bay County Geographic Information Systems (accessed September 29, 2026)
- Bay County Map Gallery (accessed September 29, 2026)
- Bay County Property Protection and Flood Hazards (accessed September 29, 2026)
- Bay County BayView GIS service (accessed September 29, 2026)
- Florida statewide parcel layer, legal descriptions beginning North Lagoon Oaks (2026 roll) (accessed October 4, 2026)
North Lagoon Oaks Market Analytics
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