Panama City Beach · Neighborhood
The Preserve at Lake Powell Homes for Sale
The Preserve at Lake Powell spans 40 houses on two recorded plats off Ann Miller Road, in unincorporated Bay County with Panama City Beach addresses.
Updated
Short-term rentals: not allowed, per our brokerage's rental review.
Living in The Preserve at Lake Powell
No Bay County plat carries the name The Preserve at Lake Powell; the name traces to an owners' association, and Florida's corporate registry shows how it came to cover two plats. The corporation was filed on July 24, 2020 as Landings at Lakeview Owners' Association. On March 10, 2021 it absorbed White's Landing at Inlet Beach Homeowner's Association by merger, taking on that group's plat obligations, and an amendment filed March 25, 2021 gave it the Preserve name. The county's subdivision map shows the two plats side by side: Lakeview (Plat Book 27, page 61), whose 28 house lots line Landing Circle and the even-numbered side of Ann Miller Road, and White's Landing at Inlet Beach (Plat Book 27, page 17), with 12 lots on the odd-numbered side of Ann Miller Road and along Lakeview Drive.
All 40 houses are recent. The 2026 statewide tax roll dates five to 2021, thirty to 2022 and five to 2023, with heated living areas between 1,906 and 3,177 square feet. Lots are close to identical: 34 of them measure 5,489 square feet, roughly an eighth of an acre, while three Ann Miller Road lots run from 11,413 to 12,110 square feet. Each plat also has a common-area parcel on Lake Powell Drive, which the roll lists under the owner names Lakeview Owners' Association (about 1.74 acres) and White's Landing at Inlet Beach (about 0.30 acre).
Whatever the mailing line says, Bay County's boundary map places all 42 parcels outside any city, so county zoning (R-1 on the county map) applies rather than the city's, and the county assigns every parcel to hurricane evacuation zone C.
Flood exposure splits the community. FEMA's panel 12005C0163J, effective October 24, 2024, puts part of 11 house parcels in Zone AE with a base flood elevation of 10 feet: each Landing Circle lot numbered 724 or above, plus 22812 Ann Miller Road. No White's Landing lot touches AE. That is an overlay of zone lines on lot outlines, not a finding about where a house sits, and Bay County's own BayView flood layer still draws the June 2, 2009 panels, so it will not match.
HOA & Fees
What is the HOA fee at The Preserve at Lake Powell?
As of November 12, 2026, The Preserve at Lake Powell homes for sale that report a fee on the MLS list these HOA fees:
- Single-family homes: $88 a month (1 listing)
Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Based on one active MLS listing that reports an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.
Live Inventory
Homes for Sale in The Preserve at Lake Powell
Local Answers
The Preserve at Lake Powell FAQ
How much is the HOA fee at The Preserve at Lake Powell?
As of November 12, 2026, The Preserve at Lake Powell homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $88 a month (1 listing). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Why do Bay County plat records never mention The Preserve at Lake Powell?
Because the name was adopted by the association, not written on a plat. Its corporation began in 2020 as Landings at Lakeview Owners' Association, merged in the White's Landing at Inlet Beach homeowners' group on March 10, 2021, and took the Preserve name by an amendment filed March 25, 2021. The recorded plats keep their own names, Lakeview and White's Landing at Inlet Beach.
Which Landing Circle lots does FEMA's 2024 flood map put in Zone AE?
Overlaying panel 12005C0163J on the parcel outlines, part of every Landing Circle lot numbered 724 through 744 falls in Zone AE, base flood elevation 10 feet, along with 22812 Ann Miller Road. The lower-numbered Landing Circle lots, the rest of Ann Miller Road and the Lakeview Drive lots touch only Zone X. One lot, 22808 Ann Miller Road, also has a FEMA letter of map amendment completed August 27, 2025.
Does the City of Panama City Beach govern homes on Landing Circle and Lakeview Drive?
No. Bay County's municipal boundary layer places every parcel in both plats in unincorporated Bay County, so the county is the zoning authority, and its map shows the lots zoned R-1. The 32413 ZIP code and its Panama City Beach postal name do not change which government regulates these lots.
What did the Preserve at Lake Powell association's founding articles say it would control?
The 2020 articles list maintenance, preservation and architectural control of lots and common areas as its purposes, tied to a declaration of covenants the articles say would be recorded in Bay County's public records. This page has not reviewed that declaration, so ask for the recorded copy and any amendments before relying on a rule.
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Sources
- Florida Division of Corporations, The Preserve at Lake Powell Owners' Association (N20000008167) (accessed October 17, 2026)
- Florida Division of Corporations, White's Landing at Inlet Beach Homeowner's Association event history (N19000010942) (accessed October 17, 2026)
- Florida statewide cadastral, Lakeview and White's Landing at Inlet Beach parcels (accessed October 17, 2026)
- Bay County subdivision layer, Lakeview and White's Landing at Inlet Beach plats (accessed October 17, 2026)
- FEMA National Flood Hazard Layer (accessed October 17, 2026)
- Bay County BayView GIS service (accessed October 17, 2026)
The Preserve at Lake Powell Market Analytics
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