Seaclusion Beach Homes for Sale

Living in Seaclusion Beach

Bay County's parcel roll holds 176 parcels whose legal description begins Seaclusion Beach, each with its own identifier and none repeated. It codes 170 as single family, five as vacant lots and one as vacant commercial. The commercial parcel, lots 106, 107 and 158, has a Panama City Beach Parkway address and a different ZIP code from the other 175. The subdivision follows one pattern. For 113 of the 170 houses the roll records the same 0.137 acre lot, about 5,970 square feet, and heated area across all 170 runs from 906 to 4,032 square feet with a middle value near 1,340. Years built cluster hard: 158 houses date from 1988 through 1999, and only twelve came later, between 2001 and 2021. The roll lists 162 houses as one story, seven as two stories and one at a story and a half.

Every lot lies inside Panama City Beach city limits, so the city's land development code governs, and the code names this subdivision. Section 4.02.02 bars a permit for a three-story dwelling, or any dwelling taller than 20 feet, in a group of Bid-A-Wee Beach subdivisions that includes Seaclusion Beach until 30 percent of the lots hold two-story homes. The roll shows eight houses above one story, but whether the city counts that threshold as met is a question for its planning staff. The city's zoning map puts 175 parcels in R-1c, which the code titles Single Family, High Density, and the Parkway parcel in CH, Commercial High Intensity.

Short-term use needs its own look. Section 5.04.33 of the code lists the places where transient residential rentals are allowable, and for R-1C it names only parcels south of Front Beach Road. The county's street layer puts all 176 parcels north of that road, about 1,100 to 2,800 feet from its centerline, so the code as posted does not list them. It also presumes any dwelling let for under six months to be a transient rental. A recorded covenant could add limits of its own and nothing in this page's sources shows whether one exists, so ask the city for a written answer on a specific address before counting on any rental use.

Panel 12005C0303J of FEMA's flood maps, in force since October 24, 2024, shows every parcel in the subdivision as minimal hazard, Zone X. A Zone A strip with no published base elevation lies just west of it, about 66 feet from the closest lot line, which belongs to the parcel at 315 Nautilus Street. The sources behind this page document no owners' association, dues, shared amenity or private covenant, which is not proof that none exists: request the recorded declaration and an address-level flood determination before relying on any of these points.