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Baywinds Golf Estates Homes for Sale

Baywinds Golf Estates is 78 parcels in three recorded phases. The Destin in its mailing address is a postal label; county records put every parcel in unincorporated Okaloosa County. Flood ground is concentrated on Emerald Bay Drive and Shannon Sound, while 65 of the 78 outlines stay in Zone X.

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    Living in Baywinds Golf Estates

    Okaloosa County records Baywinds Golf Estates as three plats: Phase I under parcel series 00-2S-22-018A, Phase II under 018C and Phase III under 018D. They hold 78 parcels, 21 in Phase I, 35 in Phase II and 22 in Phase III, and a search on the legal name finds the same 78. By the county's labels, 73 are single-family, three are residential common-area parcels (one per phase), and the other two are vacant lots in Phase I.

    County year-built dates on the 73 homes run from 1992 to 2022: 44 in the 1990s, 19 in the 2000s and 10 from 2010 on. Home lots measure from 0.33 to 0.71 acre. The county lists the common-area parcels as common areas and rights of way, at 1.58 acres in Phase I, 5.43 in Phase II and 1.55 in Phase III. Who holds them and what rights run with them is a matter for the recorded plats, which this page does not read.

    The county's city-limits layer puts all 78 outlines in unincorporated Okaloosa County, even though 74 parcels carry Destin, Florida 32541 site addresses. Postal city and city limits are different questions. The addressed parcels sit on Baywinds Drive (35), Emerald Bay Drive (15), Aarons Reef (9), Bethany Bay (5), Shannon Sound (4), Kristin Cove (4) and Todd Point (2). The four without a site address are the three common-area parcels and one vacant lot.

    Zone X alone, shaded or unshaded, is all that 65 of the 78 outlines reach in the county's FEMA layer. The remaining 13 are the ones that extend into a special flood hazard area. Nine of the 15 addressed lots on Emerald Bay Drive meet Zone VE at a mapped base flood elevation of 10 feet, and several of those also touch Zone AO or Zone AE. Three of the four lots on Shannon Sound and the Phase II common-area parcel meet Zone AE at 7 feet. No outline on Baywinds Drive, Aarons Reef, Bethany Bay, Kristin Cove or Todd Point does. Sampling shows the 13 are partly inside those zones, roughly 2 to 63 percent of a lot, so an elevation certificate for the exact address is the document that settles it.

    The listing system shows 18 completed sales and 1 active listing for homes labeled Destin under the Baywinds Golf Estates name, as of a search run August 20, 2026. One listing name covers three plats, and the search also reaches vacant land and other non-home records that the count leaves out. The figures belong to that one date; they do not describe inventory now or add up the 78 parcels.

    HOA & Fees

    What is the HOA fee at Baywinds Golf Estates?

    No Baywinds Golf Estates home is for sale right now. On Baywinds Golf Estates homes sold in September 2026 whose MLS records state a fee, HOA fees were:

    • Single-family homes: $67 a month (1 listing)

    Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period September 4, 2026 through September 4, 2026.

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    Local Answers

    Baywinds Golf Estates FAQ

    How much is the HOA fee at Baywinds Golf Estates?

    No Baywinds Golf Estates home is for sale right now. On Baywinds Golf Estates homes sold in September 2026 whose MLS records state a fee, HOA fees were: single-family homes, $67 a month (1 listing). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. Based on information from ECAR for the period September 4, 2026 through September 4, 2026.

    Why is Baywinds Golf Estates split into three parcel series?

    Each phase was recorded as its own plat. Phase I is series 00-2S-22-018A with 21 parcels, Phase II is 018C with 35 and Phase III is 018D with 22. A property's parcel number and legal description name its phase, which matters because the flood findings fall almost entirely in Phase I.

    Is a Baywinds Golf Estates address inside the City of Destin?

    Mail goes to Destin, but the county's municipal boundary layer leaves all 78 parcel outlines out of the city and in unincorporated Okaloosa County. The postal city is a mail label and says nothing about where city limits run. Ask the county which permitting and service rules apply to a specific lot rather than assuming the city's.

    Which Baywinds streets have lots in a flood hazard area?

    Emerald Bay Drive, where 9 of 15 addressed lots meet Zone VE and some also touch Zone AO or AE, and Shannon Sound, where 3 of 4 meet Zone AE. The Phase II common-area parcel meets Zone AE as well. The other five streets have no outline in a special flood hazard area.

    What are the common-area parcels and vacant lots in the Baywinds count?

    The county lists one residential common-area parcel in each phase, at 1.58, 5.43 and 1.55 acres, and two vacant lots in Phase I, Block B, of 0.35 and 0.38 acre. Neither kind is a home, though both are part of the 78 parcels; who owns the common areas is not something this page claims.

    How should the one-active, 18-sold Baywinds count be read?

    It is one search run on August 20, 2026 against homes labeled Destin, and it came back with 1 active listing and 18 completed sales. It spans years of past closings and three plats at once, so it describes turnover loosely and says nothing about any one phase.

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