Destin · Neighborhood
Beach Pointe Homes for Sale
Beach Pointe is 36 county parcels inside the City of Destin, all at 3695 Scenic Highway 98: 35 units numbered 101 through 1104 and one 2.59 acre common-area parcel. Every outline sits in Zone X on the county's flood map, though a coastal Zone VE area is mapped within 50 feet of two of them.
Updated
Short-term rentals: not yet confirmed for this neighborhood.
Living in Beach Pointe
The county's subdivision layer lists two recorded plats, Beach Pointe T/H under parcel series 00-2S-22-3737 and Beach Pointe Townhomes Replat under 00-2S-22-3738. A search on the legal name returns the same 36 parcels: 30 in the original plat and six in the replat, covering lots 1 to 3 of blocks 8 and 9.
Thirty-five parcels carry the county's single-family or townhouse use label, and one is the residential common-area parcel, recorded under both plat names. County year-built dates on the 35 run from 2000 to 2004: ten in 2000, three in 2001, three in 2003 and nineteen in 2004. Each unit parcel measures about 0.02 acre, so lot size does not separate one unit from another.
County address records give all 35 units one street number, 3695 Scenic Highway 98, with unit numbers from 101 to 1104: three per hundred through the 900s, then four each in the 1000s and 1100s. That is how a building numbered by level reads, but the county's floor field holds the same value on every record, so no floor count is stated here. County address records skip the common-area parcel altogether. Laid over the county's city-limits layer, none of the 36 outlines falls outside the City of Destin; the postal address reads Destin, Florida 32541.
Run against the county's copy of the FEMA flood map, every one of the 36 outlines, the common area included, meets only Zone X. The area is not clear of coastal hazard, though: a Zone VE area with a mapped base flood elevation of 15 feet reaches within 50 feet of two outlines. Search distances of zero and 50 feet were tried, so 50 feet is the first distance that found it, not a measured gap. A unit-level answer needs the building's elevation certificate.
A search of the listing system on August 20, 2026 for Beach Pointe homes in Destin counted no active listing and 24 completed sales. Land and other non-home records are left out of that count. It is one dated observation of past closings, not current availability, and it was not matched unit by unit to the 35 parcels.
HOA & Fees
What is the HOA fee at Beach Pointe?
As of November 11, 2026, Beach Pointe homes for sale that report a fee on the MLS list these HOA fees:
- Townhomes: $285 to $298 a month, median $292 (2 listings)
Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Based on 2 active MLS listings that report an HOA fee.
Live Inventory
Homes for Sale in Beach Pointe

$775,000
3695 Scenic Highway 98 Unit 803
Destin, FL 32541

$809,000
3695 Scenic Hwy 98 Unit 401
Destin, FL 32541
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Local Answers
Beach Pointe FAQ
How much is the HOA fee at Beach Pointe?
As of November 11, 2026, Beach Pointe homes for sale that report a fee on the MLS list these HOA fees: townhomes, $285 to $298 a month, median $292 (2 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Why do Beach Pointe parcels begin with both 3737 and 3738?
The original Beach Pointe T/H plat is series 00-2S-22-3737 and holds 30 of the 36 parcels. The replat, series 00-2S-22-3738, holds the other six, lots 1 to 3 of blocks 8 and 9. A unit's parcel number and recorded legal text tell you which plat it belongs to.
What does the county's single-family or townhouse label say about the buildings?
Only the county's use category. The plat names say Townhomes and T/H, while unit numbers from 101 to 1104 under one street number follow a numbering by level. Neither establishes building height or form, and the county's floor field is a constant here, so confirm the layout from the recorded plat.
Do Beach Pointe units sit in a flood hazard area?
On the county's copy of the FEMA map, none of the 36 outlines meets a special flood hazard area; each meets only Zone X. A Zone VE area at a mapped 15 feet comes within 50 feet of two outlines, so the unit's elevation certificate and the map revision in force still matter.
Which Beach Pointe parcel has no street address?
The 2.59 acre residential common-area parcel, recorded under both the original plat and the replat. The county gives it no site address, and this page makes no claim about who holds it or which rights run with it. The 35 unit parcels all carry 3695 Scenic Highway 98.
How should the zero-active, 24-sold Beach Pointe count be read?
As one search of the listing system on August 20, 2026 for homes in Destin under the Beach Pointe name. It found no active listing and 24 completed sales across past years, with land and other non-home records excluded. It does not show current supply or match units one by one.
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Sources
- Okaloosa County GIS, Subdivision layer, Beach Pointe records (accessed September 28, 2026)
- Okaloosa County GIS, SiteAddress layer, Beach Pointe PIN series (accessed September 28, 2026)
- Okaloosa County GIS, FEMA FIRM zones mapped over Beach Pointe (accessed October 4, 2026)
- Okaloosa County GIS, City Limits layer at Beach Pointe (accessed October 4, 2026)
- Okaloosa County GIS, Parcels layer, Beach Pointe PIN series (accessed October 4, 2026)
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