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Greenreef Homes for Sale

Greenreef in Destin is 19 parcels holding 20 numbered units, dated 1982 and 1983 by the county, with every parcel inside mapped flood Zone VE.

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    Living in Greenreef

    Okaloosa County records Greenreef as two series: Greenreef T/H (subdivision ID 2054, parcel series 00-2S-22-1075) with 5 parcels, and Greenreef T/H Phase II (ID 2076, series 00-2S-22-1076) with 14. Together that is 19 parcels, and a statewide parcel-file search on the legal description returns the same 19. The whole cluster fits inside a box about 500 feet by 200 feet.

    Twenty numbered units stand on those 19 parcels, because Units 9 and 10 share one parcel of 0.175 acre whose legal text spells the phase PAHSE II. County dates put 14 parcels in 1982 and 5 in 1983, and parcel sizes run from 0.066 to 0.175 acre. All 19 carry the county's SFR/TOWNHOUSE land-use label.

    All 20 situs addresses use the same street number, 3650 Scenic Highway 98, Destin 32541, told apart only by a unit number. A street address alone therefore cannot identify the parcel, while the unit number and parcel number can.

    Every Greenreef outline sits entirely in Zone VE, base flood elevation 15 feet, once overlaid on the FEMA zones that the county's mapping layer carries; that covers all 19 parcels. Nothing in the county layer states how high a particular building stands or what insurance terms apply, and it has no effective date, so the current FEMA map and the building's elevation record are the checks.

    Nothing active turned up for Greenreef, only 19 sold records. The Destin search behind that was saved August 20, 2026, and its hits are listings caught by a name on one day, not a unit tally and not what is for sale now. Nothing in the records loaded for Greenreef touches association business, amenities, rentals or who owns a unit.

    HOA & Fees

    What is the HOA fee at Greenreef?

    No HOA fee for Greenreef has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

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    Homes Near Greenreef

    Nothing is actively listed inside Greenreef today - these nearby Destin homes are the closest matches.

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    Local Answers

    Greenreef FAQ

    How much is the HOA fee at Greenreef?

    No HOA fee for Greenreef has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Why do county records show 19 Greenreef parcels but 20 units?

    Units 9 and 10 share parcel 00-2S-22-1076-0000-0090, so the parcel file counts one while the address layer lists two rows, one for each unit. That parcel's legal text spells the phase PAHSE II.

    How are the two Greenreef series divided?

    Series 00-2S-22-1075, Greenreef T/H, holds Units 1 through 5. Series 00-2S-22-1076, Phase II, holds the other 14 parcels, covering Units 6 through 20 with 9 and 10 combined. Because one legal text carries the PAHSE II spelling, search by parcel number rather than by phase name.

    What does a Greenreef street address actually identify?

    All 20 addresses are 3650 Scenic Highway 98, Destin 32541, and only the unit number differs. The street names the whole group, so use the unit number or the parcel number to pin down a sale.

    Which flood zone covers the Greenreef parcels?

    The county's FEMA-derived flood layer places every Greenreef parcel in Zone VE. Its base flood elevation there is 15 feet, and that holds for all 19 outlines in full. Each building's own elevation record, together with the latest FEMA map, is what to consult, since the county layer is undated.

    What does the August 20, 2026 sales reading mean for Greenreef?

    Searching Destin by that name yielded 19 sold records and nothing active. Name matches are not units and the date is fixed, so run a fresh search before leaning on the number.

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    Sources

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