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Dream Destin Realty

Destin · Neighborhood

Crystal Beach Homes for Sale

A grid of short named streets between US 98 and the Gulf, bordered on the west by Henderson Beach State Park - Destin's classic cottage district where the sand sits a short walk from nearly every lot.

Updated

  • Short-Term Rental Eligible

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

Living in Crystal Beach

Crystal Beach is the cottage grid of Destin: short named streets laid out between US 98 and the beach, with Henderson Beach State Park's dunes and scrub pine forming a protected buffer along the neighborhood's western edge. The streetscape mixes original one-story beach cottages with newer multi-story coastal houses, many wrapped in porches and painted in pastels, on compact lots that keep the blocks walkable. Destin Commons sits directly north across US 98, putting shopping and dining within a short drive or bike ride, while Scenic Highway 98 runs the neighborhood's Gulf edge with public beach accesses spaced along it. Because Crystal Beach sits south of US 98 in the heart of Destin's beach zone, vacation rentals operate here under the city's annual short-term rental registration program, alongside year-round residences; rules can vary by parcel and association, so buyers should confirm the posture on any specific address. The state park boundary matters beyond scenery: it caps westward development, keeps a long stretch of shoreline undeveloped next door, and gives the neighborhood a permanent green edge that most of the corridor lost decades ago.

HOA & Fees

What is the HOA fee at Crystal Beach?

As of November 11, 2026, Crystal Beach homes for sale that report a fee on the MLS list these HOA fees:

  • Single-family homes: $54 to $555 a month, median $555 (13 listings)
  • Townhomes: $65 to $448 a month, median $257 (2 listings)

Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

Based on 15 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.

  • Henderson Beach State Park at the western edge
  • Named cottage streets south of US 98
  • Public beach accesses off Scenic Highway 98
  • Destin Commons directly north across US 98

Live Inventory

Homes for Sale in Crystal Beach

37

Active Listings

$1.75M

Median List Price

$615

Avg Price / Sqft

Live from today's Crystal Beach MLS file. This count covers condos, townhomes and single-family homes only, the same dwelling basis the market page uses, so lots and land are left out. The median and $/sq ft beside it cover the same 37 listings.

NewShort-Term Rental Eligible

$1,000,000

213 Grand Key Loop

Destin, FL 32541

5 bd 4 ba 2,769 sqft
NewShort-Term Rental Eligible

$1,100,000

4453 Clipper Cove

Destin, FL 32541

3 bd 3 ba 1,878 sqft
NewShort-Term Rental Eligible

$1,170,000

210 Grand Key Loop

Destin, FL 32541

5 bd 4 ba 2,769 sqft
NewShort-Term Rental Eligible

$1,025,000

211 Grand Key Loop

Destin, FL 32541

5 bd 4 ba 2,769 sqft
Price ReducedLuxuryShort-Term Rental Eligible

$1,899,000

82 Pompano Street

Destin, FL 32541

7 bd 7.5 ba 3,766 sqft
LuxuryShort-Term Rental Eligible

$1,920,000

91 Stingray Street

Destin, FL 32541

6 bd 5 ba 3,668 sqft
Short-Term Rental Eligible

$989,000

95 Mark Street

Destin, FL 32541

2 bd 2 ba 1,808 sqft
Price ReducedLuxuryShort-Term Rental Eligible

$2,150,000

105 Mark Street

Destin, FL 32541

8 bd 8.5 ba 4,140 sqft
Short-Term Rental Eligible

$1,150,000

4555 Village Way

Destin, FL 32541

6 bd 3.5 ba 2,600 sqft
LuxuryShort-Term Rental Eligible

$1,700,000

99 Shirah Street

Destin, FL 32541

6 bd 4.5 ba 2,826 sqft
LuxuryShort-Term Rental Eligible

$2,349,000

4421 Luke Avenue

Destin, FL 32541

6 bd 5 ba 3,759 sqft
Price ReducedLuxuryShort-Term Rental Eligible

$1,599,900

81 Mark Street

Destin, FL 32541

5 bd 4 ba 2,874 sqft
LuxuryShort-Term Rental Eligible

$6,900,000

3399 Scenic Hwy 98

Destin, FL 32541

8 bd 8 full, 3 half ba 6,753 sqft
Price ReducedShort-Term Rental Eligible

$735,000

235 Kono Way

Destin, FL 32541

4 bd 3.5 ba 1,950 sqft
Short-Term Rental Eligible

$830,000

4454 Clipper Cove

Destin, FL 32541

3 bd 2 ba 1,782 sqft
Short-Term Rental Eligible

$1,039,000

209 Grand Key Loop

Destin, FL 32541

5 bd 4 ba 2,769 sqft
LuxuryShort-Term Rental Eligible

$1,750,000

73 Crystal Beach Drive

Destin, FL 32541

6 bd 5 ba 2,987 sqft
Price ReducedLuxuryShort-Term Rental Eligible

$2,975,000

84 Mark Street

Destin, FL 32541

8 bd 6.5 ba 4,539 sqft
LuxuryShort-Term Rental Eligible

$2,350,000

98 Woodward Street

Destin, FL 32541

6 bd 6 ba 3,038 sqft
Price ReducedLuxuryShort-Term Rental Eligible

$1,700,000

4571 Luke Avenue

Destin, FL 32541

6 bd 3 ba 2,874 sqft
Price ReducedLuxuryShort-Term Rental Eligible

$1,530,000

93 Shirah Street

Destin, FL 32541

4 bd 3 ba 2,352 sqft
LuxuryShort-Term Rental Eligible

$2,200,000

3149 Scenic Hwy 98

Destin, FL 32541

6 bd 5 ba 3,868 sqft
Price ReducedLuxuryShort-Term Rental Eligible

$1,999,999

85 Cobia Street

Destin, FL 32541

6 bd 6 ba 2,976 sqft
Price ReducedShort-Term Rental Eligible

$949,000

219 Grand Key Loop

Destin, FL 32541

6 bd 3.5 ba 2,600 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Neighborhood Data

Crystal Beach at a Glance

2,611

Properties

$798K

Median Home Value

75%

Second Homes / Seasonal

Source: LiveBy, via the U.S. Census Bureau American Community Survey 2023. Figures are area estimates for general market context.

Demographic information is provided for general informational purposes only and must not be used to make housing decisions on the basis of race, color, religion, sex, familial status, national origin, disability, or any other protected class. Dream Destin Realty supports the Fair Housing Act and equal-opportunity housing.

Local Answers

Crystal Beach FAQ

How much is the HOA fee at Crystal Beach?

As of November 11, 2026, Crystal Beach homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $54 to $555 a month, median $555 (13 listings); townhomes, $65 to $448 a month, median $257 (2 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

How close is Crystal Beach to Henderson Beach State Park?

The park forms the neighborhood's western boundary, so its preserved dunes and undeveloped shoreline sit immediately next door. The park's trails and beach are reachable by bike or a short drive to the entrance on US 98.

Are short-term rentals common in Crystal Beach?

The neighborhood sits south of US 98 in Destin's beach zone, and the city operates an annual short-term rental registration program that covers homes used this way. Posture varies parcel by parcel, so verify the rules and any association covenants for a specific address.

What does the housing stock look like in Crystal Beach?

A mix of original one-story cottages and newer multi-story coastal builds with porches and private pools, arranged on a compact grid of named streets running between US 98 and Scenic Highway 98.

Explore the Area

Other Destin Neighborhoods

Condo Buildings in This Market

Communities in This Market

Sources

Crystal Beach Market Analytics

Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.

See the market report

Thinking about Crystal Beach?

Covenants, rental rules, resale history - get the neighborhood file from agents who work it.

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