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Destin · Community

Calusa Bay Homes for Sale

A 132 parcel plat of compact detached lots on Amhurst Circle, Calusa Boulevard and Inverrary Drive, recorded construction spanning 1999 to 2026, and, contrary to the postal address, lying outside the City of Destin on unincorporated county ground.

Updated

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1999

Year Built

No

Gulf Front

Year built and home figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

About Calusa Bay

The jurisdiction is the fact that reorganizes everything else about Calusa Bay, and it is not the one the mailing address suggests. Okaloosa County's city limits layer returns UNINCORPORATED at the plat's centre, the federal place record comes back empty at three separate points across it, and the county's own zoning layer draws the ground as its Mixed Use district. These are county addresses with a Destin postmark, which means county rules rather than city ordinances govern here. The plat itself is compact and mostly finished. Under the legal name Calusa Bay S/D the county carries 132 parcels: 120 with a detached house, 10 still vacant, and 2 classed as residential common area, one of them recorded as common area and road and covering about 8.85 acres of the plat's 20.24 acre total. The house lots are small, running from about 0.066 to 0.167 acre with a median near 0.083, and the county's footprint layer maps 104 structures on them, the largest about 2,520 square feet. Construction is the second correction. Actual year built runs from 1999 to 2026 rather than clustering in the middle 2000s: eleven houses date to 1999 and the single busiest year is 2005 with twenty six, so the plat has kept filling in for a quarter century. The county's flood layer returns Zone X on all 132 parcels with none of them inside a mapped hazard area, and the Coastal Construction Control Line runs about 2,430 feet off.

HOA & Fees

What is the HOA fee at Calusa Bay?

As of November 11, 2026, Calusa Bay homes for sale that report a fee on the MLS list these HOA fees:

  • Single-family homes: $76 to $77 a month, median $76 (5 listings)

Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

Based on 5 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent. See the listings

Two parcels under this plat name are classed as residential common area, and one of them is recorded as common area and road covering roughly 8.85 acres, which is most of the ground that is not somebody's house lot. That is a substantial thing for an owners association to hold and maintain, so ask what the recorded declaration assigns to it, how the internal roadway is funded, and what the reserve schedule for paving and drainage looks like. Ten lots remain unbuilt, so the assessment base is still filling in and a budget written against today's count is not the budget of a finished plat. Confirm as well whether architectural approval still runs through a developer or has passed to the owners, and read the use restrictions closely, since they and not any local ordinance are the instrument most likely to decide how a house here may be occupied.

Rental Policy

Short-term rentals: not allowed, per our brokerage's rental review.

Calusa Bay is not inside Destin, despite what many buyers assume. County and Census records both show the plat as unincorporated, so Destin's yearly registration and district list do not apply. Okaloosa County is the local authority. For Okaloosa County, a Calusa Bay stay of under six months counts as short term. The county treats a detached house, owned alone or jointly, that also serves as transient lodging as a vacation rental. Owners are sent to the state Department of Business and Professional Regulation for licensing, and to the county for its tourist development tax. Its covenants have not been checked. Read them for your lot.

  • Unincorporated county ground with a Destin address
  • 120 detached houses, 10 vacant lots, 2 common parcels
  • Recorded construction from 1999 through 2026
  • About 20.24 acres, house lots near a twelfth of an acre
  • Zone X across every parcel on the county flood layer

Live Inventory

Active Listings at Calusa Bay

Short-term rental is reported as not allowed at Calusa Bay, so no rental-eligibility marker is shown on these listings. Confirm the current position in the recorded declaration and the association's house rules during diligence.

New

$620,000

218 Calusa Boulevard

Destin, FL 32541

3 bd 2 ba 1,816 sqft

$629,900

227 Inverrary Drive

Destin, FL 32541

3 bd 2.5 ba 1,840 sqft

$899,000

230 Inverrary Drive

Destin, FL 32541

4 bd 4.5 ba 2,539 sqft
Price Reduced

$675,000

245 Inverrary Drive

Destin, FL 32541

4 bd 2.5 ba 2,148 sqft
Price Reduced

$975,000

4698 Amhurst Circle

Destin, FL 32541

4 bd 3.5 ba 3,399 sqft

Community Answers

Calusa Bay FAQ

How much is the HOA fee at Calusa Bay?

As of November 11, 2026, Calusa Bay homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $76 to $77 a month, median $76 (5 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

Which government's rules reach the lots at Calusa Bay?

The county's, not the city's, and the postal address is what misleads. The county's city limits layer returns UNINCORPORATED at the plat centre, at three sampled points the federal Incorporated Places record names no municipality at all, and the county zoning layer draws the ground as its own Mixed Use district. The practical effect is that county requirements rather than city ordinances apply, including on rental use.

When were the houses under the Calusa Bay plat built?

Across a quarter century. The county's actual year built runs from 1999 to 2026, with eleven houses recorded in 1999 and twenty six in 2005 as the single busiest year. Ten lots are still carried as vacant, so building has not stopped.

How tall are the houses at Calusa Bay?

We do not publish a figure, because no agency record supports one. The county's per-address level attribute is empty on 132 of the 133 address points under this plat, and a single stray value is not a story count. What the record does give is footprint: 104 mapped structures, the largest about 2,520 square feet, on lots running from roughly 0.066 to 0.167 acre.

Sources

Destin Condo Buildings

Other Destin Communities

Communities in This Market

From our blog

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