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Nantucket Cottages Homes for Sale

Nantucket Cottages is a group of 20 single-family cottages at 69 Crystal Beach Drive inside the City of Destin. All twenty carry a 1994 year built and sit on parcels of roughly 0.01 to 0.03 acre, with about 0.91 acre held in a separate common-area parcel and the whole group mapped in Zone X. The county's parcel records do not show who owns or maintains the shared ground; the recorded plat and association papers do.

    Short-term rentals: not yet confirmed for this neighborhood.

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    Living in Nantucket Cottages

    Subdivision 1864 in the Okaloosa County index is NANTUCKET COTTAGES, and its parcels are numbered from 00-2S-22-1655. Those parcel numbers, rather than the name in a listing headline, are what tie a home to this community.

    Twenty of the 22 parcels in that series are coded single family, and every one of the twenty shows 1994 as its year built. Each sits on roughly 0.01 to 0.03 acre. Residential common area is the code on the remaining pair, about 0.91 acre for one and about 0.07 acre for the other; their legal wording reads 'common area less parts' and 'all of platted area per,' the second phrase cut off in the county field. Nothing in the records reviewed names an owner or a maintainer for either tract.

    County address points put all 20 cottages at 69 Crystal Beach Drive, Destin 32541, with cottage numbers 1 through 20. Neither common-area parcel has an address point, which is why 22 parcels produce only 20 addresses. Laid against the county's city-limits boundary, all 22 parcels, cottages and common area alike, fall within the City of Destin.

    An interior point in each of the 22 parcels, the two common-area tracts among them, was run against the county flood map and against FEMA's national flood layer, and both returned Zone X, which FEMA files under minimal flood hazard. The designation describes mapped ground. It does not speak to how high a cottage's floor sits, how water drains in heavy rain or what insurance would cost.

    The August 20, 2026 pass through Destin listings for this community found 20 sold dwellings and none active. Treat that as a one-day observation of closings the search found, not as a count of cottages or as today's inventory, and repeat the search before relying on it.

    Market figures for the twenty cottages are on the Nantucket Cottages market analytics page. To weigh a 1994 cottage on a parcel of a few hundredths of an acre against other houses in the city, start from Destin homes for sale and the full set of Destin neighborhood guides.

    HOA & Fees

    What is the HOA fee at Nantucket Cottages?

    No Nantucket Cottages home is for sale right now. On Nantucket Cottages homes sold in May 2026 whose MLS records state a fee, HOA fees were:

    • Single-family homes: $932 a month (1 listing)

    Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Based on information from ECAR for the period May 20, 2026 through May 20, 2026.

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    Homes Near Nantucket Cottages

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    Local Answers

    Nantucket Cottages FAQ

    How much is the HOA fee at Nantucket Cottages?

    No Nantucket Cottages home is for sale right now. On Nantucket Cottages homes sold in May 2026 whose MLS records state a fee, HOA fees were: single-family homes, $932 a month (1 listing). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges. Based on information from ECAR for the period May 20, 2026 through May 20, 2026.

    How old are the Nantucket Cottages homes, and how much land does each parcel hold?

    County records show 1994 as the year built for all 20 cottages. Each cottage parcel measures roughly 0.01 to 0.03 acre, so open ground around the cottages is not counted in those figures.

    What do the two common-area parcels at Nantucket Cottages tell a buyer?

    The county classes about 0.91 acre and 0.07 acre as residential common area, with legal wording 'common area less parts' and 'all of platted area per.' The records reviewed do not show who owns the land, who maintains it or what rights each cottage owner holds in it, so those answers sit in the recorded plat and association documents.

    How can I confirm a listing is really one of the 20 cottages at 69 Crystal Beach Drive?

    Check the county record behind the listing. The parcel number should begin 00-2S-22-1655, and the address should read 69 Crystal Beach Drive, Destin 32541, with a cottage number from 1 through 20. The parcel number, not the name in a listing headline, is what ties a home to this community.

    Is Nantucket Cottages inside the City of Destin, and what flood zone do its parcels show?

    According to the county's boundary data, Destin contains all 22 parcels, cottages and common area together. On flood, the two sources agree for every parcel: Zone X, whether a point is checked against the county map or FEMA's national layer. A Zone X label on a map is not a prediction for any one cottage.

    Can one of the 1994 cottages be rented to visitors?

    The county's parcel, address and flood files for 69 Crystal Beach Drive say nothing about renting a cottage. Because all 22 parcels fall inside the City of Destin, the city's zoning office answers for the address, and the recorded plat and association papers may add limits of their own.

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    Sources

    Nantucket Cottages Market Analytics

    Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.

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