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Indian Creek Homes for Sale

Indian Creek in Destin is five separately platted phases holding 27 county parcels, 24 homes and three vacant lots, all inside the City of Destin and within about 0.3 mile of one another.

Updated

    Short-term rentals: not allowed, per our brokerage's rental review.

    Living in Indian Creek

    Okaloosa County's subdivision layer lists five Indian Creek plats: Indian Creek S/D, Unit I, Unit II, Amended Unit I and Indian Creek North. Their parcel numbers start 00-2S-22 followed by 1244, 1245, 1246, 1247 and 1248.

    Those five prefixes hold 27 parcels: 24 coded single family and three vacant, which are Lot 9 of the base plat and Lots 2 and 4 of Indian Creek North. The base plat has 17 parcels, Indian Creek North five, Unit I and Unit II two each, and Amended Unit I one. A point inside each parcel falls within the City of Destin on the county city-limits layer, and the parcels sit within about 0.3 mile of one another. Lots run from about 0.32 to 1.06 acres. The county year-built field gives 21 of the 24 homes a year from 1992 through 2006, one home 1940, and one each 2022 and 2025.

    Twenty-six of the 27 parcels have a county address, all on Indian Bayou North in Destin 32541. The vacant Lot 9 of the base plat has none, and the record does not say why.

    On the county's copy of the FEMA flood map, nine parcel outlines lie wholly in Zone X, ten reach into Zone AE as well, and eight reach both Zone AE and the shaded 0.2 percent annual chance area. The Zone AE ground carries a base flood elevation of 7 feet. A point inside each parcel falls in Zone X for 25 and in Zone AE for two, on both the county layer and FEMA's national layer, and a grid sample of each outline shows Zone AE covering less than half of the lot on all but one of the 18 parcels it reaches. The map at one address, not a community figure, settles one lot.

    Under the Indian Creek name, a Destin listing search saved on August 20, 2026 counted 13 sold dwellings and one active dwelling. Read it as a snapshot of listings, not a tally of the 27 county parcels and not a statement of what is for sale today.

    HOA & Fees

    What is the HOA fee at Indian Creek?

    No HOA fee for Indian Creek has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

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    Local Answers

    Indian Creek FAQ

    How much is the HOA fee at Indian Creek?

    No HOA fee for Indian Creek has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

    Which five plats make up Indian Creek, and how do their parcel numbers run?

    The county subdivision layer lists Indian Creek S/D (parcel numbers 00-2S-22-1244), Unit I (1245), Unit II (1246), Amended Unit I (1247) and Indian Creek North (1248), all in Section 00, Township 2S, Range 22.

    How many homes and vacant lots does Indian Creek have on the county roll?

    Of 27 parcels, 24 are coded single family and three are vacant: Lot 9 in the base plat and Lots 2 and 4 in Indian Creek North. The base plat holds 17 parcels, Indian Creek North five, Unit I and Unit II two each, and Amended Unit I one.

    Why does one Indian Creek lot have no street address in the county layer?

    The county address layer returns 26 rows, all on Indian Bayou North in Destin 32541. Lot 9 of the base plat, a vacant parcel, has no row, though the other two vacant lots do, so the record gives no reason for the gap.

    Which Indian Creek lots reach into a high-risk flood zone?

    On the county flood layer, nine of the 27 parcel outlines lie wholly in Zone X, ten also reach Zone AE, and eight reach both Zone AE and the shaded 0.2 percent annual chance area. A point inside each parcel is Zone X for 25 parcels and Zone AE, at a base flood elevation of 7 feet, for two. Use the map at a specific address rather than these counts.

    What did the saved Destin listing search show for Indian Creek?

    On August 20, 2026 it showed 13 sold and one active dwelling listing matched to the Indian Creek name. That is a dated sample, not the 27 county parcels, and a fresh search is needed for what is available now.

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    Sources

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