Destin · Neighborhood
Kelly Homes Homes for Sale
Kelly Homes is a group of 73 county parcels inside the City of Destin: 53 houses, 8 vacant lots and 12 business or utility parcels, all within about six-tenths of a mile around Main Street, Kelly Street and Spring Lane.
Short-term rentals: not allowed, per our brokerage's rental review.
Living in Kelly Homes
The county's subdivision index carries Kelly Homes as an entry of its own, and the parcel numbers that begin 00-2S-22-1350 return 73 parcels whose legal descriptions all name Kelly Home or Kelly Homes. The county classes 53 of them single-family, and their recorded build years span 1971 to 2014. The other twenty are why 73 should not be read as a home count: eight are vacant, and twelve are in business or utility use, including a supermarket, two stores, two offices, three warehouses, a service shop, a vehicle sales and repair parcel, a lodge or club hall and a utility parcel.
County address records list 83 addresses on 69 of the 73 parcels, all with a Destin 32541 postal city. Main Street carries 45 of them, Spring Lane 18, Kelly Street 10, Whippoorwill Lane 8 and Emm Lou Lane 2. All twelve business and utility parcels front Main Street, which also has 16 of the houses; the four other streets carry only houses and a single vacant lot on Spring Lane. The four parcels with no address are vacant.
Whether on Main Street or Emm Lou Lane, all 73 parcels are enclosed by Destin's limits on the county's city-limits layer. The 53 houses, eight vacant lots and twelve business or utility parcels are all Zone X, the minimal flood hazard class, when a point inside each is tried on the county flood layer and on FEMA's national layer; the county layer gives Zone X for each full lot outline as well. A mapped class describes the land, not a building's floor height or an insurer's rating, so pull the flood map for the exact address.
A listing check dated August 19, 2026 for Destin found 3 active and 34 sold listings carrying the Kelly Homes name; 31 of the sales were single-family houses and 3 were unimproved land. A different set of records than the 73 parcels sits behind that count, and the date matters: it is not current inventory.
HOA & Fees
What is the HOA fee at Kelly Homes?
No HOA fee for Kelly Homes has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Live Inventory
Homes Near Kelly Homes
Nothing is actively listed inside Kelly Homes today - these nearby Destin homes are the closest matches.
Local Answers
Kelly Homes FAQ
How much is the HOA fee at Kelly Homes?
No HOA fee for Kelly Homes has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.
Does the Kelly Homes parcel count equal the number of homes?
No. Of the 73 county parcels, 53 are classed single-family, eight are vacant and twelve carry business or utility uses, all on Main Street. Use the county class and the lot's legal description to tell a house from a store or warehouse parcel.
Where do the Kelly Homes addresses sit, street by street?
County address records name Main Street (45 addresses), Spring Lane (18), Kelly Street (10), Whippoorwill Lane (8) and Emm Lou Lane (2), 83 in all, each with a Destin 32541 postal city. Main Street is the only one with business parcels.
Does Destin's city boundary take in the whole Kelly Homes group?
Every address carries a Destin postal city, and the county's city-limits layer encloses all 73 parcels too. For one address, confirm against the county's current boundary map.
Which flood class do county and FEMA maps give across Kelly Homes?
From Main Street to Whippoorwill Lane, the county flood layer and FEMA's national layer give the same class, Zone X (minimal flood hazard), for all 73 parcels. Zone X describes ground on a map; it says nothing about how high a floor sits or what an insurer will charge, so look up the flood map for your own address.
What does the August 2026 listing check say about Kelly Homes?
On August 19, 2026, a listing search for Destin found 3 active and 34 sold listings carrying the Kelly Homes name; 31 of the sales were single-family houses and 3 were unimproved land. Its universe differs from the 73 county parcels, and it reflects that single day, not what is on the market today.
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Communities in This Market
Sources
- Okaloosa County GIS, subdivision index, Kelly Homes record (accessed September 29, 2026)
- Okaloosa County GIS, parcels layer, Kelly Homes PIN series (accessed September 29, 2026)
- Okaloosa County GIS, SiteAddress layer, Kelly Homes PIN series (accessed September 29, 2026)
- Okaloosa County GIS, FEMA FIRM flood layer (accessed September 29, 2026)
- Okaloosa County GIS, City Limits layer (accessed October 4, 2026)
- FEMA National Flood Hazard Layer, flood hazard zones (accessed October 4, 2026)
Kelly Homes Market Analytics
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