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Twin Lakes Estates Homes for Sale

Twin Lakes Estates is two recorded plats inside the City of Destin, Twin Lakes and Twin Lakes Phase II, whose 122 parcels in the county layer include 85 single-family lots, 28 townhouse-type lots, six store or office lots and three common-area or city parcels.

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    Short-term rentals: not allowed, per our brokerage's rental review.

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    Living in Twin Lakes Estates

    The county subdivision index records TWIN LAKES (parcel numbers beginning 00-2S-22-5330, 87 parcels) and TWIN LAKES PHII (5331, 35 parcels) in Section 00, Township 2S, Range 22. The first plat has 85 single-family lots, nearly all built from 2000 to 2002 with one in 2018, a 10.98-acre common tract listed to Twin Lakes Owners Association, and Lot 87, which the City of Destin owns and which covers 0.96 acre. Phase II has 28 townhouse-type lots, five store, office or residential lots and one office-complex unit, Lots 130 to 135, all built in 2004, plus a 2.13-acre common tract listed to Twin Lakes Townhomes Assoc. The legal description tells which plat a lot belongs to.

    The county address layer holds 129 address points tied to 121 of the 122 parcels, all labeled Destin 32541, on Twin Lakes Lane, Airport Road, Cordgrass Court, Liriope Loop and Defiance Drive. Lettered units on the Airport Road lots and four points on the original plat's common tract account for the extra points. Because 42 parcel records show an owner mailing city other than Destin, the address layer is the better locator.

    On the county's city-limits layer, Twin Lakes and Twin Lakes Phase II each fall within Destin. Zone X, outside the special flood hazard area, is what the county flood map returned for all 122 parcel outlines, yet that speaks only to the outlines, and an individual address still needs its own current flood map check and, for a lender, an elevation certificate.

    A saved Destin listing search for Twin Lakes names, dated August 19, 2026 and repeated on September 23 with identical counts, showed three active listings and 40 sold homes, a tally tied to a listing-system name on those days, so it reflects neither current inventory nor the number of parcels. The records used here do not show amenities, access rights, rental terms or association rules, and the roll names two different associations for the two common tracts.

    HOA & Fees

    What is the HOA fee at Twin Lakes Estates?

    As of November 11, 2026, Twin Lakes Estates homes for sale that report a fee on the MLS list these HOA fees:

    • Single-family homes: $31 to $32 a month, median $32 (2 listings)

    Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Based on 2 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.

    Live Inventory

    Homes for Sale in Twin Lakes Estates

    New

    $440,000

    251 Twin Lakes Lane

    Destin, FL 32541

    3 bd 2.5 ba 1,776 sqft
    Price Reduced

    $595,900

    310 Liriope Loop

    Destin, FL 32541

    4 bd 2.5 ba 2,256 sqft

    Local Answers

    Twin Lakes Estates FAQ

    How much is the HOA fee at Twin Lakes Estates?

    As of November 11, 2026, Twin Lakes Estates homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $31 to $32 a month, median $32 (2 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

    Which county plats sit behind the Twin Lakes Estates name?

    Twin Lakes, with parcel numbers beginning 00-2S-22-5330 and 87 parcels, and Twin Lakes Phase II, beginning 00-2S-22-5331 with 35 parcels. The legal description on a given lot says which plat it belongs to.

    Which Twin Lakes parcels are not ordinary residential lots?

    Six Phase II lots, 130 to 135, are labeled store, office or office-complex; two tracts are common areas and one is a City of Destin lot. That leaves 113 of the 122 labeled single family or townhouse.

    Which streets do the county's Twin Lakes address points use?

    Twin Lakes Lane, Airport Road, Cordgrass Court, Liriope Loop and Defiance Drive, across 129 points labeled Destin 32541. They locate a parcel without establishing title or easements.

    What flood zone does the county map give the Twin Lakes parcels?

    Zone X for all 122 parcel outlines, outside the special flood hazard area. An elevation certificate and an insurer's own assessment remain separate steps for any one address.

    Does the August 19 search show today's Twin Lakes market?

    No. Dated August 19, 2026 and repeated September 23 with the same counts, it shows three active listings and 40 sold homes under Twin Lakes names and cannot speak to anything listed after those dates.

    What do the county records leave open for a Twin Lakes buyer?

    Amenities, access rights, rental terms and association rules. The roll lists two different association names for the two common tracts, so ask for the documents tied to the lot being considered.

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    Sources

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