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Miramar Beach · Condo Building

Crystal Village Condos for Sale

Crystal Village and Crystal Village II share 285 Payne Street in Miramar Beach, Walton County: 60 condominium units in six recorded phases.

Updated

Ask About Crystal VillageMarket AnalyticsAll Miramar Beach Buildings

60

Total Units

Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

Guest rating

4.9 out of 5

From 601 guest reviews on Airbnb and Vrbo

Across 19 rental listings with guest reviews in Crystal Village

  • Airbnb 4.9
  • Vrbo 4.9
See what guests rate

About Crystal Village

Crystal Village stands at 285 Payne Street in Miramar Beach, unincorporated Walton County, and holds 60 condominium units. The county's legal descriptions record six phases under two association names. Crystal Village holds Phase 1, with 12 units, and Phase 2, with eight, and every one of those 20 units is dated 1984 on the state roll. Crystal Village II holds four phases of ten units each: Phase 1 is dated 1996, and Phases 2, 3 and 4 are dated 1998.

Unit numbers do not follow the phases. Numbers 6 through 15 belong to Crystal Village, numbers 1 through 5 and 16 through 30 to Crystal Village II, and each number is split into an A unit and a B unit. The state roll lists the same 944 square feet of living area for all 60 units, which may reflect a repeated plan or a roll default, so confirm a unit's size against its listing before comparing it with another.

The shared land is recorded as six common parcels, two titled to Crystal Village Owners Association Inc and four to Crystal Village II Owners Association Inc on the county roll. On FEMA's flood map none of the 66 parcels leaves Zone X, the category FEMA labels minimal hazard. The records opened for this page give no floor count, Gulf frontage, dues, reserves, insurance terms or leasing rules.

HOA & Fees

What is the HOA fee at Crystal Village?

As of November 11, 2026, the 5 Crystal Village condos for sale that report a fee on the MLS list HOA fees from $520 to $588 a month, with a median of $587 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Based on 5 active MLS listings that report an HOA fee. See the listings

Two association names appear on the county roll: Crystal Village Owners Association Inc for the common land of Phases 1 and 2, and Crystal Village II Owners Association Inc for the four phases that follow. A unit's number and legal description point to which one applies, so one budget, reserve schedule or insurance summary should not be assumed for all 60 units. Crystal Village II's first common parcel cites a declaration of condominium at Official Records book 1525, page 1. Section 718.403 of the Florida Statutes sets what a phased condominium's declaration must describe for each phase, including its units and their general size, so the declaration, not the roll, defines what each phase holds. Ask the association that governs the unit for its current budget, reserve information, insurance summary and assessment notices.

Rental Policy

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

County records list all 60 Crystal Village units as condominium parcels. Condos sit outside Walton's rental registration, per its FAQ. It also treats certain buildings defined under state law as exempt. It does not say how that applies to Crystal Village, so ask the county. The units also sit under two association names. Which of the two governs your Crystal Village unit? Get its recorded declaration and rules. Settle any rental plan in writing with both the county and that association first.

What guests say about staying here

Combined Airbnb and Vrbo ratings for the vacation rentals in Crystal Village.

4.9 out of 5

601 reviews across 19 reviewed listings

  • Airbnb 4.9 from 362 reviews on 9 reviewed listings
  • Vrbo 4.9 from 239 reviews on 10 reviewed listings

What Airbnb guests rate

  • Cleanliness4.8
  • Accuracy4.9
  • Check-in4.9
  • Communication4.9
  • Location4.9
  • Value4.8

Guests rate check-in highest.

These ratings describe the vacation rentals in Crystal Village, not any one unit for sale.

Market data by Key Data · 15 units tracked in Crystal Village · Nov 2025 to Nov 2026

Live Inventory

Active Listings at Crystal Village

NewShort-Term Rental Eligible

$359,000

285 Payne Street Unit 16B

Miramar Beach, FL 32550

2 bd 2 ba 964 sqft
Short-Term Rental Eligible

$399,000

285 Payne Street Unit 8B

Miramar Beach, FL 32550

2 bd 2 ba 944 sqft
Short-Term Rental Eligible

$359,000

285 Payne Street Unit 4B

Miramar Beach, FL 32550

2 bd 2 ba 944 sqft
Short-Term Rental Eligible

$355,000

285 Payne Street Unit 22A

Miramar Beach, FL 32550

2 bd 2 ba 944 sqft
Price ReducedShort-Term Rental Eligible

$389,000

285 Payne Street Unit 29A

Miramar Beach, FL 32550

2 bd 2 ba 944 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

Crystal Village FAQ

How much is the HOA fee at Crystal Village?

As of November 11, 2026, the 5 Crystal Village condos for sale that report a fee on the MLS list HOA fees from $520 to $588 a month, with a median of $587 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

How do I tell whether a unit is in Crystal Village or Crystal Village II?

Look at the unit number and its legal description. Units 6 through 15 are recorded as Crystal Village, in Phases 1 and 2, and units 1 through 5 and 16 through 30 are recorded as Crystal Village II. Each number is split into an A and a B unit, and the county's parcel record for the unit shows which name and phase it carries.

How many condominium units are at Crystal Village in Miramar Beach?

There are 60 units at 285 Payne Street: 20 in Crystal Village and 40 in Crystal Village II, in 30 numbered pairs. Counting parcels by number series, both the state roll and the county map land on 60. Each also lists six common-area parcels, which are shared land and are not counted as units.

What year was Crystal Village built?

No single year fits, because the roll dates the phases separately. Crystal Village's 20 units are dated 1984, Crystal Village II's first ten units 1996, and its remaining 30 units 1998. The roll year is an entry in a public record, not a permit date, so ask for the recorded documents if the exact age of one unit matters.

Which FEMA zone covers the Payne Street parcels at Crystal Village?

All 66 parcels fall in a single FEMA polygon, Zone X, which FEMA labels minimal hazard and which carries no base flood elevation. A map category speaks to mapped hazard, not to what an insurer will quote for one unit, so ask for that unit's own flood and insurance paperwork.

Is Crystal Village inside a city, or governed by Walton County?

The county's mapped city limits do not reach 285 Payne Street, so no town hall sits between the owner and Walton County. Miramar Beach is simply the mailing name the parcel records carry. This answers who the local government is, not what either association has adopted.

Sources

Other Miramar Beach Condo Buildings

Miramar Beach Communities

Communities in This Market

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