Miramar Beach · Condo Building
Surfsong Condos for Sale
Surfsong Condominium in Miramar Beach, Walton County: 16 residences at 107 Surf Song Lane, listed with a 1984 year built.
Updated
1984
Year Built
16
Total Units
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
Guest rating
4.9 out of 5
From 486 guest reviews on Airbnb and Vrbo
Across 7 rental listings with guest reviews in this building
- Airbnb 4.9
- Vrbo 4.8
About Surfsong
At 107 Surf Song Lane in Miramar Beach, in unincorporated Walton County, sits Surfsong, a condominium of 16 residences. Its recorded name is Surfsong Condominium of Destin, Phase I, yet the property lies inside no incorporated place, Destin included. The state roll lists eight residences in an A group and eight in a B group and dates all of them to 1984.
The roll also gives each of the 16 the same living area, 648 square feet, so size does not separate one Surfsong residence from another. The common-element parcel is recorded to Surfsong Condominium of Destin Owners Association, while a small vacant parcel whose legal description refers to Surfsong Condominium Phase II carries a different owner name, Surfsong Condominium Assoc Inc, so do not assume one association holds both. The roll carries no story count and no building-certificate date, so this page states neither.
Do not confuse the condominium with Surfsong Estates, a separately platted subdivision of four single-family lots on Blue Surf Lane that has its own homeowners association. Before buying, ask the Surfsong association for its declaration, current budget, insurance schedule, any inspection report and the reserve study if one applies to the building.
HOA & Fees
What is the HOA fee at Surfsong?
As of November 11, 2026, the 2 Surfsong condos for sale that report a fee on the MLS list an HOA fee of $450 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Based on 2 active MLS listings that report an HOA fee. See the listings
The common-element parcel is recorded to the owners association, while a small vacant parcel stands under a different owner name, Surfsong Condominium Assoc Inc, and the parcel data cannot show what dues cover or whether the A and B groups carry different shared costs. Ask for the budget, the insurance schedule and any exterior project allocation by group. Surfsong Estates has a separate homeowners association, so its documents do not describe the condominium's obligations.
Rental Policy
Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.
Destin is part of Surfsong's recorded name, but the building sits in unincorporated Walton County. Destin's city rental program does not reach it. Any limits come first from the Surfsong declaration and association rules. County and state requirements come next. Nobody has confirmed a minimum stay or rental right for Surfsong. An old vacation listing for a Surfsong unit proves none of it. Request the current declaration instead.
What guests say about staying here
Combined Airbnb and Vrbo ratings for the vacation rentals in Surfsong.
4.9 out of 5
486 reviews across 7 reviewed listings
- Airbnb 4.9 from 469 reviews on 5 reviewed listings
- Vrbo 4.8 from 17 reviews on 2 reviewed listings
What Airbnb guests rate
- Cleanliness4.8
- Accuracy4.9
- Check-in5.0
- Communication5.0
- Location4.9
- Value4.8
Guests rate check-in and communication highest.
These ratings describe the vacation rentals in this building, not any one unit for sale.
Market data by Key Data · 7 units tracked in this building · Nov 2025 to Nov 2026
Live Inventory
Active Listings at Surfsong

$309,000
107 Surf Song Lane Unit A24
Miramar Beach, FL 32550

$275,000
107 Surf Song Lane Unit A1
Miramar Beach, FL 32550
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Building Answers
Surfsong FAQ
How much is the HOA fee at Surfsong?
As of November 11, 2026, the 2 Surfsong condos for sale that report a fee on the MLS list an HOA fee of $450 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.
Is Surfsong Condominium of Destin inside the city of Destin?
No. The Census Bureau's place boundaries put every Surfsong parcel in Miramar Beach, an unincorporated community, and in no incorporated city. The words of Destin belong to the recorded condominium name, and the state roll files the address under Miramar Beach. Rules that apply inside the city do not follow the name.
How big are the residences at Surfsong?
Every one of the 16 residences, eight in the A group and eight in the B group, carries the same 648 sq ft living-area entry on the state roll. That is an appraiser record, so confirm a particular unit against its floor plan and the declaration.
Is Surfsong the same as Surfsong Estates?
No. Surfsong Estates is a separate plat of four single-family lots on Blue Surf Lane, with its own homeowners association and houses built between 2018 and 2022. The condominium at 107 Surf Song Lane is the 16-residence building with the 1984 year built.
Is Surfsong in a flood zone?
FEMA's national flood map returns a single category over the site, minimal flood hazard in Zone X, and each of the 16 residence parcels and the common parcel tests the same way. That speaks for the ground; your own unit's elevation and insurance quote need separate answers.
Does Surfsong need a milestone inspection or reserve study?
Both Florida requirements apply to condominium buildings of three habitable stories or more, and the roll carries no story count for Surfsong. Ask the association whether the building qualifies, and if it does, request the inspection report and the structural integrity reserve study.
Sources
- Florida statewide cadastral, Surfsong number series (accessed October 17, 2026)
- Walton County parcel file, Surfsong and Surfsong Estates (accessed October 17, 2026)
- Census Bureau place boundaries over the Surfsong parcels (accessed October 17, 2026)
- FEMA National Flood Hazard Layer over the Surfsong parcels (accessed October 17, 2026)
- Florida Statutes 2026, section 718.112 (accessed October 17, 2026)
- Florida Statutes 2026, section 553.899 (accessed October 17, 2026)
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