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Miramar Beach · Condo Building

Tides at TOPS'L Condos for Sale

A Miramar Beach condominium at 550 TOPS'L Beach Boulevard carrying 160 residences numbered across fifteen levels alongside five commercial units, standing about 470 feet inland of the water behind ground recorded to five other owners.

Updated

Ask About Tides at TOPS'LMarket AnalyticsAll Miramar Beach Buildings

160

Total Units

No

Gulf Front

Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

Guest rating

4.8 out of 5

From 2,116 guest reviews on Airbnb and Vrbo

Across 38 rental listings with guest reviews in Tides at TOPS'L

  • Airbnb 4.9
  • Vrbo 4.8
See what guests rate

About Tides at TOPS'L

Everything at 550 TOPS'L Beach Boulevard sits in one parcel identifier series on Walton County's roll: 160 residences and five commercial units lettered C-1 through C-5. Residence numbers place six on a first level and eleven on each level from the second to the fifteenth, which is what the designators evidence rather than a level count any agency publishes. The building does not reach the sand. Its southernmost parcel stops about 470 feet short of the last assessed ground on the same line, and five separate owners hold what lies between: the TOPS'L master association, a neighboring condominium's common area, an owners association for platted beach villa lots, a hotel parcel, and a company holding a parcel whose legal description reads as a lower pool deck and beach. Any right to cross that ground is written into recorded documents rather than carried by a residence. Checked by laying the flood zone outlines over each parcel outline instead of sampling a point inside one, not a single parcel at this address takes in any special flood hazard land: all of them lie in the area of minimal hazard, which is consistent with the setback and unusual for an address described as beachfront. Fifteen numbered levels put this structure far past the three story mark where the state's milestone inspection duty begins, and that duty then recurs on a schedule keyed to how old the building is.

HOA & Fees

What is the HOA fee at Tides at TOPS'L?

As of November 11, 2026, the 6 Tides at TOPS'L condos for sale that report a fee on the MLS list HOA fees from $1,254 to $1,922 a month, with a median of $1,254 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

Based on 6 active MLS listings that report an HOA fee. See the listings

Read the budget for this condominium against the ownership map, because the two do not cover the same ground. The association here is responsible for a fifteen level structure and five commercial units recorded in the same series, while the pool deck, beach and grounds beyond the southern boundary belong to other parties and are funded by them on their own terms. Height alone commits this association to the state's milestone inspection cycle, and a required study of structural reserves binds the budget to the components it names. Put four documents and one question to the board: the recorded declaration, this year's budget, the reserve study, the inspection filing, and a written statement of what an owner here may use past the property line.

Rental Policy

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

At fifteen levels, Tides at TOPS'L falls well inside a Florida rule for lodging buildings of three stories or more. The Tides association must file a state certificate showing balconies, platforms, stairways and railings got inspected. Ask for the current one. Walton County also needs a live registration for the unit before any paying guest checks in, renewed yearly. None of that grants permission. Permission comes only from the Tides declaration and the board's standing rules. Guest use of the beach past the property line is a separate question for whoever owns that sand. Ask who owns it before planning.

What guests say about staying here

Combined Airbnb and Vrbo ratings for the vacation rentals in Tides at TOPS'L.

4.8 out of 5

2,116 reviews across 38 reviewed listings

  • Airbnb 4.9 from 30 reviews on 5 reviewed listings
  • Vrbo 4.8 from 2,086 reviews on 33 reviewed listings

What Airbnb guests rate

  • Cleanliness4.8
  • Accuracy4.9
  • Check-in4.9
  • Communication4.9
  • Location4.9
  • Value4.7

Guests rate the location highest.

These ratings describe the vacation rentals in Tides at TOPS'L, not any one unit for sale.

Market data by Key Data · 39 units tracked in Tides at TOPS'L · Nov 2025 to Nov 2026

  • One hundred sixty residences across fifteen numbered levels
  • Five commercial units in the same parcel series
  • Mapped outside the special flood hazard area
  • About 470 feet inland of the last assessed ground
  • Addressed on TOPS'L Beach Boulevard in unincorporated Walton County

Live Inventory

Active Listings at Tides at TOPS'L

Price Reduced Gulf FrontShort-Term Rental Eligible

$900,000

550 Tops'l Beach Boulevard Unit 501

Miramar Beach, FL 32550

2 bd 2 ba 1,220 sqft
Short-Term Rental Eligible

$835,000

550 Tops L Beach Boulevard Unit 1309

Miramar Beach, FL 32550

2 bd 2 ba 1,230 sqft
Short-Term Rental Eligible

$650,000

550 Tops'L Beach Boulevard Unit 311

Miramar Beach, FL 32550

2 bd 2 ba 1,230 sqft
Price ReducedShort-Term Rental Eligible

$750,000

550 Tops L Beach Boulevard Unit 409

Miramar Beach, FL 32550

2 bd 2 ba 1,230 sqft
Price ReducedShort-Term Rental Eligible

$639,000

550 Tops'l Beach Boulevard Unit 107

Miramar Beach, FL 32550

2 bd 2 ba 1,230 sqft
Gulf FrontLuxuryShort-Term Rental Eligible

$2,795,000

550 Tops'L Beach Boulevard Unit 1506

Miramar Beach, FL 32550

3 bd 3 ba 2,040 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Building Answers

Tides at TOPS'L FAQ

How much is the HOA fee at Tides at TOPS'L?

As of November 11, 2026, the 6 Tides at TOPS'L condos for sale that report a fee on the MLS list HOA fees from $1,254 to $1,922 a month, with a median of $1,254 a month. Fees vary with unit size and type, so the fee for a specific residence is the one its listing and the association state.

How far is Topsail Hill Preserve State Park from the Tides at TOPS'L?

About 0.55 mile, and that figure is a boundary distance rather than a door to door one. It measures from these parcels to the nearest point on the park line as Walton County publishes it, and the park, roughly 1,648 acres of it, is public ground: title sits with the Trustees of the Internal Improvement Trust Fund and operation sits with the state park division, which means it is entered where the park says it is entered rather than across the edge closest to this address. Closer conservation land does exist, and it is closer by a wide margin, but it is Coffeen Nature Preserve, privately owned and privately managed, so nearness to it is not a right of entry. The nearer holding is the one a resident cannot walk into and the farther one is the one they can, which is the reverse of what the two distances suggest.

Is there sand under the Tides at TOPS'L?

No. The southernmost parcel at this address ends roughly 470 feet north of the last assessed ground on the same line, and five owners hold that stretch: the TOPS'L master association, a neighboring condominium's common area, an association for platted beach villa lots, a hotel parcel, and a company whose parcel is described in its legal as a lower pool deck and beach. What a resident may do on any of it comes from the recorded documents, so ask to see them before treating the walk to the water as settled.

What does the roll say about the mix of units at 550 TOPS'L Beach Boulevard?

One hundred sixty parcels are assessed as residences and five as commercial units carrying the letters C-1 through C-5, all in a single identifier series. Residence numbering runs six on a first level and eleven on each level to a fifteenth. Note that counting by the recorded name undercounts this building, since the roll truncates long legal descriptions and one parcel reads only as a unit number, which is why the count above is taken from the street address instead.

Sources

Other Miramar Beach Condo Buildings

Miramar Beach Communities

Communities in This Market

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