Miramar Beach · Condo Building
Tides at TOPS'L Condos for Sale
A Miramar Beach condominium at 550 TOPS'L Beach Boulevard carrying 160 residences numbered across fifteen levels alongside five commercial units, standing about 470 feet inland of the water behind ground recorded to five other owners.
160
Total Units
No
Gulf Front
Year built, floor and unit figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.
About Tides at TOPS'L
Everything at 550 TOPS'L Beach Boulevard sits in one parcel identifier series on Walton County's roll: 160 residences and five commercial units lettered C-1 through C-5. Residence numbers place six on a first level and eleven on each level from the second to the fifteenth, which is what the designators evidence rather than a level count any agency publishes. The building does not reach the sand. Its southernmost parcel stops about 470 feet short of the last assessed ground on the same line, and five separate owners hold what lies between: the TOPS'L master association, a neighboring condominium's common area, an owners association for platted beach villa lots, a hotel parcel, and a company holding a parcel whose legal description reads as a lower pool deck and beach. Any right to cross that ground is written into recorded documents rather than carried by a residence. Checked by laying the flood zone outlines over each parcel outline instead of sampling a point inside one, not a single parcel at this address takes in any special flood hazard land: all of them lie in the area of minimal hazard, which is consistent with the setback and unusual for an address described as beachfront. Fifteen numbered levels put this structure far past the three story mark where the state's milestone inspection duty begins, and that duty then recurs on a schedule keyed to how old the building is.
HOA & Fees
Read the budget for this condominium against the ownership map, because the two do not cover the same ground. The association here is responsible for a fifteen level structure and five commercial units recorded in the same series, while the pool deck, beach and grounds beyond the southern boundary belong to other parties and are funded by them on their own terms. Height alone commits this association to the state's milestone inspection cycle, and a required study of structural reserves binds the budget to the components it names. Put four documents and one question to the board: the recorded declaration, this year's budget, the reserve study, the inspection filing, and a written statement of what an owner here may use past the property line.
Rental Policy
Registration with Walton County has to be live for the specific property before a paying guest arrives, and the county puts those registrations on a yearly renewal. Height then adds a second obligation that a low building never picks up: a lodging establishment reaching three stories owes the state a filed certificate stating that its balconies, platforms, stairways and railways have been inspected, and at fifteen levels that filing is a permanent line in this association's calendar rather than an occasional one. Railways is the statute's own fourth noun, quoted rather than paraphrased. Neither point grants anyone permission. Whether a particular residence here is rentable at all comes from the declaration and the board's standing rules, and guest use of the beach past the property line is a further question for whoever owns that ground.
- One hundred sixty residences across fifteen numbered levels
- Five commercial units in the same parcel series
- Mapped outside the special flood hazard area
- About 470 feet inland of the last assessed ground
- Addressed on TOPS'L Beach Boulevard in unincorporated Walton County
Live Inventory
Active Listings at Tides at TOPS'L

$835,000
550 Tops L Beach Boulevard Unit 1309
Miramar Beach, FL 32550

$650,000
550 Tops'L Beach Boulevard Unit 311
Miramar Beach, FL 32550

$779,000
550 Tops'l Beach Boulevard Unit 809
Miramar Beach, FL 32550

$750,000
550 Tops L Beach Boulevard Unit 409
Miramar Beach, FL 32550

$639,000
550 Tops'l Beach Boulevard Unit 107
Miramar Beach, FL 32550

$2,795,000
550 Tops'L Beach Boulevard Unit 1506
Miramar Beach, FL 32550
The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.
Building Answers
Tides at TOPS'L FAQ
How far is Topsail Hill Preserve State Park from the Tides at TOPS'L?
About 0.55 mile, and that figure is a boundary distance rather than a door to door one. It measures from these parcels to the nearest point on the park line as Walton County publishes it, and the park, roughly 1,648 acres of it, is public ground: title sits with the Trustees of the Internal Improvement Trust Fund and operation sits with the state park division, which means it is entered where the park says it is entered rather than across the edge closest to this address. Closer conservation land does exist, and it is closer by a wide margin, but it is Coffeen Nature Preserve, privately owned and privately managed, so nearness to it is not a right of entry. The nearer holding is the one a resident cannot walk into and the farther one is the one they can, which is the reverse of what the two distances suggest.
Is there sand under the Tides at TOPS'L?
No. The southernmost parcel at this address ends roughly 470 feet north of the last assessed ground on the same line, and five owners hold that stretch: the TOPS'L master association, a neighboring condominium's common area, an association for platted beach villa lots, a hotel parcel, and a company whose parcel is described in its legal as a lower pool deck and beach. What a resident may do on any of it comes from the recorded documents, so ask to see them before treating the walk to the water as settled.
What does the roll say about the mix of units at 550 TOPS'L Beach Boulevard?
One hundred sixty parcels are assessed as residences and five as commercial units carrying the letters C-1 through C-5, all in a single identifier series. Residence numbering runs six on a first level and eleven on each level to a fifteenth. Note that counting by the recorded name undercounts this building, since the roll truncates long legal descriptions and one parcel reads only as a unit number, which is why the count above is taken from the street address instead.
Sources
- Florida Department of Revenue statewide cadastral: parcels at 550 TOPS'L Beach Boulevard (accessed August 21, 2026)
- Florida Department of Revenue statewide cadastral: ownership between the building and the water (accessed August 21, 2026)
- Florida Department of Revenue statewide cadastral: parcel outlines for the parcel number series at this address (accessed August 23, 2026)
- FEMA National Flood Hazard Layer: flood zone polygons over the building parcels (accessed August 23, 2026)
- Walton County planning service, Florida Managed Areas layer: conservation land east of the building (accessed August 21, 2026)
- Section 553.899, Florida Statutes: milestone structural inspections (accessed August 21, 2026)
- Section 509.2112, Florida Statutes (2024 compilation): inspection filings for lodging three stories or more (accessed August 23, 2026)
- Office of Short-Term Vacation Rental Registration, Walton County (accessed August 21, 2026)
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