Miramar Beach · Places
Miramar Beach Neighborhoods & Communities
Where to live in Miramar Beach: gated golf communities, beach neighborhoods, and resort enclaves - each with covenant, rental, and lifestyle notes.
Updated
Miramar Beach · Local Guidance
Reading Miramar Beach street by street
Miramar Beach begins where Destin ends at the Okaloosa-Walton county line, and that line matters: plenty of addresses here read like Destin, but zoning, permitting, and rental rules follow Walton County. The organizing road is Scenic Gulf Drive, which loops off US 98 and hugs the water. Along it, the beach neighborhoods range from the older cottage streets of Old Miramar to the low-rise blocks of Frangista Beach, with gulf-front condo towers standing in between.
Away from the loop, the market shifts to subdivisions and resort-adjacent villages along the US 98 corridor, while established resort campuses such as Seascape occupy the beach side with a mix of villas, towers, and fairway homes under one master plan.
Compare three things here: whether a home sits inside a resort master association with layered amenity fees or under an independent HOA; whether beach access is public, deeded, or private for that specific street; and how close the street sits to the 98 retail corridor, which is a convenience in the off-season and a traffic consideration in June and July.
Showing all 64 neighborhoods and communities
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12 places- Bay Bridge LandingNeighborhoodBay Bridge Landing's county records separate a 49-lot first phase from a 22-lot second phase. Plat Book 8, pages 40 and 55, document the split, while Lot 15 accounts for one extra Phase 1 geometry.
- Baypines (Sandestin)NeighborhoodWalton County's records list Baypines (Sandestin) under series 26-2S-21-42500 as Bay Pines Phases 1 and 2, with 31 single-family lots numbered 8850 through 8880. A separate note record, drawn in three pieces, refers to Bayside Homeowners Association, Baypines Lane and a lake in Phase 1, and 31 address rows carry Miramar Beach 32550.
- BaysideNeighborhoodBayside and Bonaire: eight recorded single-family plats in Miramar Beach, Walton County, with houses nearly all built between 1994 and 2001.
- Baytowne Ave EastNeighborhoodBaytowne Ave East is a four-phase Sandestin subdivision of single-family homes in Miramar Beach, Walton County, platted in Plat Books 8 and 10.
- Baytowne AvenueNeighborhoodBaytowne Avenue is a road name in Miramar Beach, not one subdivision: Walton County files addresses on it for the Baytowne Avenue East plats, Del Mar at Sandestin, the Baytowne North plats and a timeshare condominium.
- Bayview EstatesNeighborhood · Short-Term Rental EligibleBayview Estates is a 14-lot subdivision on Bella Vista Court in Miramar Beach, recorded August 11, 2021 in Walton County, with single-family houses that the state roll dates to 2023.
- Baywalk LandingNeighborhoodBaywalk Landing is a 26-lot Miramar Beach subdivision of single-family houses on Dominica Court, recorded November 21, 2005 in Plat Book 17, with houses the state roll dates to 2006 and 2007.
- Beachside 2NeighborhoodBeachside Two is the Miramar Beach condominium recorded in Official Records Book 299, page 704 and filed under parcel series 342S2142410. The 2026 state roll lists 170 residential-use unit parcels, all with a 1984 year built, plus one common-area parcel of about 4.1 acres whose owner field names the Beachside Two condominium association. The Sandestin Owners Association's roster lists the building among its neighborhood associations.
- Beachwalk VillasNeighborhood · Short-Term Rental EligibleBeachwalk Villas: 159 townhomes built 1982 to 1990 around a 10-acre man-made lake in Miramar Beach, Walton County.
- Blue SurfNeighborhoodBlue Surf is a 26-townhome group at 2312 Scenic Gulf Drive in Miramar Beach, platted in 1982 as a town house development, with its common ground deeded to Blue Surf Homeowners' Association, Inc. in 1983.
- Bon VillasNeighborhoodBon Villas is a 56-townhome community at 126 South Shore Drive in Miramar Beach, platted in two phases in 1995 and 1996 beside the Bayside plats, with the surrounding commons and roads owned of record by Bayside Owners Association, Inc.
- Burnt PineCommunity · Gated · GolfThe golf neighborhoods at the bay end of Sandestin, where two separately incorporated homeowners associations, Burnt Pine and Burnt Pine East, sit under the resort's master owners association and beside a course the resort company owns outright.
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2 places- Costa Del SolNeighborhoodEach of Costa Del Sol's thirty townhouse parcels carries the roll address 1987 Scenic Gulf Drive, Miramar Beach, a recorded 1980 year built and Zone VE flood mapping; Walton County files them as subdivision 30-2S-21-42300.
- Costa VistaNeighborhood · Short-Term Rental EligibleCosta Vista, at 11 Driftwood Road in Miramar Beach, is a 24-unit townhouse set that Walton County files as subdivision 30-2S-21-42520 under Plat Book 5, page 83; each unit has a recorded 1985 year built and every parcel reads Zone X on flood maps.
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5 places- DeerwoodNeighborhoodDeerwood Drive in Sandestin carries 61 single-family houses built from 1989 to 2010, platted in four phases on Plat Books 8, 10 and 13 and addressed in Miramar Beach, Walton County.
- Del Mar At SandestinNeighborhoodDel Mar at Sandestin is a 24-lot plat, Plat Book 11 page 2, on Baytowne Avenue North and Del Mar Court in Miramar Beach, Walton County, holding 22 single-family houses and one vacant lot.
- Dorothy Bowen EstatesNeighborhoodDorothy Bowen Estates is a two-block plat in Miramar Beach recorded at Plat Book 7, page 18. County records show 21 houses, three vacant lots, a 1.37-acre tract the plat marks as not included, and a thin right-of-way piece.
- Driftwood DriveNeighborhood · Short-Term Rental EligibleDriftwood Drive Townhomes is a 20-unit Miramar Beach plat recorded January 29, 2007 at Plat Book 17, page 95. County records show 20 townhome parcels and one common-area parcel held by an owners association, and the state roll dates every unit to 2017.
- Driftwood EstatesCommunityA large detached-house neighborhood of just under 700 platted homesites north of US Highway 98 beside the Sandestin resort's bay end, recorded under a Santa Rosa Beach mailing city and mapped by the county over a Mixed Use future land use.
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3 places- Flamingo BeachNeighborhoodFlamingo Beach is a 25-lot Walton County plat (Plat Book 4, page 8, parcel numbers 28-2S-21-42010) addressed to Bayshore Drive in Miramar Beach, where federal flood maps put 13 of the lot centers in Zone AE.
- Fountains At SandestinNeighborhoodFountains At Sandestin is a six-phase group of 25 single-family parcels on Fountains Lane in unincorporated Walton County, Miramar Beach 32550, filed under county series 26-2S-21-42400.
- Frangista BeachNeighborhood · Short-Term Rental EligibleOld-Florida beach streets in the heart of Miramar Beach - cottages and newer beach houses a short walk from the association's beach accesses, blocks where detached homes rather than condo towers meet the sand.
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5 places- Golf ViewNeighborhoodGolf View is a platted group of Lots 361 through 389 on Golfview Drive, Miramar Beach 32550, recorded at Plat Book 5, page 43 and filed by the county as series 27-2S-21-42090 with 28 lot parcels and one parcel of streets and common area.
- Grand HarbourNeighborhoodGrand Harbour in Miramar Beach is 31 Walton County parcels: 30 townhouse units, all recorded as built in 1993 on the 2026 state tax roll, and one common-area parcel.
- Gulf PinesNeighborhood · Short-Term Rental EligibleA 1956 Miramar Beach plat running from the highway down to the Gulf between Sandestin and Hidden Dunes, whose county overlay answers a fight about large vacation houses with hard numbers: six bedrooms, 6,000 square feet, six cars overnight.
- Gulf Winds EastNeighborhood · Short-Term Rental EligibleGulf Winds East is 52 townhomes sharing one address, 2800 Scenic Gulf Drive, Miramar Beach, in Walton County. The state roll dates its townhomes to 1980 and 1981, with 1,374 to 1,443 square feet of living area on lots of about 1,000 square feet each, and the recorded plat runs one common parcel to the mean high water line of the Gulf of Mexico. Two Gulf Winds East associations appear on the state registry, and which one governs a unit, along with the declaration of covenants the plat cites, is what a buyer most needs settled.
- Gulfside CottagesNeighborhoodGulfside Cottages is 29 single-family houses built in 2001 and 2002 along private Gulfside Way in Miramar Beach. Living areas run from 1,280 to 2,453 square feet on compact lots of 3,741 to 5,721 square feet, and the 1995 plat in Walton County never dedicated the streets to the public. The homeowners association owns lot 7 and the common parcel, and neither the plat nor the roll says what it collects or allows; those terms live in its recorded documents.
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3 places- Hidden PalmsCommunity · Built 2019Twenty-seven detached houses on Ciboney Street and Boswells Court in western Miramar Beach, recorded in three separate groups under one name, built across 2019 through 2023, with the whole community mapped outside the special flood hazard area.
- Hidden VillasNeighborhoodHidden Villas in Miramar Beach is 16 numbered townhouse units and one common-area parcel in unincorporated Walton County, on East Bradley Street and Driftwood Road, all mapped in Zone X.
- Holiday Shores EstatesNeighborhoodHoliday Shores Estates in Miramar Beach, Walton County, spans five recorded plats along Shore Drive and Forest Shore Drive, north of US 98.
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4 places- L'AtriumNeighborhoodL'Atrium is Walton County subdivision 27-2S-21-42140, with lot legals citing Plat Book 5, page 52: 47 single-family parcels plus one blank roll parcel drawn in five pieces, and a 1/47 common-element interest recited in at least 42 of the legals.
- Laurel GroveNeighborhood · Short-Term Rental EligibleLaurel Grove is five phases of Sandestin houses along Laurel Way and Ravens Run in Miramar Beach, Walton County.
- Legend Creek At SandestinNeighborhoodLegend Creek at Sandestin is a 34-lot street of single-family houses built from 1993 to 2006 along privately maintained Legend Creek Drive, Miramar Beach 32550.
- Legion Park LandingNeighborhoodLegion Park Landing is 33 platted lots along Legion Park Loop in Miramar Beach, plus a parcel the county lists a homeowners association as owning for the common areas and the loop road.
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2 places- Miramar Beach VillasNeighborhood · Short-Term Rental EligibleMiramar Beach Villas is a 20-townhome set recorded in 2005 at Plat Book 16, page 52 as The Shoppes of Miramar/Miramar Beach Villas, and every unit parcel and the common-area parcel sit in Zone X on both FEMA's and Walton County's flood maps.
- Misty CoveNeighborhoodMisty Cove is two recorded townhome phases in Miramar Beach, 18 units each, built in 1985 to 1986 and in 1988, plus one common-area parcel per phase, and every parcel sits in Zone X on FEMA's flood map.
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2 places- North ShoreNeighborhoodNorth Shore is a community of 26 townhouse parcels on Northshore Drive in Miramar Beach, filed with Walton County under parcel series 27-2S-21-42730 in four phases; the 2026 state roll dates the buildings to 1991 through 1993.
- NorthshoreNeighborhood · Short-Term Rental EligibleNorthshore, recorded as North Shore Townhomes: 26 Sandestin townhouses on Northshore Drive in Miramar Beach, Walton County, built 1991 to 1993.
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2 places- Paradise RetreatCommunity · Built 2004One hundred twenty houses on three streets at Miramar Beach's western edge, every one the state's roll dates to 2004, under an association whose development company has been off the state register since 2005.
- Prestwick PlaceNeighborhoodPrestwick Place is a single street of 34 single-family lots, numbered 1101 through 1134, in Miramar Beach, Walton County, where the federal flood map puts 18 lots partly in Zone A and the other 16 wholly in Zone X.
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11 places- Sandestin EstatesNeighborhoodSandestin Estates is a single street of houses inside Sandestin, in Miramar Beach, unincorporated Walton County. Its 31 houses date from 1973 to 2024, with 2,128 to 6,741 square feet of living area on lots the county draws at about 0.29 to 0.84 acre, and three lots are still classed vacant. The Sandestin Owners Association's roster names no manager for the street, so ask the seller first who handles neighborhood business, and for the common-elements instrument recorded at Official Records Book 341, Page 307.
- Sea CabinsNeighborhoodSea Cabins is a group of 44 townhouses on Scenic Gulf Drive in Miramar Beach, in unincorporated Walton County. Each unit sits on a recorded parcel of roughly 570 square feet, a size that reads as a building footprint, and Sea Cabins Owners Association Inc is the owner the county lists for some 2.4 acres of common ground drawn in two pieces. That association has been on the state registry since 1979, yet no county or state record on file says what it governs, maintains or allows; that answer sits in its recorded declaration.
- SeascapeCommunity · GolfA golf resort on a broad tract of Miramar Beach, where fairways, a lake, tennis courts, and pool decks fill the ground inland of Scenic Gulf Drive and the resort's own beach sits across the road.
- SeasprayNeighborhoodSeaspray is a 60-lot plat recorded in September 1999 in Miramar Beach, Walton County, with its own shared common-ground parcel.
- ShipwatchNeighborhood · Short-Term Rental EligibleShipwatch is a 29-lot Miramar Beach plat in Walton County where no lot touches the Gulf and FEMA's flood zones change from one lot to the next.
- Snow Drift BeachNeighborhood · Short-Term Rental EligibleSnow Drift Beach is a 19-parcel plat from 1956 with Miramar Beach addresses: 17 single-family lots, one multi-family parcel and one store parcel, and its three Gulf-end lots sit mostly in Zone VE and seaward of the state's coastal construction control line.
- St Andrews Drive At SandestinNeighborhoodSt Andrews Drive At Sandestin is a three-phase Walton County series of 58 single-family lots, one vacant governmental parcel and one shared common-area parcel, where most parcels hold ground mapped as flood Zone AE.
- Summer Haven NorthNeighborhood · Short-Term Rental EligibleEighteen townhomes built in 1983 and one common-area parcel make up Summer Haven North, recorded in Plat Book 5, page 72.
- Summer Haven SouthNeighborhoodSummer Haven South is six 1983 townhomes, units A through F, at 1001 Scenic Gulf Drive in Miramar Beach, Walton County, each wholly in FEMA Zone VE.
- SummerhouseNeighborhoodSummerhouse: 29 townhomes numbered 1 through 29, all from 1985, with one common-area parcel; Plat Book 7, page 12, Miramar Beach.
- SummerlakeNeighborhood · Short-Term Rental EligibleThirteen buildings, 30 townhomes from 1997 and one common-area parcel make up Summerlake (Plat Book 13, page 17).
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5 places- The Retreat at MiramarNeighborhood · Short-Term Rental EligibleRetreat at Miramar is a plat recorded January 26, 2017 in Plat Book 20, pages 11 and 12, with its addresses on Wadleigh Way, Calla Way and Mello Way. County records show 28 parcels: 27 single-family lots, each carrying a house that the 2026 property roll dates to 2018, 2019 or 2020, and one common-area parcel drawn in three pieces.
- TOPS'L Beach & Racquet ResortResort · Gated · Short-Term Rental EligibleA Gulf-front Miramar Beach resort in Walton County whose one name covers several separately platted communities, anchored by a tennis facility of 12 courts, 10 of them lighted.
- Treasure SandsNeighborhood · Short-Term Rental EligibleTreasure Sands is a nine-lot plat on Payne Street in Miramar Beach, filed March 19, 2007 at Plat Book 17, page 100; Walton County carries it as series 30-2S-21-42660 with nine single-family parcels and one common-area parcel.
- Troon DriveNeighborhoodTroon Drive is a 38-lot single-family subdivision, Troon Drive Phases I and II, with Miramar Beach 32550 addresses and houses built from 1987 to 2025 on lots of about 0.29 to 0.64 acre.
- TuscanaNeighborhoodTuscana is an 18-lot subdivision recorded August 5, 2005 in Plat Book 16, page 85, with Miramar Beach addresses, houses built in two waves, 2006 and 2023, and county records listing two associations for its common ground and streets.
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2 places- Vantage PointeNeighborhood · Short-Term Rental EligibleVantage Pointe is a 26-lot townhouse community on Vantage Point in Miramar Beach, Walton County, platted in five phases between 1991 and 1995, with common ground that the county's legal text labels a pool area held in the name of a homeowners association.
- Vineyard At Raven OaksNeighborhoodVineyard at Raven Oaks is a 34-home community on Vineyard Lane in Miramar Beach, Walton County, platted in three installments between 2002 and 2004, with all 34 homes dated 2002, 2003 or 2004 on the state roll.
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2 places- Whispering OaksNeighborhoodWhispering Oaks is a platted Miramar Beach subdivision, Plat Book 5, page 54, that the county draws as 53 parcels: 41 single-family, 11 vacant and one site-improvement parcel. The county flood layer puts part of every Block A parcel in a special flood hazard area and none of the 27 Block B parcels.
- Woodland ShoresNeighborhood · Short-Term Rental EligibleWoodland Shores is 56 county parcels in five townhome phases, 51 classed as townhouse and five as common area, all inside a box roughly 480 feet by 330 feet in unincorporated Walton County.
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Straight Answers
Miramar Beach Neighborhood Questions
Does the Okaloosa-Walton county line really matter when buying in Miramar Beach?
Yes, and more than most buyers expect. Miramar Beach answers to Walton County while next-door Destin answers to Okaloosa County, so zoning categories, permitting, and rental registration run through different offices even though the shoreline is continuous. Two similar homes a mile apart can follow different rulebooks, which is why the county record matters more than the mailing address.
What variety of HOA structures will I run into around Scenic Gulf Drive?
A wide spread: independent associations covering a single street of cottages, resort campuses such as Seascape where a master association layers over village sub-associations, and condo regimes governing the gulf-front towers. Request the complete stack of governing documents for any property early, because dues and use rules can flow from more than one association at once.
Is the beach in front of a Miramar Beach home public or private?
It depends on the street. Access along the Scenic Gulf Drive loop is a patchwork of public accessways, neighborhood walkovers reserved to particular subdivisions, and deeded or private segments tied to specific lots. The recorded category shapes both daily routine and resale, so verify it for the exact parcel instead of assuming the nearest boardwalk conveys with the house.
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