Miramar Beach · Neighborhood
Gulfside Cottages Homes for Sale
Gulfside Cottages is 29 single-family houses built in 2001 and 2002 along private Gulfside Way in Miramar Beach. Living areas run from 1,280 to 2,453 square feet on compact lots of 3,741 to 5,721 square feet, and the 1995 plat in Walton County never dedicated the streets to the public. The homeowners association owns lot 7 and the common parcel, and neither the plat nor the roll says what it collects or allows; those terms live in its recorded documents.
Short-term rentals: not yet confirmed for this neighborhood.
Living in Gulfside Cottages
Gulfside Cottages is one recorded plat of 30 lots on about 4.1 acres, Plat Book 11, Pages 24 and 24-A, filed in March 1995 under a December 1994 dedication by the developer, Santa Rosa Beach Properties Inc. Walton County numbers it 33-2S-21-42530 and traces it to a parent parcel on the 1995 roll. The county's subdivision header misspells the name as Gulfside Cottates, a slip to watch for when searching the county's records; the lot legal descriptions spell it correctly.
Note 5 on sheet 24-A reads that all streets shown are private and not dedicated to the public, and the dedication adds that no street, alley, easement or public area passes to the public. Building lines sit 20 feet back from the front and the street right-of-way, 10 feet at the rear and 5 feet at the sides, and note 1 warns that further restrictions may be recorded elsewhere. None of the 32 outlines meets a feature in the county's planning-overlay layer, which carries neighborhood plans, planned developments and community development districts, so no such overlay is mapped over the plat.
Under the plat's 33-2S-21-42530 series sit 30 lot parcels and a single parcel for the shared ground, whose county legal text is the streets, common areas and limited common areas as shown on the plat. The county draws that shared parcel as two shapes, a large one of 0.86 acre and a 0.01 acre fragment, so its file carries 32 rows for 31 parcels. Gulfside Cottages Homeowners Association Inc is the owner of record of the shared parcel and of lot 7, which the county classes as a site improvement and the state roll codes vacant, with no living area and 8,577 square feet of land. Lots 1 through 6 and 8 through 30 are single family in the county's classes. State records show Gulfside Cottages Homeowner's Association, Inc. incorporated in December 2001, amended in January 2003 and still active. Nothing in the plat, the roll or the registry spells out what it collects or allows.
The 2026 state roll dates all 29 houses to 2001 or 2002, six to 2001 and 23 to 2002, with living areas from 1,280 to 2,453 square feet on lots of 3,741 to 5,721 square feet. Every address is on Gulfside Way, Miramar Beach 32550.
Intersecting the 32 outlines with FEMA's national map and with the county's flood layer gives the same answer on each: Zone X throughout, with no Zone AE or VE ground on any parcel. Eleven parcels carry some shaded Zone X, the 0.2 percent annual-chance band, from about 3 percent of one lot to about 94 percent of another, and four of the eleven are 40 percent or more. These labels classify ground on a map and say nothing about a particular house's floor height.
Gulfside Cottages' only market datapoint is a Miramar Beach name search from August 20, 2026: no active dwellings, 21 sold. Twenty-one sales against 29 houses describes one past moment, not what is listed today.
Past sales along Gulfside Way, private streets and all, are tracked on the Gulfside Cottages market data page. For houses outside this 30-lot plat from 1995, see Miramar Beach real estate or every Miramar Beach neighborhood we cover.
HOA & Fees
What is the HOA fee at Gulfside Cottages?
No Gulfside Cottages home is for sale right now. On Gulfside Cottages homes sold in September 2026 whose MLS records state a fee, HOA fees were:
- Single-family homes: $325 a month (1 listing)
Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.
Based on information from ECAR for the period September 5, 2026 through September 5, 2026.
Live Inventory
Homes Near Gulfside Cottages
Nothing is actively listed inside Gulfside Cottages today - these nearby Miramar Beach homes are the closest matches.
Local Answers
Gulfside Cottages FAQ
How much is the HOA fee at Gulfside Cottages?
No Gulfside Cottages home is for sale right now. On Gulfside Cottages homes sold in September 2026 whose MLS records state a fee, HOA fees were: single-family homes, $325 a month (1 listing). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges. Based on information from ECAR for the period September 5, 2026 through September 5, 2026.
How big are the Gulfside Cottages lots, and what setbacks does the plat set?
The 2026 state roll puts the 29 house lots at 3,741 to 5,721 square feet, on a 30-lot plat of about 4.1 acres. Building lines on the recorded plat sit 20 feet back from the front and the street right-of-way, 10 feet at the rear and 5 feet at the sides, and its note 1 warns that further restrictions may be recorded elsewhere.
Who owns the streets and common ground at Gulfside Cottages?
The plat marks every street private rather than public. On the county roll, Gulfside Cottages Homeowners Association Inc owns the shared parcel, drawn in two shapes, and also lot 7. What the association collects or covers is stated nowhere in the plat or the roll.
When were the Gulfside Cottages houses built, and how much living area do they have?
The 2026 state roll dates six houses to 2001 and 23 to 2002, with living areas of 1,280 to 2,453 square feet on lots of 3,741 to 5,721 square feet, all on Gulfside Way in Miramar Beach 32550.
Which flood zones touch Gulfside Cottages?
Gulfside Cottages sits wholly in Zone X. Neither FEMA's map nor the county's shows AE, VE or any other high-hazard ground on these parcels, though eleven carry some shaded Zone X, from a sliver of one lot to nearly all of another. Confirm a given lot before inferring insurance or construction consequences.
Does anything on record restrict renting a house on Gulfside Way?
The plat, the county roll and the state corporate registry say nothing about rentals at Gulfside Cottages. Note 1 on the plat warns that further restrictions may be recorded elsewhere, and the homeowners association, active since its December 2001 filing, may have rules of its own, so ask for both and confirm Walton County's rules for the Gulfside Way address.
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Sources
- Walton County open planning GIS, Gulfside Cottages exact parcel family (accessed September 29, 2026)
- Florida statewide cadastral, 2026 roll, Gulfside Cottages parcel series (accessed October 4, 2026)
- Walton County Clerk official record, Gulfside Cottages plat, Plat Book 11 Page 24 (accessed October 4, 2026)
- Walton County Special Flood Hazard Areas layer (parcel outlines intersected) (accessed October 4, 2026)
- Walton County Planning Overlay Areas layer (parcel outlines intersected) (accessed October 4, 2026)
- Florida Division of Corporations: Gulfside Cottages Homeowner's Association, Inc. (accessed October 4, 2026)
Gulfside Cottages Market Analytics
Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.
Thinking about Gulfside Cottages?
Covenants, rental rules, resale history - get the neighborhood file from agents who work it.
Gulfside Cottages in Miramar Beach: Homes for Sale
Gulfside Cottages is a small plat of 30 lots on Gulfside Way in Miramar Beach. Its streets are private, never dedicated to the public. The state roll dates its 29 houses to 2001 and 2002, with living areas from 1,280 to 2,453 square feet on lots of 3,741 to 5,721 square feet.
The homeowners association owns the streets, the common ground and lot 7. Neither the plat nor the public records spell out what the association collects or allows, so ask for its budget and covenants before you write an offer on a Gulfside Cottages home.
