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Dream Destin Realty

Miramar Beach · Neighborhood

Treasure Sands Homes for Sale

Treasure Sands is a nine-lot plat on Payne Street in Miramar Beach, filed March 19, 2007 at Plat Book 17, page 100; Walton County carries it as series 30-2S-21-42660 with nine single-family parcels and one common-area parcel.

Updated

  • Short-Term Rental Eligible

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

Living in Treasure Sands

The clerk filed the Treasure Sands plat, a residential development of Government Lot 88 in Section 30, Township 2 South, Range 21 West, on March 19, 2007 at Plat Book 17, page 100. Walton County's parcel series 30-2S-21-42660 holds its ten parcels: nine lots, each described as single family, and a common-area parcel for Payne Street whose roll owner is Treasure Sands Homeowners Assoc Inc. The county's outlines show small, uneven lots: six are about 3,700 square feet, lot 9 is about 3,950, and lots 7 and 8 run about 6,200 to 6,400.

Eight lots carry South Payne Street addresses and lot 9 carries 22 Payne Street, all Miramar Beach, FL 32550; the common-area parcel has no address. Nine county address points sit inside the lots, every one coded Walton County, and no municipality's boundary reaches any of the ten outlines, which puts the plat in unincorporated Walton County.

Overlaying the nine lots and the Payne Street parcel on FEMA's national flood layer and on the county's separate layer puts each wholly in the unshaded part of Zone X; none touches a hazard polygon of either kind. The recorded plat adds a caution. Its note 6 says the buildable portions of lots 1 through 6 lie within a coastal barrier identified 10-01-83, and quotes wording that federal flood insurance for new structures or substantial improvements was prohibited as of October 1, 1983. This review could not confirm whether that designation applies today, so lots 1 through 6 need a direct answer from the county and an insurance agent before anyone relies on the flood map alone.

Miramar Beach listings under the Treasure Sands name held a single active home and 13 sold homes on August 20, 2026; with only nine lots on the plat, that is a tally of listings and not a lot count. No record cited above says anything about Treasure Sands dues, rental rules, access or amenities.

HOA & Fees

What is the HOA fee at Treasure Sands?

No HOA fee for Treasure Sands has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

Live Inventory

Homes for Sale in Treasure Sands

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Local Answers

Treasure Sands FAQ

How much is the HOA fee at Treasure Sands?

No HOA fee for Treasure Sands has been reported on the MLS in our records. Whether a home belongs to an association, and what it charges, is set by that home's recorded covenants, so ask a licensed real estate agent or the association about the home you are considering.

What does the recorded Treasure Sands plat establish?

Nine lots, numbered 1 through 9, along Payne Street on Government Lot 88, filed March 19, 2007 at Plat Book 17, page 100. County series 30-2S-21-42660 carries them, so a listing's legal description should name a lot number from that plat.

How do the nine Treasure Sands lots differ in size?

By the county's drawn outlines, lots 1 through 6 are about 3,700 square feet each, lot 9 about 3,950, lot 8 about 6,170 and lot 7 about 6,370. The square footages printed on the plat agree within about one percent.

What is unusual about the Treasure Sands county address response?

Eight lots are numbered on South Payne Street and lot 9 is 22 Payne Street, all Miramar Beach 32550. Payne Street's own parcel, the common-area parcel, returns an empty row, and no row carries a place label.

What do flood maps and the plat say about Treasure Sands?

Overlays of the nine lots and the Payne Street parcel come back unshaded Zone X from both FEMA and the county. The plat's note 6 separately says the buildable portions of lots 1 through 6 lie within a coastal barrier identified 10-01-83, and this review did not confirm whether it still applies. Neither source settles insurance or floor height for a lot.

How did the Treasure Sands August screen split active and completed rows?

One active home and 13 sold homes under the Treasure Sands name in Miramar Beach. Search again for current availability.

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Sources

Treasure Sands Market Analytics

Sale prices, trends, days on market, and inventory - refreshed monthly from MLS data.

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Thinking about Treasure Sands?

Covenants, rental rules, resale history - get the neighborhood file from agents who work it.