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Cottages at Eastern Lake Homes for Sale

A 35 lot plat of about 3.76 acres between Eastern Lake and Deer Lake State Park, zoned Village Mixed Use, with six of its addresses standing inside the protection buffer the county maps around that dune lake.

Updated

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2015

Year Built

No

Gulf Front

Year built and home figures are as published by the sources cited at the foot of this page. Confirm them against the association's own documents during diligence.

About Cottages at Eastern Lake

The Cottages at Eastern Lake is a small plat whose edges carry more regulation than its size suggests. The lots occupy about 3.76 acres in two blocks along Eastern Lake Court and Tresca Lake Court, and Walton County zones every one of them Village Mixed Use under Ordinance 2018-29, a designation that sets this plat apart from the plain residential districts nearby. Thirty one lots carry a finished house and four are still vacant on the county roll. Completion years run from 2007 to 2024 with a median of 2015, so this was not one delivery but a fill spread across three building periods, and heated living area ranges from 1,363 to 3,683 square feet on lots whose median is about 3,380 square feet. The mapped lines are what a buyer should read before writing an offer, and they reach further than a plat-wide description can hint at. Read by intersecting each lot's own outline against the county's mapped 300 foot coastal dune lake protection zone around Eastern Lake, rather than by asking whether a lot center falls inside a box, six lots carry mapped buffer ground: 71 Tresca Lake Court holds about 11 percent, 96 Eastern Lake Court about 8 percent, 106 Eastern Lake Court about 45 percent, 110 Eastern Lake Court about 75 percent, 114 Eastern Lake Court about 97 percent, and 128 Eastern Lake Court about 27 percent. The other 29 lots carry none. Six lots sit in the 0.2 percent annual chance flood area and the remaining 29 in Zone X. As for the two features the plat is named and known for, Eastern Lake lies about 215 feet southwest of the nearest lot boundary and the Deer Lake State Park boundary about 310 feet northeast, so both are close neighbours rather than frontage.

HOA & Fees

What is the HOA fee at Cottages at Eastern Lake?

As of November 11, 2026, Cottages at Eastern Lake homes for sale that report a fee on the MLS list these HOA fees:

  • Single-family homes: $250 to $265 a month, median $265 (4 listings)

Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

Based on 4 active MLS listings that report an HOA fee. Fees billed quarterly, twice a year or yearly are shown as a monthly equivalent.

One holding on the roll deserves a direct question. Besides four common-area parcels inside the plat, the owners association is recorded as owner of a vacant parcel of about 4,573 square feet whose legal description places it in the neighbouring Lakewood Village subdivision, not in this one. Ask what that parcel is for, what the declaration obliges the association to do with it, and whether its upkeep is assessed to these 35 lots. Ask also about the lake edge, since six lots here carry ground inside a mapped county protection zone, from about 8 to about 97 percent of the lot, and that constrains what may be done near the water. No building is carried on any association parcel in this plat, so the public record describes no clubhouse or pool for the dues to fund.

Rental Policy

Short-term rentals: allowed. Confirm the current minimum stay and registration with the association.

Walton County writes part of the lease for any rented house. Each short-term rental agreement must list the certified maximum guest count. It must give trash and recycling instructions. It must show the allowed number of cars, with a sketch of the off-street spaces. It must give notice of the county noise rules. Guests must also be told to leave when an evacuation order is posted. Cottages at Eastern Lake sits a third of a mile from the Gulf. Six of its lots lie where the yearly chance of flooding is 0.2 percent. Can a lot be rented at all? The recorded covenants answer that. Read them first.

  • Zoned Village Mixed Use under Ordinance 2018-29
  • Eastern Lake about 215 feet southwest
  • Deer Lake State Park boundary about 310 feet northeast
  • Thirty five lots across about 3.76 acres

Live Inventory

Active Listings at Cottages at Eastern Lake

LuxuryShort-Term Rental Eligible

$1,569,000

217 Lakewood Drive

Santa Rosa Beach, FL 32459

4 bd 3.5 ba 2,079 sqft
Price ReducedShort-Term Rental Eligible

$1,250,000

149 Lakewood Drive

Santa Rosa Beach, FL 32459

4 bd 3 ba 2,082 sqft
Price ReducedShort-Term Rental Eligible

$1,499,000

13 Eastern Lake Court

Santa Rosa Beach, FL 32459

4 bd 3.5 ba 2,376 sqft
Price ReducedLuxuryShort-Term Rental Eligible

$1,774,000

83 Eastern Lake Court

Santa Rosa Beach, FL 32459

3 bd 2.5 ba 2,742 sqft

The short-term rental badge above is not a permission of record. It reflects the MLS short-term-rental field where a listing discloses one, and otherwise where the home sits. Confirm the association's current rules and the local registration requirement before relying on it.

Community Answers

Cottages at Eastern Lake FAQ

How much is the HOA fee at Cottages at Eastern Lake?

As of November 11, 2026, Cottages at Eastern Lake homes for sale that report a fee on the MLS list these HOA fees: single-family homes, $250 to $265 a month, median $265 (4 listings). Fees vary by home type and section. Some homes also belong to a sub-association for their section, and a listing's fee may cover only one association, so confirm every association a home belongs to and what each one charges.

Does the coastal dune lake protection zone reach any of these lots?

Six of them. The county maps a 300 foot protection zone around Eastern Lake, and tested by intersecting each lot's own outline against the mapped buffer, rather than by a lot center or a bounding box, it reaches 71 Tresca Lake Court and 96, 106, 110, 114 and 128 Eastern Lake Court, in shares running from about 8 percent of the lot to about 97 percent. The other 29 lots carry none. The lake itself is about 215 feet from the nearest lot boundary, southwest.

What flood classes do these 35 lots carry?

Two different ones. Twenty nine of the lots return Zone X, meaning the map places them clear of the one percent annual chance floodplain, while six return the 0.2 percent annual chance flood area, a lower exposure than a special flood hazard area but not the same answer as Zone X. Those six stand on Eastern Lake Court and Tresca Lake Court.

Does the owners association hold land outside the plat?

It does, which is unusual at this scale. The roll records the association as owner of a vacant parcel of roughly 4,573 square feet whose legal description sits in the adjoining Lakewood Village subdivision rather than in this one. It is worth asking what obligations travel with it.

Sources

Santa Rosa Beach Condo Buildings

Other Santa Rosa Beach Communities

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